Crypto · head to head
MEXC vs Revolut

Revolut
Personal Finance
Multi-currency financial app operating as a licensed bank in parts of the EU and as an e-money institution elsewhere
- From
- Free
- Rated
- -
The short version
- Each has a real cost: MEXC the App Store listing (seller Onechain Technology Ltd) states 0% maker fees and 0.01% to 0.04% taker fees that vary by region, meaning the effective trading fee a user pays is not a single published figure but depends on undisclosed regional tiers; Revolut uK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
- They diverge on capability: MEXC covers Spot Trading, Revolut covers Multi-currency accounts.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which MEXC and Revolut actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in MEXC
- Spot Trading
- Futures Trading
- ETF Trading
- Launchpad
- Staking
- MX Token
- Web support
- Ios support
Only in Revolut
- Multi-currency accounts
- Revolut Bank EEA deposits
- Stock, crypto and commodity trading
- Budgeting and spending analytics
- Virtual and disposable cards
- Business accounts (Revolut Business)
What people use each for
The jobs each tool is most often brought in to do.
MEXC
- Exchangesnot Revolut
- Tradingnot Revolut
- Altcoinsnot Revolut
Revolut
- Someone travelling or living across multiple currencies who wants low-cost exchange and spending in one accountnot MEXC
- A user in the EEA who wants their balance held with a licensed bank covered by a deposit guarantee schemenot MEXC
- A UK-based user who understands their balance sits under e-money safeguarding rather than FSCS bank protection, and is comfortable with thatnot MEXC
- An investor wanting stock or crypto trading integrated with everyday spending in a single appnot MEXC
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
MEXC
- The App Store listing (seller Onechain Technology Ltd) states 0% maker fees and 0.01% to 0.04% taker fees that vary by region, meaning the effective trading fee a user pays is not a single published figure but depends on undisclosed regional tiers
Revolut
- UK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
- Regulatory status differs by country of use, EEA versus UK versus other markets, so the actual protection on a given balance depends on where the account is domiciled, not on the brand alone.
- Customer service has been a recurring complaint, with account freezes for fraud checks sometimes leaving customers unable to access funds for extended periods with limited direct human contact.
- The free tier caps fee-free currency exchange at a monthly allowance, after which a fair usage fee applies, so heavy multi-currency users may need a paid plan to avoid extra charges.
- The breadth of features, banking, trading, crypto and business accounts, spans multiple regulatory regimes and legal entities, which makes the overall structure harder for a typical customer to fully understand than a single-licence traditional bank.
Pricing, plan by plan
MEXC
Free- StandardFree
- Spot trading
- Futures
- Launchpad
Revolut
Free- StandardFree
- Free multi-currency spending up to a monthly exchange allowance
- Basic budgeting tools
- UK balances held under e-money safeguarding, not FSCS-protected as a standard bank deposit
- Premium$7.99/month
- Higher free exchange allowance
- Travel insurance and card delivery perks
- Priority customer support
- Metal$14.99/month
- Cashback on card spending
- Higher limits across features
- Metal card and additional insurance cover
Which should you pick?
Choose MEXC if
- You need spot trading.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want futures trading.
Choose Revolut if
- You need multi-currency accounts.
- You want to start without paying.
- You work on iOS, Android, Web.
- You also want revolut bank eea deposits.
Questions people ask
- Is MEXC or Revolut better?
- Neither clearly leads. MEXC starts at Free and Revolut at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, MEXC or Revolut?
- MEXC starts at Free and Revolut at Free.
- Does MEXC or Revolut run on more platforms?
- MEXC runs on Web, Ios, Android. Revolut runs on iOS, Android, Web.
- Can I use MEXC for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is MEXC best used for?
- MEXC is most often used for exchanges, trading, altcoins. Of those, exchanges and trading are not what Revolut is typically brought in for.
- What can MEXC do that Revolut cannot?
- MEXC covers Spot Trading, Futures Trading, ETF Trading, Launchpad. Revolut covers Multi-currency accounts, Revolut Bank EEA deposits, Stock, crypto and commodity trading, Budgeting and spending analytics.
Answered from the vendors’ own pages
Revolut: Is my money safe with Revolut?
It depends on your country. EEA balances are held with a Lithuanian-licensed bank and generally covered by deposit guarantee up to 100,000 euro; UK balances have historically sat under e-money safeguarding rather than FSCS bank protection, though Revolut has been working toward full UK banking status since gaining a restricted licence in 2024.
Revolut: Is Revolut a bank?
In the EEA, yes, through Revolut Bank UAB, licensed in Lithuania. In the UK, it has historically operated as an e-money institution and was granted a restricted banking licence in 2024, with full UK banking status pending completion of a mobilisation period.
Revolut: Does Revolut charge for currency exchange?
Exchange is free up to a monthly allowance on the standard tier, after which a fair usage fee applies; paid plans raise or remove that allowance.
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