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Software · head to head

Pie Insurance vs Haven Life

P

Pie Insurance

Software

Small business workers compensation and commercial insurance sold by online quote

From
On request
Rated
-
Haven Life logo

Haven Life

Software

Life insurance by New York Life

From
Free
Rated
-

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Pie Insurance coverage is available in only 39 states plus Washington DC, as of August 2026; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs

Where they differ

Only the attributes on which Pie Insurance and Haven Life actually diverge.

Attributes where Pie Insurance and Haven Life differ
AttributePie InsuranceHaven Life
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWebWeb, Ios, Android
FoundedUnknown2016

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Pie Insurance

Nothing recorded that Haven Life does not also cover.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

What people use each for

The jobs each tool is most often brought in to do.

Pie Insurance

No use cases recorded yet. See the Pie Insurance review.

Haven Life

  • Life insurance shoppingnot Pie Insurance
  • Family protectionnot Pie Insurance
  • Quick policy purchasenot Pie Insurance
  • Financial securitynot Pie Insurance

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Pie Insurance

  • Coverage is available in only 39 states plus Washington DC, as of August 2026
  • No base premium is published on the site; only a percentage savings claim of up to 30% is shown, with the actual rate requiring a quote, as of August 2026

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Pricing, plan by plan

Pie Insurance

On request

No published plan breakdown. See the Pie Insurance review.

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Which should you pick?

Choose Pie Insurance if

Nothing in the data separates Pie Insurance from Haven Life on the points above - pick on price and on how each one feels to use.

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.

Questions people ask

Is Pie Insurance or Haven Life better?
Neither clearly leads. Pie Insurance starts at On request and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Pie Insurance or Haven Life?
Haven Life has a free tier; the other does not. Paid plans start at On request for Pie Insurance and Free for Haven Life.
Does Pie Insurance or Haven Life run on more platforms?
Pie Insurance runs on Web. Haven Life runs on Web, Ios, Android.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Pie Insurance starts at On request.
What can Pie Insurance do that Haven Life cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options.

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