Softwr

Personal Finance · head to head

Spendee vs Vena Solutions

Spendee logo

Spendee

Personal Finance

Budget and money management made easy

From
Free
Rated
-
Full reviewWebsite
Vena Solutions logo

Vena Solutions

Accounting

FP&A planning that keeps Excel as the front end and puts a database and workflow behind it

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Spendee has a free tier, so it costs nothing to try first.
  • Each has a real cost: Spendee the free Basic plan allows one cash wallet and one budget; Vena Solutions vena publishes no pricing and contracts are modular, so two organisations of similar size can pay very different amounts and neither can benchmark without going through procurement.
  • They diverge on capability: Spendee covers Expense tracking, Vena Solutions covers Excel add-in interface.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Spendee and Vena Solutions actually diverge.

Attributes where Spendee and Vena Solutions differ
AttributeSpendeeVena Solutions
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWeb, IOS, AndroidWeb, Windows, Excel add-in
CategoryPersonal FinanceAccounting
Founded2013Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spendee

  • Expense tracking
  • Budget management
  • Shared wallets
  • Financial analytics
  • Bank accounts
  • Web support
  • IOS support
  • Android support

Only in Vena Solutions

  • Excel add-in interface
  • Central multidimensional database
  • Workflow and approvals
  • Audit trail
  • Rolling forecasts
  • Close management
  • Power BI integration
  • ERP connectors

What people use each for

The jobs each tool is most often brought in to do.

Spendee

  • Tracking personal spending across cash and bank accountsnot Vena Solutions
  • Sharing a budget or wallet with a partner or householdnot Vena Solutions

Vena Solutions

  • A finance team that wants governance and audit over budgeting but refuses to give up Excel formulasnot Spendee
  • Replacing a shared drive full of departmental budget workbooks with routed templates and tracked submissionnot Spendee
  • Consolidating actuals from more than one ERP into a single reporting set without a data warehouse projectnot Spendee
  • Running monthly rolling forecasts where the model is complex enough to need real spreadsheet logicnot Spendee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spendee

  • The free Basic plan allows one cash wallet and one budget
  • Shared wallets are excluded from the free plan
  • Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
  • Bank sync depends on a supported bank list rather than being universal

Vena Solutions

  • Vena publishes no pricing and contracts are modular, so two organisations of similar size can pay very different amounts and neither can benchmark without going through procurement.
  • Implementation services for data integration and template configuration typically make up a large part of first-year cost, often exceeding the licence, and that figure only appears in the proposal.
  • Excel dependency is structural: organisations on Google Workspace, or staff working only in a browser or on Chromebooks, cannot use the primary interface as intended.
  • Because it accepts existing spreadsheets, it can preserve years of undocumented logic and circular workarounds rather than forcing the clean-up that a rebuild on a purpose-built modelling tool would require.
  • Model performance degrades with very large dimensional models, so organisations that grow into genuinely large planning problems eventually hit the limits of the spreadsheet-first design and face a second migration.

Pricing, plan by plan

Spendee

Free
  • FreeFree
    • Expense tracking
    • Budget creation
    • 3 wallets
  • Premium$6.99/month
    • Unlimited wallets
    • Advanced analytics
    • Investment tracking

Vena Solutions

On request
  • Vena Professional$undefined/year
    • Core planning platform and Excel add-in
    • Workflow, audit trail and version control
    • Standard support
  • Vena Complete$undefined/year
    • Everything in Professional
    • Power BI integration
    • Premium support and a customer success manager

Which should you pick?

Choose Spendee if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want budget management.
Spendee review

Choose Vena Solutions if

  • You need excel add-in interface.
  • You work on Web, Windows, Excel add-in.
  • You also want central multidimensional database.
Vena Solutions review

Questions people ask

Is Spendee or Vena Solutions better?
Neither clearly leads. Spendee starts at Free and Vena Solutions at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spendee or Vena Solutions?
Spendee has a free tier; the other does not. Paid plans start at Free for Spendee and On request for Vena Solutions.
Does Spendee or Vena Solutions run on more platforms?
Spendee runs on Web, IOS, Android. Vena Solutions runs on Web, Windows, Excel add-in.
Can I use Spendee for free?
Yes. Spendee has a free tier, so you can try it without paying. Vena Solutions starts at On request.
What is Spendee best used for?
Spendee is most often used for tracking personal spending across cash and bank accounts, sharing a budget or wallet with a partner or household. Of those, tracking personal spending across cash and bank accounts and sharing a budget or wallet with a partner or household are not what Vena Solutions is typically brought in for.
What can Spendee do that Vena Solutions cannot?
Spendee covers Expense tracking, Budget management, Shared wallets, Financial analytics. Vena Solutions covers Excel add-in interface, Central multidimensional database, Workflow and approvals, Audit trail.

Answered from the vendors’ own pages

Spendee: Does Spendee offer free and paid plans?

Yes. Spendee offers both Spendee Premium and Spendee Plus paid tiers. The site does not display pricing amounts on the homepage but directs users to a dedicated pricing page for costs.

Source
Vena Solutions: Do we have to give up Excel?

No, that is the point of the product. Excel is the interface, backed by a central database and workflow.

Spendee: How much does Spendee cost?

Pricing details are not available on the homepage. Spendee maintains a dedicated pricing page where Premium and Plus subscription costs are listed.

Source
Vena Solutions: Is pricing published?

No. Vena quotes per organisation based on users, modules and services.

Spendee: Is there a free tier for Spendee?

The site mentions paid tiers but does not specify whether a free tier exists. Full details are available on the pricing page.

Source
Vena Solutions: How much is implementation?

It is quoted separately and commonly forms a large share of first-year cost. Get it itemised before comparing against Anaplan or Adaptive.

Vena Solutions: Does it work without Microsoft Office?

Not properly. The Excel add-in is the main working surface.

Share

Related pages

More on Spendee

More on Vena Solutions

Keep looking

Other head to heads