Is Mollie or Volt better?

Neither clearly leads. Mollie starts at £0.3/transaction and Volt at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Mollie or Volt?

Mollie starts at £0.3/transaction and Volt at On request.

Does Mollie or Volt run on more platforms?

Mollie runs on Web, iOS, Android, API. Volt runs on Web, REST API.

What is Mollie best used for?

Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Volt is typically brought in for.

What can Mollie do that Volt cannot?

Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Volt covers Pay by bank, Circuit Breaker, Virtual IBANs, Payouts and refunds.

E-Commerce · head to head

Mollie vs Volt

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From: £0.3/transaction
Rated: -

Full review Website

Volt

APIs

Account-to-account pay by bank across Europe, the UK, Brazil and Australia

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Volt account-to-account payments carry no chargeback mechanism, so consumers lose scheme dispute protection and merchants lose a familiar framework for handling claims.
They diverge on capability: Mollie covers Local payment methods, Volt covers Pay by bank.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Mollie and Volt actually diverge.

Attributes where Mollie and Volt differ
Attribute	Mollie	Volt
Starting price	£0.3/transaction	On request
Pricing model	Per transaction by payment method	quote
Platforms	Web, iOS, Android, API	Web, REST API
Category	E-Commerce	APIs

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mollie

Local payment methods
Published rate card
Hosted checkout and payment links
Subscriptions API
Point of sale terminals
Plugin ecosystem
Multicurrency settlement

Only in Volt

Pay by bank
Circuit Breaker
Virtual IBANs
Payouts and refunds
Verify
Stablecoin checkout

What people use each for

The jobs each tool is most often brought in to do.

Mollie

A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Volt
A small merchant that wants published pricing rather than a sales call before it can model card costsnot Volt
A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Volt
A marketplace or platform that needs one integration covering the main European local methodsnot Volt

Volt

A travel seller with high average order values paying percentage card fees it wants to replace with flat transfer feesnot Mollie
An iGaming operator needing fast deposits and payouts where card acceptance is restrictednot Mollie
A merchant with heavy card fraud that wants strongly authenticated irreversible paymentsnot Mollie
A marketplace verifying seller bank accounts before paying outnot Mollie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mollie

Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Volt

Account-to-account payments carry no chargeback mechanism, so consumers lose scheme dispute protection and merchants lose a familiar framework for handling claims.
Refunds are outbound payments rather than reversals, which changes treasury handling and means a refund can fail for reasons a card refund never would.
Conversion is lower than a stored card because the shopper must complete a bank authentication journey, and drop-off varies significantly by bank.
Core pay by bank pricing is per transaction but refunds, payouts, virtual IBANs, Verify and fraud tooling are billed separately, so the real cost is a stack of line items.
Bank API availability and quality vary across markets, and an outage at a major bank removes a slice of your checkout with no fallback unless you keep cards live.

Pricing, plan by plan

Mollie

£0.3/transaction

Online paymentsFree
- No monthly fee
- UK domestic consumer cards 1.20% + 20p
- European and commercial cards 2.90% + 20p
In person, pay as you goFree
- No monthly commitment
- Per-transaction terminal rates
- One terminal
In person, Pro$20/month
- Lower per-transaction terminal rates
- One-year contract required
- Each additional terminal 20 pounds per month

Volt

On request

Volt pay by bank$undefined/year
- Per successful transaction fee, quoted by volume and market
- Separate charges for refunds, payouts, virtual IBANs and Verify
- Circuit Breaker fraud tooling priced as an add-on

Which should you pick?

Choose Mollie if

You need local payment methods.
You work on Web, iOS, Android, API.
You also want published rate card.

Mollie review

Choose Volt if

You need pay by bank.
You work on Web, REST API.
You also want circuit breaker.

Volt review

Questions people ask

Is Mollie or Volt better?: Neither clearly leads. Mollie starts at £0.3/transaction and Volt at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mollie or Volt?: Mollie starts at £0.3/transaction and Volt at On request.
Does Mollie or Volt run on more platforms?: Mollie runs on Web, iOS, Android, API. Volt runs on Web, REST API.
What is Mollie best used for?: Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Volt is typically brought in for.
What can Mollie do that Volt cannot?: Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Volt covers Pay by bank, Circuit Breaker, Virtual IBANs, Payouts and refunds.

Answered from the vendors’ own pages

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Volt: Are there chargebacks?

No. Bank transfers are irrevocable, so disputes are handled commercially between merchant and customer, not through a card scheme.

Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Volt: How do refunds work?

As a separate outbound payment initiated by the merchant, which Volt charges for separately from the inbound transaction.

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Volt: Which markets are covered?

Europe and the UK, plus Brazil and Australia, on a single API integration.

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

Mollie vs Volt

Mollie

Volt

The short version

Where they differ

What each one covers

Only in Mollie

Only in Volt

What people use each for

Mollie

Volt

Where each one falls short

Mollie

Volt

Pricing, plan by plan

Mollie

Volt

Which should you pick?

Choose Mollie if

Choose Volt if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Mollie

More on Volt

Keep looking

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