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Cybersecurity · head to head

Recorded Future vs Temenos Transact

Recorded Future logo

Recorded Future

Cybersecurity

Intelligence-driven cybersecurity

From
$25000/year
Rated
-
Full reviewWebsite
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Recorded Future no pricing published; all three tiers (Core, Professional, Elite) require sales contact for quotes; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: Recorded Future covers Real-time threat intelligence, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Recorded Future and Temenos Transact actually diverge.

Attributes where Recorded Future and Temenos Transact differ
AttributeRecorded FutureTemenos Transact
Starting price$25000/yearOn request
Pricing modelsubscriptionquote
PlatformsWeb, Api, CloudWeb, Linux, Windows, REST API
CategoryCybersecurityAPIs
Founded2009Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Recorded Future

  • Real-time threat intelligence
  • Vulnerability intelligence
  • Internet-wide data analysis
  • Insikt group intelligence
  • Brand intelligence
  • API-first platform
  • Alert and notification system
  • Custom reporting

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Accounting engine

Both cover

  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Recorded Future

  • Threat intelligence and monitoringnot Temenos Transact
  • Dark web monitoring and brand protectionnot Temenos Transact
  • Third-party risk managementnot Temenos Transact
  • Security operations and incident responsenot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot Recorded Future
  • An institution running Islamic banking products alongside conventional ones on one corenot Recorded Future
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot Recorded Future
  • A group standardising subsidiaries in several countries onto one core banking systemnot Recorded Future

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Recorded Future

  • No pricing published; all three tiers (Core, Professional, Elite) require sales contact for quotes
  • Pricing depends on organization size, usage levels, and services in addition to tier selection
  • API usage limits vary by package but limits not specified on pricing page

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

Recorded Future

$25000/year
  • Threat Intelligence$25000/year
    • Threat feeds
    • IP reputation
    • Domain analysis
  • Vulnerability Intelligence$35000/year
    • CVE monitoring
    • Patch intelligence
    • Vulnerability trending
  • Complete Intelligence$50000/year
    • All features
    • Analyst access
    • Dedicated feed

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose Recorded Future if

  • You need real-time threat intelligence.
  • You work on Web, Api, Cloud.
  • You also want vulnerability intelligence.
Recorded Future review

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.
Temenos Transact review

Questions people ask

Is Recorded Future or Temenos Transact better?
Neither clearly leads. Recorded Future starts at $25000/year and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Recorded Future or Temenos Transact?
Recorded Future starts at $25000/year and Temenos Transact at On request.
Does Recorded Future or Temenos Transact run on more platforms?
Recorded Future runs on Web, Api, Cloud. Temenos Transact runs on Web, Linux, Windows, REST API.
What is Recorded Future best used for?
Recorded Future is most often used for threat intelligence and monitoring, dark web monitoring and brand protection, third-party risk management, security operations and incident response. Of those, threat intelligence and monitoring and dark web monitoring and brand protection are not what Temenos Transact is typically brought in for.
What can Recorded Future do that Temenos Transact cannot?
Recorded Future covers Real-time threat intelligence, Vulnerability intelligence, Internet-wide data analysis, Insikt group intelligence. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer. Both handle Cloud deployment.

Answered from the vendors’ own pages

Recorded Future: What are the main pricing tiers offered by Recorded Future?

Recorded Future offers three tiers: Core (foundational intelligence), Professional (marked most-popular with automation and autonomous threat hunts), and Elite (comprehensive coverage including third-party risk assessment). Specific pricing requires contacting sales.

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

Recorded Future: What is included in Recorded Future's Core pricing tier?

Core tier includes cyber operations monitoring with threat and malware insights, digital risk protection covering dark web monitoring and credential detection, and the new digital risk hub. Exact cost depends on organization size and usage.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

Recorded Future: What features does Recorded Future Professional tier add?

Professional tier adds autonomous threat hunts, continuous threat monitoring, automated threat preventions, external intelligence ingestion, and external asset discovery. Pricing is custom-quoted based on organization size and services.

Source
Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

Recorded Future: How does Recorded Future handle user limits and API access?

Recorded Future does not limit the number of platform users or integrations across any tier. API usage limits vary by package tier but exact limits are not specified on the public pricing page.

Source
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