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Personal Finance · head to head

Money Manager vs Skrill

Money Manager logo

Money Manager

Personal Finance

Personal and household finance tracker

From
Free
Rated
-
Full reviewWebsite
Skrill logo

Skrill

Personal Finance

Fast and secure money transfer

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Money Manager databases created by version 1.4.x are not readable by current releases and produce the error MMEX database version 13 doesn't work with this MMEX version, requiring a manual conversion procedure; Skrill a currency conversion fee of 4.49 percent applies to most conversions
  • They diverge on capability: Money Manager covers Expense tracking, Skrill covers Money transfers.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Money Manager and Skrill actually diverge.

Attributes where Money Manager and Skrill differ
AttributeMoney ManagerSkrill
Pricing modelopen-sourcetransaction
PlatformsWindows, Mac, Linux, IOS, AndroidWeb, IOS, Android
Founded20052001

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Money Manager

  • Expense tracking
  • Budget tracking
  • Reporting
  • Multi-currency support
  • Import/Export
  • CSV
  • Windows support
  • Mac support

Only in Skrill

  • Money transfers
  • Digital wallet
  • Currency conversion
  • Prepaid card
  • Bank accounts
  • Credit cards
  • Web support

Both cover

  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Money Manager

  • Free desktop personal finance tracking on Windows, macOS and Linuxnot Skrill
  • Running a portable personal accounts file from removable media on Windowsnot Skrill
  • Categorising spending and reporting on personal accounts without a subscriptionnot Skrill

Skrill

  • Sending money internationally from a prepaid digital walletnot Money Manager
  • Funding and withdrawing from online merchants and gaming sitesnot Money Manager
  • Buying and selling cryptocurrency inside a wallet accountnot Money Manager

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Money Manager

  • Databases created by version 1.4.x are not readable by current releases and produce the error MMEX database version 13 doesn't work with this MMEX version, requiring a manual conversion procedure
  • Linux is supported only through Flatpak builds for aarch64 and x86_64
  • The download page states no system requirements, deferring them to a separate compatibility page
  • There is no vendor support contract; the project is distributed as open source with no paid tier

Skrill

  • A currency conversion fee of 4.49 percent applies to most conversions
  • An inactivity fee of EUR 5.00 is deducted monthly after six months with no login or transaction
  • Card deposits carry a 2.50 percent fee
  • SWIFT bank withdrawals cost 2.80 percent with a minimum fee of EUR 3.5
  • Skrill to Skrill transfers cost 2.99 percent with a EUR 0.50 minimum on standard accounts, reduced to 1.45 percent only for True Skriller accounts
  • Crypto trading fees are tiered by VIP status, from 1.50 percent standard down to 1.30 percent at Gold and Diamond VIP

Pricing, plan by plan

Money Manager

Free
  • Open SourceFree
    • Expense tracking
    • Budget management
    • Reports

Skrill

Free
  • Free AccountFree
    • Money transfers
    • Digital wallet
  • Premier Account$undefined/month
    • Higher limits
    • Special rates

Which should you pick?

Choose Money Manager if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Windows, Mac, Linux, IOS, Android.
  • You also want budget tracking.
Money Manager review

Choose Skrill if

  • You need money transfers.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want digital wallet.
Skrill review

Questions people ask

Is Money Manager or Skrill better?
Neither clearly leads. Money Manager starts at Free and Skrill at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Money Manager or Skrill?
Money Manager starts at Free and Skrill at Free.
Does Money Manager or Skrill run on more platforms?
Money Manager runs on Windows, Mac, Linux, IOS, Android. Skrill runs on Web, IOS, Android.
Can I use Money Manager for free?
Both have a free tier, so you can try either at no cost before committing.
What is Money Manager best used for?
Money Manager is most often used for free desktop personal finance tracking on windows, macos and linux, running a portable personal accounts file from removable media on windows, categorising spending and reporting on personal accounts without a subscription. Of those, free desktop personal finance tracking on windows, macos and linux and running a portable personal accounts file from removable media on windows are not what Skrill is typically brought in for.
What can Money Manager do that Skrill cannot?
Money Manager covers Expense tracking, Budget tracking, Reporting, Multi-currency support. Skrill covers Money transfers, Digital wallet, Currency conversion, Prepaid card. Both handle IOS support, Android support.

Answered from the vendors’ own pages

Money Manager: How much does MoneyManager Ex cost?

MoneyManager Ex is completely free and open source software with no charges, subscriptions, or hidden fees of any kind.

Source
Skrill: Is Skrill free to use?

Skrill operates on a freemium model. The digital wallet is free to open and use for basic features. The site refers to a fees page where transfer, conversion, and service fees are disclosed.

Source
Skrill: What are Skrill's fees for transfers and conversions?

Skrill lists transfer, conversion, and service fees but does not display the specific amounts on the homepage. Detailed fee structures are available on Skrill's dedicated fees page at /en/siteinformation/fees/.

Source
Skrill: What services does Skrill offer?

Skrill provides international money transfers, online payment processing, cryptocurrency buying and selling, loyalty rewards through the Knect points program, and a mobile app. These services are included in the free account.

Source
Skrill: Is Skrill regulated?

Yes. Skrill Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and payment instruments. It is also registered with the FCA as a cryptoasset firm.

Source
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