APIs · head to head
Prisma vs Skaleet
Skaleet
APIs
Cloud-native core banking and payment hub with deployments measured in months
- From
- On request
- Rated
- -
The short version
- Only Prisma has a free tier, so it costs nothing to try first.
- Each has a real cost: Prisma prisma Postgres is billed per operation, with the free tier at 100,000 operations and 500 MB of storage; Skaleet the installed base is in the tens rather than the hundreds, so the pool of consultants and systems integrators who know the platform is small and expensive.
- They diverge on capability: Prisma covers ORM, Skaleet covers Cloud-native core.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Prisma and Skaleet actually diverge.
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Prisma
- ORM
- Query builder
- Auto-migrations
- Node.js
- TypeScript
- GraphQL
- REST APIs
- Node.js support
Only in Skaleet
- Cloud-native core
- Payment hub
- Card management
- Lending
- API-first
- Configurable products
What people use each for
The jobs each tool is most often brought in to do.
Prisma
- Using a type safe ORM and query layer against a Postgres databasenot Skaleet
- Adding a managed connection pool and edge cache in front of an existing databasenot Skaleet
Skaleet
- A banking group launching a digital savings or deposit brand in a new country within a yearnot Prisma
- A bank modernising payments to ISO 20022 without replacing its whole corenot Prisma
- A payroll or HR software company adding embedded banking to its productnot Prisma
- A payment service provider needing a ledger and accounts under its existing licencenot Prisma
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Prisma
- Prisma Postgres is billed per operation, with the free tier at 100,000 operations and 500 MB of storage
- Starter at $10 a month includes 1M operations then charges $0.0080 per 1,000
- Storage overage runs from $2.00 per GB on Starter down to $1.00 per GB on Business, so the unit cost depends on the plan
- Accelerate charges separately per operation and per GiB of query egress beyond the first 1 KiB
- Cache tag invalidations are not included below the Pro plan and are billed per thousand above it
Skaleet
- The installed base is in the tens rather than the hundreds, so the pool of consultants and systems integrators who know the platform is small and expensive.
- Speed references are mostly greenfield launches inside large groups, which is an easier problem than migrating an existing book off a legacy core.
- It is European-centric, with payment rails and regulatory work concentrated on SEPA and EU requirements rather than global coverage.
- As a smaller vendor carrying a bank core, it attracts hard concentration and viability questions in procurement that larger competitors do not face.
- Pricing is unpublished and scaled by accounts and transactions, so a bank whose volumes grow faster than forecast faces cost escalation it did not model.
Pricing, plan by plan
Prisma
Free- FreeFree
- 1M requests/month
- 360 GB-hours memory
- 4 vCPU-hours
- Starter$10/month
- 5M requests/month
- 1M database operations ($8 per million overage)
- 10 GB storage ($2/GB overage)
- Pro$49/month
- 20M requests/month
- 10M operations ($2 per million overage)
- 50 GB storage ($1.50/GB overage)
- Business$129/month
- 100M requests/month
- 50M operations ($1 per million overage)
- 100 GB storage
Skaleet
On request- Skaleet Core Banking Platform$undefined/year
- Subscription licence scaled by accounts and transaction volume
- Payment hub licensable separately from the full core
- Implementation and configuration charged as a project
Which should you pick?
Choose Prisma if
- You need orm.
- You want to start without paying.
- You work on Node.js, TypeScript.
- You also want query builder.
Choose Skaleet if
- You need cloud-native core.
- You work on Web, REST API, Linux.
- You also want payment hub.
Questions people ask
- Is Prisma or Skaleet better?
- Neither clearly leads. Prisma starts at Free and Skaleet at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Prisma or Skaleet?
- Prisma has a free tier; the other does not. Paid plans start at Free for Prisma and On request for Skaleet.
- Does Prisma or Skaleet run on more platforms?
- Prisma runs on Node.js, TypeScript. Skaleet runs on Web, REST API, Linux.
- Can I use Prisma for free?
- Yes. Prisma has a free tier, so you can try it without paying. Skaleet starts at On request.
- What is Prisma best used for?
- Prisma is most often used for using a type safe orm and query layer against a postgres database, adding a managed connection pool and edge cache in front of an existing database. Of those, using a type safe orm and query layer against a postgres database and adding a managed connection pool and edge cache in front of an existing database are not what Skaleet is typically brought in for.
- What can Prisma do that Skaleet cannot?
- Prisma covers ORM, Query builder, Auto-migrations, Node.js. Skaleet covers Cloud-native core, Payment hub, Card management, Lending.
Answered from the vendors’ own pages
Prisma: How much does Prisma cost?
Prisma is free to start with 1M requests/month. The Starter plan costs $10/month with 5M requests, the Pro plan $49/month with 20M requests, and the Business plan $129/month with 100M requests. All plans have usage-based overages.
SourceSkaleet: What was Skaleet called before?
TagPay. The company rebranded to Skaleet while keeping the same platform lineage.
Prisma: What is Prisma's overage pricing?
Prisma charges $1 per million requests over the included amount (Starter), $2 per million database operations overage (Pro and Starter), and $1.50-$2 per GB for storage overages depending on the plan. All plans include a hard spend limit on by default.
SourceSkaleet: Can I buy just the payment hub?
Yes. The payment engine is licensable standalone and can sit over an existing core, which is a common first step.
Prisma: Does Prisma include data transfer costs?
No, Prisma includes unlimited data transfer with no egress fees on all plans. Prisma ORM remains free across all tiers.
SourceSkaleet: How fast are real deployments?
Named European deployments have gone live in six to twelve months, including a Crédit Agricole savings platform live in Germany in eight months.
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