Automation & Integration · head to head
n8n vs Wise Business

Wise Business
Accounting & Finance
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Only n8n has a free tier, so it costs nothing to try first.
- Each has a real cost: n8n starter tier limited to 1 project and 5 concurrent executions; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- They diverge on capability: n8n covers Workflow automation, Wise Business covers Multi-currency accounts.
Where they differ
Only the attributes on which n8n and Wise Business actually diverge.
| Attribute | n8n | Wise Business |
|---|---|---|
| Starting price | Free | $29/month |
| Pricing model | freemium | usage-based |
| Free tier | Yes | No |
| Platforms | Web, Docker, Self-hosted | Web, Ios, Android, Api |
| Category | Automation & Integration | Accounting & Finance |
| Founded | 2019 | 2011 |
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in n8n
- Workflow automation
- Visual editor
- Conditional execution
- Looping
- Error handling
- Scheduling
- Webhooks
- REST API
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
What people use each for
The jobs each tool is most often brought in to do.
n8n
- Building AI agents and workflow automation for technical teamsnot Wise Business
- Visual workflow design with capability to write custom JavaScript or Python codenot Wise Business
- Enterprise deployments with self-hosted or cloud optionsnot Wise Business
- Integrating 500+ pre-built applications with custom API connectionsnot Wise Business
Wise Business
- Holding and converting multiple currencies as a businessnot n8n
- Paying international suppliers and contractors at the mid market ratenot n8n
- Receiving payments into local currency account details in several countriesnot n8n
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
n8n
- Starter tier limited to 1 project and 5 concurrent executions
- Starter and Pro tiers restricted to Cloud hosting only, not self-hosted
- Business tier requires 6 months minimum commitment at €667/month
- SSO/SAML/LDAP authentication requires Business or Enterprise tier
- Dedicated support with SLA available only on Enterprise plan
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
n8n
FreeNo published plan breakdown. See the n8n review.
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose n8n if
- You need workflow automation.
- You want to start without paying.
- You work on Web, Docker, Self-hosted.
- You also want visual editor.
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is n8n or Wise Business better?
- Neither clearly leads. n8n starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, n8n or Wise Business?
- n8n has a free tier; the other does not. Paid plans start at Free for n8n and $29/month for Wise Business.
- Does n8n or Wise Business run on more platforms?
- n8n runs on Web, Docker, Self-hosted. Wise Business runs on Web, Ios, Android, Api.
- Can I use n8n for free?
- Yes. n8n has a free tier, so you can try it without paying. Wise Business starts at $29/month.
- What is n8n best used for?
- n8n is most often used for building ai agents and workflow automation for technical teams, visual workflow design with capability to write custom javascript or python code, enterprise deployments with self-hosted or cloud options, integrating 500+ pre-built applications with custom api connections. Of those, building ai agents and workflow automation for technical teams and visual workflow design with capability to write custom javascript or python code are not what Wise Business is typically brought in for.
- What can n8n do that Wise Business cannot?
- n8n covers Workflow automation, Visual editor, Conditional execution, Looping. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
Related pages
More on Wise Business
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