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E-Commerce · head to head

Mollie vs Namecheap

Mollie logo

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From
£0.3/transaction
Rated
-
Full reviewWebsite
Namecheap logo

Namecheap

E-Commerce

ICANN-accredited domain registrar that also sells shared hosting, SSL certificates and email

From
$0.88/year
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Namecheap domains are advertised at a promotional first year price and renew at the standard registry rate, which for many extensions is several times higher, so the visible cost of a portfolio understates what it costs to keep.
  • They diverge on capability: Mollie covers Local payment methods, Namecheap covers Domain registration.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Mollie and Namecheap actually diverge.

Attributes where Mollie and Namecheap differ
AttributeMollieNamecheap
Starting price£0.3/transaction$0.88/year
Pricing modelPer transaction by payment methodsubscription
PlatformsWeb, iOS, Android, APIWeb
FoundedUnknown2000

Identical on both: free tier (No), user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mollie

  • Local payment methods
  • Published rate card
  • Hosted checkout and payment links
  • Subscriptions API
  • Point of sale terminals
  • Plugin ecosystem
  • Multicurrency settlement

Only in Namecheap

  • Domain registration
  • Free WHOIS privacy
  • DNS management
  • Shared and VPS hosting
  • SSL certificates
  • Private email
  • Domain transfers

What people use each for

The jobs each tool is most often brought in to do.

Mollie

  • A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Namecheap
  • A small merchant that wants published pricing rather than a sales call before it can model card costsnot Namecheap
  • A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Namecheap
  • A marketplace or platform that needs one integration covering the main European local methodsnot Namecheap

Namecheap

  • Registering and holding the domain for a store hosted on a separate platformnot Mollie
  • Consolidating a portfolio of defensive domain registrations under one accountnot Mollie
  • Managing DNS for a site whose hosting and mail live with different providersnot Mollie
  • Standing up a low traffic brochure site or landing page cheaply before a real buildnot Mollie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mollie

  • Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
  • Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
  • The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
  • Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
  • The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Namecheap

  • Domains are advertised at a promotional first year price and renew at the standard registry rate, which for many extensions is several times higher, so the visible cost of a portfolio understates what it costs to keep.
  • ICANN rules impose a sixty day transfer lock after registration and after registrant detail changes, so a domain registered in the wrong account or under the wrong entity cannot be moved for two months regardless of urgency.
  • Shared hosting is oversubscribed by design, so a storefront on it degrades under traffic spikes, which is precisely when a promotion or a press mention makes traffic spike.
  • Support runs through chat and tickets with no telephone escalation, so an outage affecting DNS or mail is resolved at the pace of a support queue rather than at the pace of your revenue loss.
  • It is a registrar and host rather than a commerce platform, so anyone comparing it against a store platform is comparing two different purchases and will still need to buy the platform separately.

Pricing, plan by plan

Mollie

£0.3/transaction
  • Online paymentsFree
    • No monthly fee
    • UK domestic consumer cards 1.20% + 20p
    • European and commercial cards 2.90% + 20p
  • In person, pay as you goFree
    • No monthly commitment
    • Per-transaction terminal rates
    • One terminal
  • In person, Pro$20/month
    • Lower per-transaction terminal rates
    • One-year contract required
    • Each additional terminal 20 pounds per month

Namecheap

$0.88/year
  • Standard Domains$0.88/year
    • Domain registration
    • Free WhoisGuard
    • Dynamic DNS
  • Web Hosting$2.88/month
    • Unlimited bandwidth
    • Free SSL
    • Easy WordPress install

Which should you pick?

Choose Mollie if

  • You need local payment methods.
  • You work on Web, iOS, Android, API.
  • You also want published rate card.
Mollie review

Choose Namecheap if

  • You need domain registration.
  • You also want free whois privacy.
Namecheap review

Questions people ask

Is Mollie or Namecheap better?
Neither clearly leads. Mollie starts at £0.3/transaction and Namecheap at $0.88/year, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mollie or Namecheap?
Mollie starts at £0.3/transaction and Namecheap at $0.88/year.
Does Mollie or Namecheap run on more platforms?
Mollie runs on Web, iOS, Android, API. Namecheap runs on Web.
What is Mollie best used for?
Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Namecheap is typically brought in for.
What can Mollie do that Namecheap cannot?
Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Namecheap covers Domain registration, Free WHOIS privacy, DNS management, Shared and VPS hosting.

Answered from the vendors’ own pages

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Namecheap: Can I run an online store on Namecheap?

You can host store software there, but shared hosting is not a sensible home for a transacting storefront. Use it for the domain and DNS and put the store on a platform built for it.

Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Namecheap: Why is renewal more expensive than registration?

The first year is promotional. Renewal reflects the registry's standard wholesale price plus margin. Check the renewal rate, not the headline, before registering an extension.

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Namecheap: Can I move my domain away if I change my mind?

Yes, but not immediately. ICANN enforces a sixty day lock after registration or after changing registrant details, and the domain must be unlocked with an authorisation code to transfer.

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

Namecheap: Is WHOIS privacy extra?

Namecheap includes it rather than billing for it annually, which is a real difference from several larger registrars where it is a recurring line item per domain.

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