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Cybersecurity · head to head

Sumsub vs Xlinesoft

Sumsub logo

Sumsub

Cybersecurity

Identity verification and AML screening priced per verification

From
$1.35/verification
Free plan
No
Full reviewWebsite
Xlinesoft logo

Xlinesoft

Developer Tools

PHPRunner and ASPRunner.NET: low-code builders that turn databases into web apps

From
$599/one-time
Free plan
No
Full reviewWebsite

The short version

  • Each has a real cost: Sumsub the published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.; Xlinesoft the purchase includes one year of support and upgrades only; after that, newer versions require a paid upgrade.
  • They diverge on capability: Sumsub covers Document verification, Xlinesoft covers Database to web application.
  • Prices and features above were last checked on 12 November 2026.

Where they differ

Only the attributes on which Sumsub and Xlinesoft actually diverge.

Attributes where Sumsub and Xlinesoft differ
AttributeSumsubXlinesoft
Starting price$1.35/verification$599/one-time
Pricing modelPer verificationone-time
PlatformsWeb, iOS, AndroidWindows, macOS, Linux, Web
CategoryCybersecurityDeveloper Tools

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sumsub

  • Document verification
  • AML screening
  • KYB verification
  • No-code flow builder
  • Transaction monitoring
  • Travel Rule
  • Fraud and duplicate detection

Only in Xlinesoft

  • Database to web application
  • Page Designer and themes
  • Events, custom code and AI assistance
  • Security and dynamic permissions
  • Reports, charts and dashboards
  • Wide database support
  • Enterprise authentication
  • Application templates and plugins

What people use each for

The jobs each tool is most often brought in to do.

Sumsub

  • A crypto exchange needing KYC plus Travel Rule handling under one contractnot Xlinesoft
  • A gambling operator entering several European markets and needing document coverage without a separate vendor per countrynot Xlinesoft
  • A fintech that wants a published price it can model in a business case before speaking to a salespersonnot Xlinesoft
  • A marketplace verifying both individual sellers and the companies behind them without buying two productsnot Xlinesoft

Xlinesoft

  • Building an internal web application on top of an existing SQL databasenot Sumsub
  • Replacing a Microsoft Access application with a browser-based onenot Sumsub
  • Creating admin interfaces and customer or partner portals with role-based accessnot Sumsub
  • Agencies and freelancers delivering self-hosted database applications to clientsnot Sumsub
  • Teams that need low-code tooling but must keep applications on their own serversnot Sumsub

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sumsub

  • The published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • You are billed per verification attempt in most configurations, meaning applicant drop-off and resubmissions cost money without producing a customer.
  • Pass rates and document support vary noticeably by country, and a market that works well in Europe can produce materially worse rejection rates in parts of Africa and South East Asia.
  • The AML screening tier bundles list coverage that large institutions would normally buy separately and tune, giving less control over match thresholds than a dedicated screening vendor.
  • The company originated in Russia before restructuring to a UK entity, and some financial institutions still raise that history in vendor risk review, which can slow or block procurement at conservative banks.

Xlinesoft

  • The purchase includes one year of support and upgrades only; after that, newer versions require a paid upgrade.
  • Multiple database connections, REST API connections and single sign-on through Active Directory, Okta or SAML are Enterprise-only, which raises the price from $599 to $999 per developer.
  • Self-hosted only. Hosting, database administration, backups, runtime updates and access-control configuration remain the customer's job, as Xlinesoft's own product facts page states.
  • Applications built on Microsoft Access require a Windows web server.
  • PHPRunner and ASPRunner.NET are separate products with separate licences, so moving a project between PHP and .NET is not covered by one purchase.

