Softwr

Accounting · head to head

Stigg vs FreeAgent

Stigg logo

Stigg

Accounting

Usage runtime platform for credits and entitlements

From
Free
Rated
-
Full reviewWebsite
FreeAgent logo

FreeAgent

Accounting

Accounting software for small businesses and freelancers

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Stigg free tier limited to 10,000 entities and 5M events per month; FreeAgent introductory pricing shown is 50% off the regular rates

Where they differ

Only the attributes on which Stigg and FreeAgent actually diverge.

Attributes where Stigg and FreeAgent differ
AttributeStiggFreeAgent
Pricing modelFreemium with usage-based and custom tierssubscription
PlatformsWeb, Cloud, BYOC, BYODB, APIWeb

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Stigg

  • Real-time credit enforcement
  • Financial-grade credits
  • High-scale metering
  • Budget governance
  • Flexible deployment
  • Billing platform integration
  • Data warehouse integration
  • CRM integration

Only in FreeAgent

Nothing recorded that Stigg does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Stigg

  • Managing token and credit usage for AI productsnot FreeAgent
  • Enforcing spending caps and budget controlsnot FreeAgent
  • Implementing prepaid credit systems with expirynot FreeAgent
  • Real-time entitlement verification for feature accessnot FreeAgent
  • Scaling billing infrastructure for high-volume eventsnot FreeAgent

FreeAgent

  • Submitting VAT and Self Assessment tax returns to HMRC directlynot Stigg
  • Splitting rental income and expenses across multiple properties automaticallynot Stigg
  • Collecting invoice payments faster through one-click payments and remindersnot Stigg
  • Capturing bills and receipts via AI to auto-categorize expensesnot Stigg
  • Filing Real Time Information payroll directly to HMRC for employeesnot Stigg

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Stigg

  • Free tier limited to 10,000 entities and 5M events per month
  • Pro plan pricing ($399/month) may be high for early-stage companies
  • Scale and BYOC plans require custom contracts and sales engagement
  • Primarily targets AI and high-scale use cases, not all business models
  • Requires integration with separate billing platform (Stripe, Zuora, etc.)

FreeAgent

  • Introductory pricing shown is 50% off the regular rates
  • All prices exclude 20% VAT
  • Add-ons required for some features (Smart Capture Unlimited £5/month, Amazon integration £6/month)

Pricing, plan by plan

Stigg

Free
  • Build (Free Forever)Free
    • 10,000 managed entities per month
    • 5M usage events per month
    • 1K events per second rate limit
  • Pro$399/month
    • 10,000 entities included (graduated pricing to 100K)
    • 25M usage events included (to 500M with graduated rates)
    • 10K events per second (upgradeable to 100K)
  • Scale$null/custom
    • Custom entity and event volumes
    • 50K events per second (upgradeable to 100K)
    • RBAC and SSO (SAML)
  • BYOC$40000/year
    • Deploy in customer VPC
    • Unlimited entities and events
    • No event billing

FreeAgent

Free
  • Sole Traders$9.5/month
    • Introductory rate (regular price £19/month)
    • Annual option at £95/year (regular £190)
  • Landlords$5/month
    • Introductory rate (regular price £10/month)
    • Annual option at £50/year (regular £100)
  • UK Partnerships/LLPs$13.5/month
    • Introductory rate (regular price £27/month)
    • Annual option at £135/year (regular £270)
  • UK Limited Companies$16.5/month
    • Introductory rate (regular price £33/month)
    • Annual option at £330/year (regular £330)

Which should you pick?

Choose Stigg if

  • You need real-time credit enforcement.
  • You want to start without paying.
  • You work on Web, Cloud, BYOC, BYODB, API.
  • You also want financial-grade credits.
Stigg review

Choose FreeAgent if

  • You want to start without paying.
FreeAgent review

Questions people ask

Is Stigg or FreeAgent better?
Neither clearly leads. Stigg starts at Free and FreeAgent at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Stigg or FreeAgent?
Stigg starts at Free and FreeAgent at Free.
Does Stigg or FreeAgent run on more platforms?
Stigg runs on Web, Cloud, BYOC, BYODB, API. FreeAgent runs on Web.
Can I use Stigg for free?
Both have a free tier, so you can try either at no cost before committing.
What is Stigg best used for?
Stigg is most often used for managing token and credit usage for ai products, enforcing spending caps and budget controls, implementing prepaid credit systems with expiry, real-time entitlement verification for feature access. Of those, managing token and credit usage for ai products and enforcing spending caps and budget controls are not what FreeAgent is typically brought in for.
What can Stigg do that FreeAgent cannot?
Stigg covers Real-time credit enforcement, Financial-grade credits, High-scale metering, Budget governance.

Answered from the vendors’ own pages

Stigg: How quickly does Stigg check entitlements?

Stigg makes entitlement checks in under 10 milliseconds, enabling real-time enforcement of spending decisions before token consumption.

Source
FreeAgent: Does FreeAgent offer a free option?

FreeAgent is free for qualifying customers maintaining business accounts with NatWest, Royal Bank of Scotland, Ulster Bank, or certain Mettle accounts.

Source
Stigg: Can I use Stigg with my existing billing platform?

Yes, Stigg integrates with major billing platforms including Stripe, Zuora, Chargebee, Metronome, and Orb to manage entitlements and credits.

Source
FreeAgent: What is FreeAgent's pricing for sole traders?

Sole traders pay £9.50/month (50% introductory rate; regular £19/month), or £95/year annually (regular £190/year), excluding 20% VAT.

Source
Stigg: What deployment options does Stigg offer?

Stigg offers cloud API, BYOC (Bring Your Own Cloud) for VPC deployment, and BYODB options for customers who want to manage their own database.

Source
FreeAgent: What add-ons does FreeAgent offer?

Optional add-ons include Smart Capture Unlimited at £5/month and Amazon integration at £6/month, allowing customers to extend base plan functionality.

Source
FreeAgent: Does FreeAgent offer a trial?

FreeAgent provides a 30-day free trial with no commitment, and customers can cancel at any time during or after the trial period.

Source
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