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Stampli vs Zoho Books

Stampli logo

Stampli

Software

AI-powered accounts payable automation

From
$29/month
Rated
-
Full reviewWebsite
Zoho Books logo

Zoho Books

Software

Simple, smart accounting software for growing businesses

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Zoho Books has a free tier, so it costs nothing to try first.
  • Each has a real cost: Stampli pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form; Zoho Books payroll only available in Texas and California, limiting US usefulness
  • They diverge on capability: Stampli covers AI invoice processing, Zoho Books covers Invoicing.

Where they differ

Only the attributes on which Stampli and Zoho Books actually diverge.

Attributes where Stampli and Zoho Books differ
AttributeStampliZoho Books
Starting price$29/monthFree
Pricing modelsubscriptionUnknown
Free tierNoYes
Founded20141996

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Stampli

  • AI invoice processing
  • Approval workflows
  • Vendor management
  • Payment processing
  • Audit trails
  • NetSuite
  • Sage Intacct
  • QuickBooks

Only in Zoho Books

  • Invoicing
  • Expense tracking
  • Bank reconciliation
  • Financial reports
  • Tax compliance
  • Zoho CRM
  • PayPal
  • Stripe

Both cover

  • GDPR
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Stampli

  • Automating accounts payable invoice capture and codingnot Zoho Books
  • Routing invoice approvals with discussion held against each invoicenot Zoho Books
  • Paying suppliers and issuing virtual cards from the AP workflownot Zoho Books

Zoho Books

  • Invoicingnot Stampli
  • Expense managementnot Stampli
  • Tax preparationnot Stampli

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Stampli

  • Pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • Payments and card products are sold alongside the core AP automation rather than being separately priced on the public site

Zoho Books

  • Payroll only available in Texas and California, limiting US usefulness
  • Limited access to historical financial data compared to competitors
  • Customer support is slow with long response times and frustrating workarounds
  • Fewer integrations than QuickBooks Online and Xero
  • User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
  • Occasional inaccuracies in automatic exchange rate updates for international transactions

Pricing, plan by plan

Stampli

$29/month
  • Essential$undefined/month
    • Invoice processing
    • Basic approvals
    • Email notifications
  • Professional$undefined/month
    • AI-powered coding
    • Advanced workflows
    • ERP integrations
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Zoho Books

Free
  • FreeFree
    • 1 user + accountant
    • Unlimited invoices
  • Standard$20/month
    • 3 users
    • Core accounting
  • Professional$60/month
    • 5 users
    • Advanced reporting
  • Premium$120/month
    • 10 users
    • Inventory management

Which should you pick?

Choose Stampli if

  • You need ai invoice processing.
  • You work on Web, Ios, Android.
  • You also want approval workflows.
Stampli review

Choose Zoho Books if

  • You need invoicing.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want expense tracking.
Zoho Books review

Questions people ask

Is Stampli or Zoho Books better?
Neither clearly leads. Stampli starts at $29/month and Zoho Books at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Stampli or Zoho Books?
Zoho Books has a free tier; the other does not. Paid plans start at $29/month for Stampli and Free for Zoho Books.
Does Stampli or Zoho Books run on more platforms?
Stampli runs on Web, Ios, Android. Zoho Books runs on Web, iOS, Android.
Can I use Zoho Books for free?
Yes. Zoho Books has a free tier, so you can try it without paying. Stampli starts at $29/month.
What is Stampli best used for?
Stampli is most often used for automating accounts payable invoice capture and coding, routing invoice approvals with discussion held against each invoice, paying suppliers and issuing virtual cards from the ap workflow. Of those, automating accounts payable invoice capture and coding and routing invoice approvals with discussion held against each invoice are not what Zoho Books is typically brought in for.
What can Stampli do that Zoho Books cannot?
Stampli covers AI invoice processing, Approval workflows, Vendor management, Payment processing. Zoho Books covers Invoicing, Expense tracking, Bank reconciliation, Financial reports. Both handle GDPR, Web support, Ios support, Android support.

Answered from the vendors’ own pages

Zoho Books: Does Zoho Books support payroll?

Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.

Source
Zoho Books: How many users can access one account?

User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.

Source
Zoho Books: What integrations does Zoho Books support?

Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.

Source
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