Pricing, plan by plan

Sumsub

$1.35/verification
  • Basic$1.35/verification
    • 149 USD minimum monthly spend
    • Document verification and liveness
    • No-code flow builder
  • Compliance$1.85/verification
    • 299 USD minimum monthly spend
    • Everything in Basic
    • AML sanctions and PEP screening
  • Enterprise$undefined/year
    • Negotiated volume rate
    • Custom jurisdictions and languages
    • Dedicated support

Xlinesoft

$599/one-time
  • PHPRunner Professional$599/one-time
    • Single developer licence
    • Core application-building product
    • One year of email support and upgrades
  • PHPRunner Enterprise Edition$999/one-time
    • Single developer licence
    • Multiple database and REST API connections
    • Data encryption
  • PHPRunner MultiDev Edition$3599/one-time
    • Three Enterprise Edition licences
    • Multiple developers working on the same project at the same time
    • One year of email support and upgrades
  • ASPRunner.NET Professional$599/one-time
    • Generates ASP.NET web applications
    • Same database coverage and security model as PHPRunner
    • Enterprise Edition available

Which should you pick?

Choose Sumsub if

  • You need document verification.
  • You work on Web, iOS, Android.
  • You also want aml screening.
Sumsub review

Choose Xlinesoft if

  • You need database to web application.
  • You work on Windows, macOS, Linux, Web.
  • You also want page designer and themes.
Xlinesoft review

Questions people ask

Is Sumsub or Xlinesoft better?
Neither clearly leads. Sumsub starts at $1.35/verification and Xlinesoft at $599/one-time, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sumsub or Xlinesoft?
Sumsub starts at $1.35/verification and Xlinesoft at $599/one-time.
Does Sumsub or Xlinesoft run on more platforms?
Sumsub runs on Web, iOS, Android. Xlinesoft runs on Windows, macOS, Linux, Web.
What is Sumsub best used for?
Sumsub is most often used for a crypto exchange needing kyc plus travel rule handling under one contract, a gambling operator entering several european markets and needing document coverage without a separate vendor per country, a fintech that wants a published price it can model in a business case before speaking to a salesperson, a marketplace verifying both individual sellers and the companies behind them without buying two products. Of those, a crypto exchange needing kyc plus travel rule handling under one contract and a gambling operator entering several european markets and needing document coverage without a separate vendor per country are not what Xlinesoft is typically brought in for.
What can Sumsub do that Xlinesoft cannot?
Sumsub covers Document verification, AML screening, KYB verification, No-code flow builder. Xlinesoft covers Database to web application, Page Designer and themes, Events, custom code and AI assistance, Security and dynamic permissions.

Answered from the vendors’ own pages

Sumsub: What does a verification actually cost?

1.35 USD on Basic and 1.85 USD on Compliance, but with 149 and 299 USD monthly minimums respectively. Below roughly 110 or 160 checks a month you are paying the minimum, not the rate.

Xlinesoft: How much does PHPRunner cost?

PHPRunner Professional is $599, Enterprise Edition is $999 and MultiDev Edition, which includes three Enterprise licences, is $3,599. Professional and Enterprise prices are per developer, and each purchase includes one year of email support and free upgrades.

Source
Sumsub: Do failed verifications get charged?

Attempts are generally billable, so a poor onboarding funnel raises your bill. Confirm the exact resubmission policy in your contract.

Xlinesoft: Which databases does PHPRunner support?

MySQL, MariaDB, Microsoft SQL Server, PostgreSQL, Oracle, Microsoft Access, IBM DB2, Informix, SQLite and ODBC-compatible databases. Using multiple database connections in one project is an Enterprise Edition feature.

Source
Sumsub: Does it cover business verification?

Yes, KYB with company registry lookups and beneficial owner resolution is part of the platform rather than a separate product.

Xlinesoft: Is there a free trial?

Yes. PHPRunner can be downloaded and evaluated for 21 days, and public live demos show the generated applications, with add, edit and delete disabled.

Source
Xlinesoft: Where do PHPRunner applications run?

On your own web server. The documented options are Apache and Microsoft IIS with a compatible PHP runtime and database extensions, and a built-in web server is available for local testing. The development application itself runs on Windows, macOS and Linux.

Source
Xlinesoft: What does the Enterprise Edition add?

Multiple database and REST API connections, data encryption, and enterprise authentication including Active Directory, Okta, Azure AD, OpenID and SAML, on top of all Professional features.

Source
Xlinesoft: What is ASPRunner.NET?

Xlinesoft's equivalent builder for ASP.NET. It generates database-driven ASP.NET web applications with the same kind of forms, reports, charts, permissions and Page Designer, and is sold separately from $599.

Source
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