E-Commerce · head to head
Mollie vs Phorest

Mollie
E-Commerce
European payment service provider with published per-transaction rates and no monthly fee on the online plan
- From
- £0.3/transaction
- Rated
- -
The short version
- Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Phorest no price is published for any of the seven plans, and every route ends at a quote request
- They diverge on capability: Mollie covers Local payment methods, Phorest covers Appointment booking.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Mollie and Phorest actually diverge.
Identical on both: free tier (No), platforms (Web, iOS, Android, API), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Mollie
- Local payment methods
- Published rate card
- Hosted checkout and payment links
- Subscriptions API
- Point of sale terminals
- Plugin ecosystem
- Multicurrency settlement
Only in Phorest
- Appointment booking
- Client management
- Point of sale
- Marketing automation
- Reputation management
- Staff management
- Inventory tracking
- Business reports
What people use each for
The jobs each tool is most often brought in to do.
Mollie
- A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Phorest
- A small merchant that wants published pricing rather than a sales call before it can model card costsnot Phorest
- A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Phorest
- A marketplace or platform that needs one integration covering the main European local methodsnot Phorest
Phorest
- Salon and clinic management softwarenot Mollie
- Medical spa operations and schedulingnot Mollie
- Beauty and wellness business softwarenot Mollie
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Mollie
- Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
- Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
- The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
- Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
- The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.
Phorest
- No price is published for any of the seven plans, and every route ends at a quote request
- There is no free trial at all, which the company states plainly
- The product is described as suited to 3 or more staff, so a solo operator is outside the intended range
- The branded booking app requires the Ultimate plan, and two way SMS, memberships, lead management and the ads manager are all Elite only
Pricing, plan by plan
Mollie
£0.3/transaction- Online paymentsFree
- No monthly fee
- UK domestic consumer cards 1.20% + 20p
- European and commercial cards 2.90% + 20p
- In person, pay as you goFree
- No monthly commitment
- Per-transaction terminal rates
- One terminal
- In person, Pro$20/month
- Lower per-transaction terminal rates
- One-year contract required
- Each additional terminal 20 pounds per month
Phorest
$99/month- Grow$99/month
- Appointment booking
- Client management
- POS
- Elevate$179/month
- Everything in Grow
- Advanced marketing
- Online booking
- Innovate$299/month
- Everything in Elevate
- Multi-location
- Advanced analytics
Which should you pick?
Choose Mollie if
- You need local payment methods.
- You work on Web, iOS, Android, API.
- You also want published rate card.
Choose Phorest if
- You need appointment booking.
- You work on Web, Ios, Android, Api.
- You also want client management.
Questions people ask
- Is Mollie or Phorest better?
- Neither clearly leads. Mollie starts at £0.3/transaction and Phorest at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Mollie or Phorest?
- Mollie starts at £0.3/transaction and Phorest at $99/month.
- Does Mollie or Phorest run on more platforms?
- Mollie runs on Web, iOS, Android, API. Phorest runs on Web, Ios, Android, Api.
- What is Mollie best used for?
- Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Phorest is typically brought in for.
- What can Mollie do that Phorest cannot?
- Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Phorest covers Appointment booking, Client management, Point of sale, Marketing automation.
Answered from the vendors’ own pages
Mollie: Does Mollie charge a monthly fee?
Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.
Phorest: How do I find out Phorest pricing for my salon?
All plans require a custom quote. Click 'Request a quote' or 'Book a demo' on the Phorest pricing page to receive pricing tailored to your business needs.
SourceMollie: Is iDEAL really a flat fee?
Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.
Phorest: What SMS charges apply to each plan?
Core Aesthetics: 8.2 cents/SMS; Elevate/Elite Aesthetics: 7 cents/SMS; Starter/Grow/Ultimate: 500 free SMS/month.
SourceMollie: Can I use Mollie outside Europe?
You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.
Phorest: Is there a minimum staff requirement?
Yes, Phorest recommends 3+ staff members to use the software.
SourceMollie: Does Mollie do interchange plus?
Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.
Phorest: What is included in Phorest plans?
All plans include: unlimited devices, unlimited staff, software for life with future upgrades, migration services, and unlimited training.
SourceRelated pages
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- Phorest vs Genbook
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- Phorest vs Resurva
- Phorest vs Rosy
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