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APIs · head to head

Ozone API vs Prisma

Ozone API logo

Ozone API

APIs

Standards-compliant open banking API layer for banks and regulators

From
On request
Rated
-
Full reviewWebsite
Prisma logo

Prisma

APIs

Modern ORM and API client for Node.js and TypeScript

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Prisma has a free tier, so it costs nothing to try first.
  • Each has a real cost: Ozone API it provides the API layer, not the core connectivity, so the bulk of the project is still integrating your own core banking systems and that cost is not in the licence.; Prisma prisma Postgres is billed per operation, with the free tier at 100,000 operations and 500 MB of storage
  • They diverge on capability: Ozone API covers Multi-standard support, Prisma covers ORM.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Ozone API and Prisma actually diverge.

Attributes where Ozone API and Prisma differ
AttributeOzone APIPrisma
Starting priceOn requestFree
Pricing modelquoteusage-based
Free tierNoYes
PlatformsWeb, REST API, LinuxNode.js, TypeScript
FoundedUnknown2016

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Ozone API

  • Multi-standard support
  • Consent management
  • Developer portal
  • Regulatory reporting
  • Premium API monetisation
  • Deployment flexibility

Only in Prisma

  • ORM
  • Query builder
  • Auto-migrations
  • Node.js
  • TypeScript
  • GraphQL
  • REST APIs
  • Node.js support

What people use each for

The jobs each tool is most often brought in to do.

Ozone API

  • A building society facing an open banking compliance deadline with no API team of its ownnot Prisma
  • A bank operating in several jurisdictions that must satisfy different open banking standards at oncenot Prisma
  • A regulator or standards body building national open finance infrastructurenot Prisma
  • A bank wanting to sell premium APIs beyond the regulatory minimum without building entitlement plumbingnot Prisma

Prisma

  • Using a type safe ORM and query layer against a Postgres databasenot Ozone API
  • Adding a managed connection pool and edge cache in front of an existing databasenot Ozone API

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Ozone API

  • It provides the API layer, not the core connectivity, so the bulk of the project is still integrating your own core banking systems and that cost is not in the licence.
  • Value is driven by regulatory obligation, so an institution not under a mandate struggles to build a business case for the spend.
  • It is a small UK vendor selling to large regulated institutions, which raises procurement and vendor viability questions during bank due diligence.
  • Premium API monetisation is a genuine capability but few banks have found real demand, so revenue projections used to justify the purchase often do not materialise.
  • Standards evolve continuously and each revision means a change programme in your own systems, even where Ozone absorbs the specification work at the API edge.

Prisma

  • Prisma Postgres is billed per operation, with the free tier at 100,000 operations and 500 MB of storage
  • Starter at $10 a month includes 1M operations then charges $0.0080 per 1,000
  • Storage overage runs from $2.00 per GB on Starter down to $1.00 per GB on Business, so the unit cost depends on the plan
  • Accelerate charges separately per operation and per GiB of query egress beyond the first 1 KiB
  • Cache tag invalidations are not included below the Pro plan and are billed per thousand above it

Pricing, plan by plan

Ozone API

On request
  • Ozone API$undefined/year
    • Annual licence or managed service subscription, quoted
    • Scaling by institution size, standards in scope and API call volume
    • Implementation and core integration charged separately

Prisma

Free
  • FreeFree
    • 1M requests/month
    • 360 GB-hours memory
    • 4 vCPU-hours
  • Starter$10/month
    • 5M requests/month
    • 1M database operations ($8 per million overage)
    • 10 GB storage ($2/GB overage)
  • Pro$49/month
    • 20M requests/month
    • 10M operations ($2 per million overage)
    • 50 GB storage ($1.50/GB overage)
  • Business$129/month
    • 100M requests/month
    • 50M operations ($1 per million overage)
    • 100 GB storage

Which should you pick?

Choose Ozone API if

  • You need multi-standard support.
  • You work on Web, REST API, Linux.
  • You also want consent management.
Ozone API review

Choose Prisma if

  • You need orm.
  • You want to start without paying.
  • You work on Node.js, TypeScript.
  • You also want query builder.
Prisma review

Questions people ask

Is Ozone API or Prisma better?
Neither clearly leads. Ozone API starts at On request and Prisma at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Ozone API or Prisma?
Prisma has a free tier; the other does not. Paid plans start at On request for Ozone API and Free for Prisma.
Does Ozone API or Prisma run on more platforms?
Ozone API runs on Web, REST API, Linux. Prisma runs on Node.js, TypeScript.
Can I use Prisma for free?
Yes. Prisma has a free tier, so you can try it without paying. Ozone API starts at On request.
What is Ozone API best used for?
Ozone API is most often used for a building society facing an open banking compliance deadline with no api team of its own, a bank operating in several jurisdictions that must satisfy different open banking standards at once, a regulator or standards body building national open finance infrastructure, a bank wanting to sell premium apis beyond the regulatory minimum without building entitlement plumbing. Of those, a building society facing an open banking compliance deadline with no api team of its own and a bank operating in several jurisdictions that must satisfy different open banking standards at once are not what Prisma is typically brought in for.
What can Ozone API do that Prisma cannot?
Ozone API covers Multi-standard support, Consent management, Developer portal, Regulatory reporting. Prisma covers ORM, Query builder, Auto-migrations, Node.js.

Answered from the vendors’ own pages

Ozone API: Is this a competitor to Plaid or TrueLayer?

No, the opposite side. Ozone is bought by the bank exposing data; Plaid and TrueLayer consume it on behalf of third parties.

Prisma: How much does Prisma cost?

Prisma is free to start with 1M requests/month. The Starter plan costs $10/month with 5M requests, the Pro plan $49/month with 20M requests, and the Business plan $129/month with 100M requests. All plans have usage-based overages.

Source
Ozone API: Does it connect to my core banking system?

It provides the standards-compliant API surface and adapters, but connecting your core is an integration project you scope separately.

Prisma: What is Prisma's overage pricing?

Prisma charges $1 per million requests over the included amount (Starter), $2 per million database operations overage (Pro and Starter), and $1.50-$2 per GB for storage overages depending on the plan. All plans include a hard spend limit on by default.

Source
Ozone API: Which standards does it support?

UK Open Banking, Berlin Group, FDX, Consumer Data Right and Gulf regional standards, among others, from one platform.

Prisma: Does Prisma include data transfer costs?

No, Prisma includes unlimited data transfer with no egress fees on all plans. Prisma ORM remains free across all tiers.

Source
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