Payroll · head to head
Clair vs SalaryFits
Clair
Payroll
On demand pay advances funded by a partner bank with no fee to the employee
- From
- On request
- Rated
- -
SalaryFits
Payroll
Brazilian employee benefits and earned wage access app, owned by Serasa Experian since 2024
- From
- Free
- Rated
- -
The short version
- Only SalaryFits has a free tier, so it costs nothing to try first.
- Each has a real cost: Clair advance limits start around $100 per advance and roughly $200 between paydays, so it covers a shift level cash gap and not a genuine emergency.; SalaryFits it only operates in Brazil, tied to Brazilian payroll and labour law, so it is not an option for any multinational benefits programme outside that market.
- They diverge on capability: Clair covers Embedded enrolment, SalaryFits covers Discount club.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Clair and SalaryFits actually diverge.
| Attribute | Clair | SalaryFits |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | Free for employers, fees apply to advances and loans |
| Free tier | No | Yes |
Identical on both: platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Clair
- Embedded enrolment
- Bank issued advances
- Clair spending account and card
- Free standard delivery
- Instant delivery option
- Progressive limits
- Automatic repayment
- No interest or late fees
Only in SalaryFits
- Discount club
- Earned wage access
- Payroll-deduction loans
- Financial marketplace
- Zero employer cost
- Serasa credit integration
What people use each for
The jobs each tool is most often brought in to do.
Clair
- A restaurant group already on 7shifts wanting on demand pay without adding another vendor contractnot SalaryFits
- A small business on QuickBooks Payroll enabling early wage access inside its existing payroll productnot SalaryFits
- An employer that wants a fee free option to be the default rather than a paid upgradenot SalaryFits
- A shift based operator using early pay access as a shift fill incentive without changing payroll timingnot SalaryFits
SalaryFits
- A Brazilian employer wanting a zero-cost benefit to add discount and advance access for staffnot Clair
- An HR team wanting earned wage access without building payroll advance infrastructure in housenot Clair
- A company wanting to offer payroll-deduction credit access underwritten with bureau-grade datanot Clair
- An employer consolidating several point benefits into one branded app for staffnot Clair
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Clair
- Advance limits start around $100 per advance and roughly $200 between paydays, so it covers a shift level cash gap and not a genuine emergency.
- Instant delivery to an existing bank account costs the employee $4.99, so the free path in practice means opening a Clair account and card that the employee did not previously want.
- The business depends on interchange from the Clair spending account, which means the design nudges workers to move their pay to a new account rather than keep their existing bank.
- Availability is tied to payroll and scheduling partners, so an employer on an unsupported payroll system cannot buy Clair directly.
- Advances are issued by Pathward, N.A. rather than Clair, so the terms and eligibility rules for the product ultimately sit with a bank that the employer has no contract with.
SalaryFits
- It only operates in Brazil, tied to Brazilian payroll and labour law, so it is not an option for any multinational benefits programme outside that market.
- Ownership by Serasa Experian, a credit bureau, puts consumer credit data and workplace financial wellness in the hands of the same company, which some employees and employers may view as a conflict of interest.
- Salary advances and payroll loans carry real fees and interest even though the base app is free to the employer, so the actual cost to employees is not zero despite the marketing framing.
- As with any earned wage access product, heavy reliance on advances can mask underlying pay adequacy problems rather than solve them, and repeated use signals financial distress that a purely additive benefit narrative does not capture.
- Independent, English-language documentation and support are thin, since the product and its support model are built around Brazilian Portuguese speaking employers and employees.
Pricing, plan by plan
Clair
On request- Clair on demand pay$undefined/year
- No published employer cost; delivered through payroll and scheduling partners
- Standard one to three business day advances are free to the employee
- Instant transfer to an external bank account costs $4.99
SalaryFits
Free- SalaryFitsFree
- No employer subscription cost
- Discount club free to employees
- Salary advance and consigned loan fees apply per transaction
Which should you pick?
Choose Clair if
- You need embedded enrolment.
- You work on Web, iOS, Android.
- You also want bank issued advances.
Choose SalaryFits if
- You need discount club.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want earned wage access.
Questions people ask
- Is Clair or SalaryFits better?
- Neither clearly leads. Clair starts at On request and SalaryFits at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Clair or SalaryFits?
- SalaryFits has a free tier; the other does not. Paid plans start at On request for Clair and Free for SalaryFits.
- Does Clair or SalaryFits run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- Can I use SalaryFits for free?
- Yes. SalaryFits has a free tier, so you can try it without paying. Clair starts at On request.
- What is Clair best used for?
- Clair is most often used for a restaurant group already on 7shifts wanting on demand pay without adding another vendor contract, a small business on quickbooks payroll enabling early wage access inside its existing payroll product, an employer that wants a fee free option to be the default rather than a paid upgrade, a shift based operator using early pay access as a shift fill incentive without changing payroll timing. Of those, a restaurant group already on 7shifts wanting on demand pay without adding another vendor contract and a small business on quickbooks payroll enabling early wage access inside its existing payroll product are not what SalaryFits is typically brought in for.
- What can Clair do that SalaryFits cannot?
- Clair covers Embedded enrolment, Bank issued advances, Clair spending account and card, Free standard delivery. SalaryFits covers Discount club, Earned wage access, Payroll-deduction loans, Financial marketplace.
Answered from the vendors’ own pages
Clair: Does the employee pay a fee?
Not for standard one to three business day advances, and not for instant access into the Clair spending account. Instant transfer to an outside bank account costs $4.99.
SalaryFits: Is SalaryFits still an independent company?
No. It was acquired by Serasa Experian, with the deal approved by Brazil's CADE antitrust authority in 2024, and now operates as part of that group.
Clair: How much can an employee advance?
Up to about $100 per advance and roughly $200 between paydays to start, with limits rising after consistent repayment.
SalaryFits: Does it cost the employer anything?
The base discount club and app access are free to employers; advances and payroll loans carry fees and interest paid by employees.
Clair: Can I buy Clair if I do not use a partner payroll system?
Generally no. It is distributed through payroll and scheduling platforms such as Gusto, QuickBooks Payroll and 7shifts.
SalaryFits: Does it operate outside Brazil?
No, it is built specifically for the Brazilian market.
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