Softwr

Cybersecurity · head to head

Sardine vs Stampli

Sardine logo

Sardine

Cybersecurity

Device intelligence and behaviour biometrics for fraud and compliance

From
On request
Rated
-
Full reviewWebsite
Stampli logo

Stampli

Accounting

AI-powered accounts payable automation

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Sardine signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.; Stampli no transparent pricing published; quote-based model required
  • They diverge on capability: Sardine covers Device intelligence, Stampli covers AI invoice processing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Sardine and Stampli actually diverge.

Attributes where Sardine and Stampli differ
AttributeSardineStampli
Starting priceOn request$29/month
Pricing modelquotesubscription
CategoryCybersecurityAccounting
FoundedUnknown2014

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sardine

  • Device intelligence
  • Behaviour biometrics
  • Scam detection
  • Onboarding risk scoring
  • AML transaction monitoring
  • Dispute and chargeback handling
  • Rules editor

Only in Stampli

  • AI invoice processing
  • Approval workflows
  • Vendor management
  • Payment processing
  • Audit trails
  • NetSuite
  • Sage Intacct
  • QuickBooks

What people use each for

The jobs each tool is most often brought in to do.

Sardine

  • A neobank losing money to authorised push payment scams where the customer genuinely approved the transfernot Stampli
  • A crypto exchange trying to detect accounts being operated by remote access rather than by their ownernot Stampli
  • A fintech seeing synthetic identity signups that pass document verification but share device characteristicsnot Stampli
  • A lender wanting first party fraud signals at application time that a credit bureau file does not containnot Stampli

Stampli

  • Accounts payable automationnot Sardine
  • Invoice processing and capturenot Sardine
  • Vendor managementnot Sardine
  • Expense management and procurementnot Sardine

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sardine

  • Signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.
  • Behavioural and device telemetry collection needs a documented lawful basis under GDPR, and EU privacy reviews frequently delay rollouts that were scoped as engineering work.
  • Pricing is per session or per active user, so a consumer product with many low value sessions pays in proportion to traffic rather than to fraud exposure.
  • As a younger private company it lacks the enforcement-tested audit history that a bank examiner expects, which makes it a harder sell inside a regulated bank than inside a fintech.
  • It is strongest on session-time signals and weaker as a system of record for long horizon AML typologies, so larger institutions end up running it alongside a traditional monitoring platform rather than instead of one.

Stampli

  • No transparent pricing published; quote-based model required
  • Specific pricing for individual modules or add-ons not available on pricing page
  • Cost varies based on invoice volume, complexity, and customization needs

Pricing, plan by plan

Sardine

On request
  • Sardine$undefined/year
    • Priced per user session or per monthly active user
    • Annual contract with volume commitment
    • SDK for web, iOS and Android

Stampli

$29/month
  • Essential$undefined/month
    • Invoice processing
    • Basic approvals
    • Email notifications
  • Professional$undefined/month
    • AI-powered coding
    • Advanced workflows
    • ERP integrations
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Which should you pick?

Choose Sardine if

  • You need device intelligence.
  • You work on Web, iOS, Android.
  • You also want behaviour biometrics.
Sardine review

Choose Stampli if

  • You need ai invoice processing.
  • You work on Web, Ios, Android.
  • You also want approval workflows.
Stampli review

Questions people ask

Is Sardine or Stampli better?
Neither clearly leads. Sardine starts at On request and Stampli at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sardine or Stampli?
Sardine starts at On request and Stampli at $29/month.
Does Sardine or Stampli run on more platforms?
Sardine runs on Web, iOS, Android. Stampli runs on Web, Ios, Android.
What is Sardine best used for?
Sardine is most often used for a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer, a crypto exchange trying to detect accounts being operated by remote access rather than by their owner, a fintech seeing synthetic identity signups that pass document verification but share device characteristics, a lender wanting first party fraud signals at application time that a credit bureau file does not contain. Of those, a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer and a crypto exchange trying to detect accounts being operated by remote access rather than by their owner are not what Stampli is typically brought in for.
What can Sardine do that Stampli cannot?
Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring. Stampli covers AI invoice processing, Approval workflows, Vendor management, Payment processing.

Answered from the vendors’ own pages

Sardine: Does Sardine do document verification?

It focuses on device, behavioural and transaction signals, and integrates identity verification providers rather than being one. Treat it as complementary to a KYC vendor.

Stampli: What does Stampli cost?

Stampli does not publish fixed pricing. The company uses a custom quote-based model. Visitors are directed to 'Request a Quote' and meet with an AP expert to discuss pricing based on their specific invoice volume and requirements.

Source
Sardine: What does it need from us to work?

An SDK in your web and mobile applications plus transaction feeds. Without the client side collector you lose the signals that differentiate it.

Stampli: What is included in Stampli's standard offering?

Stampli's core accounts payable solution includes unlimited invoice capture, entities/locations, vendors, and PO matching; automated processing via Stampli Cognitive AI; 12 pre-built reports; interactive dashboards; a dedicated Customer Success Manager; and support with under 90-second response time.

Source
Sardine: Is pricing published?

No. It is quoted, typically per session or per monthly active user with an annual volume commitment.

Stampli: How long does it take to implement Stampli?

Stampli uses a 'fulfillment-first' implementation approach and deploys in weeks versus competitors requiring months or longer.

Source
Stampli: What add-on modules are available with Stampli?

Optional modules include Procurement, Direct Pay functionality, credit card programs, advanced vendor management, and expense management. Pricing for add-ons requires requesting a custom quote.

Source
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