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Haven Life vs Next Insurance

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Next Insurance logo

Next Insurance

Insurance

Digital small business insurance with instant online quotes

From
$19/month
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Next Insurance pricing varies by coverage type and business
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Haven Life and Next Insurance actually diverge.

Attributes where Haven Life and Next Insurance differ
AttributeHaven LifeNext Insurance
Starting priceFree$19/month
Pricing modelfreemiumusage-based
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Next Insurance

Nothing recorded that Haven Life does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Next Insurance
  • Family protectionnot Next Insurance
  • Quick policy purchasenot Next Insurance
  • Financial securitynot Next Insurance

Next Insurance

  • Obtaining customized insurance quotes for specific business typesnot Haven Life
  • Purchasing general liability and workers' compensation coveragenot Haven Life
  • Managing policies and accessing certificates of insurance onlinenot Haven Life
  • Filing and tracking insurance claims with licensed advisorsnot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Next Insurance

  • Pricing varies by coverage type and business
  • Quote obtained in less than 10 minutes

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Next Insurance

$19/month
  • General Liability$19/month
    • Starting price for general liability insurance

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Next Insurance if

Nothing in the data separates Next Insurance from Haven Life on the points above - pick on price and on how each one feels to use.

Next Insurance review

Questions people ask

Is Haven Life or Next Insurance better?
Neither clearly leads. Haven Life starts at Free and Next Insurance at $19/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Next Insurance?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and $19/month for Next Insurance.
Does Haven Life or Next Insurance run on more platforms?
Haven Life runs on Web, Ios, Android. Next Insurance runs on Web.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Next Insurance starts at $19/month.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Next Insurance is typically brought in for.
What can Haven Life do that Next Insurance cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options.

Answered from the vendors’ own pages

Next Insurance: How much does NEXT Insurance cost?

NEXT Insurance general liability coverage starts at 19 dollars per month. The company provides customizable coverage through an AI-driven quote system. Discounts are available when you bundle multiple policies.

Source
Next Insurance: What types of coverage does NEXT offer?

NEXT offers general liability insurance, workers compensation, business owner's policy, professional liability, commercial property, commercial auto, tools and equipment, employment practices liability, product liability, and liquor liability insurance for 1300 plus business types.

Source
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