Personal Finance · pricing
Revolut pricing
Revolut publishes 3 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 1 September 2026, Revolut pricing is free across 3 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Free standard tier; paid plans add higher limits, insurance and perks
- Tiers
- 3
- Free tier
- Yes
Revolut plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Standard | Free | 3 | Entry tier |
| Premium | £7.99/month | 3 | +$7.99/month, 3 more features |
| Metal | £14.99/month | 3 | +$7/month, 3 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Standard
FreeThe entry tier. It covers free multi-currency spending up to a monthly exchange allowance, basic budgeting tools, uk balances held under e-money safeguarding, not fscs-protected as a standard bank deposit.
Premium
£7.99/monthOver Standard, this tier adds:
- Higher free exchange allowance
- Travel insurance and card delivery perks
- Priority customer support
Metal
£14.99/monthOver Premium, this tier adds:
- Cashback on card spending
- Higher limits across features
- Metal card and additional insurance cover
Where Revolut stops being free
Standard, Free
- Free multi-currency spending up to a monthly exchange allowance
- Basic budgeting tools
- UK balances held under e-money safeguarding, not FSCS-protected as a standard bank deposit
Premium, £7.99/month
The first thing you pay for:
- Higher free exchange allowance
- Travel insurance and card delivery perks
- Priority customer support
What the product covers
The full Revolut feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Multi-currency accounts
- Revolut Bank EEA deposits
- Stock, crypto and commodity trading
- Budgeting and spending analytics
- Virtual and disposable cards
- Business accounts (Revolut Business)
People bring Revolut in for someone travelling or living across multiple currencies who wants low-cost exchange and spending in one account, a user in the eea who wants their balance held with a licensed bank covered by a deposit guarantee scheme, a uk-based user who understands their balance sits under e-money safeguarding rather than fscs bank protection, and is comfortable with that, an investor wanting stock or crypto trading integrated with everyday spending in a single app. If that is not the job you are buying for, the alternatives to Revolut are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Revolut (this page) | Free | Free standard tier; paid plans add higher limits, insurance and perks | - | |
| Monzo | Free | Free core current account; paid Plus and Premium tiers add features | - | vs Revolut |
| Strands | On request | quote | - | vs Revolut |
| Affirm | Free | Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee | - | vs Revolut |
| Firefly III | Free | Open source, no licence fee | - | vs Revolut |
| Lunch Money | $60/year | Pay what you want, annual, above a published minimum | - | vs Revolut |
| Starling Bank | Free | Free personal current account; business accounts have free and paid tiers | - | vs Revolut |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Revolut badges page.
Before you pay for Revolut
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 3 tiers between Free and £14.99/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Revolut runs on ios, android, web, and is published by Revolut Ltd / Revolut Bank UAB of London, United Kingdom (EEA banking entity licensed in Vilnius, Lithuania). The full record is on the Revolut review, and the rest of the category is under best personal finance tools.
Revolut pricing questions
- How much does Revolut cost?
- Revolut publishes 3 tiers, from Free for Standard up to £14.99/month for Metal. The entry tier costs nothing.
- Does Revolut have a free plan?
- Yes. The Standard tier costs nothing and covers free multi-currency spending up to a monthly exchange allowance, basic budgeting tools, uk balances held under e-money safeguarding, not fscs-protected as a standard bank deposit. Paying starts at £7.99/month for Premium.
- What is the difference between Standard and Premium on Revolut?
- Premium costs £7.99/month against Free, and adds higher free exchange allowance, travel insurance and card delivery perks, priority customer support.
- Is the Metal plan on Revolut worth it?
- That depends entirely on whether you need what it adds, which on the published record is cashback on card spending, higher limits across features, metal card and additional insurance cover. It costs £14.99/month against £7.99/month for Premium. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- Which personal finance tools can I use without paying?
- 6 of the 8 personal finance tools listed alongside Revolut have a free tier: Monzo, Affirm, Firefly III, Starling Bank, IRS2Go.
- What am I actually paying for with Revolut?
- The record lists 6 features across 1 area: other. In practice it is brought in for someone travelling or living across multiple currencies who wants low-cost exchange and spending in one account, a user in the eea who wants their balance held with a licensed bank covered by a deposit guarantee scheme, a uk-based user who understands their balance sits under e-money safeguarding rather than fscs bank protection, and is comfortable with that.
- Does Revolut charge per user?
- The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Revolut prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Revolut against before paying?
- The closest personal finance tools in this directory are Monzo, Strands, Affirm, Firefly III. Each has a side-by-side comparison with Revolut covering price, platforms and features.