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Crypto · head to head

Gate.io vs Revolut

Gate.io logo

Gate.io

Crypto

Your gateway to crypto

From
On request
Rated
-
Full reviewWebsite
Revolut logo

Revolut

Personal Finance

Multi-currency financial app operating as a licensed bank in parts of the EU and as an e-money institution elsewhere

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Revolut has a free tier, so it costs nothing to try first.
  • Each has a real cost: Gate.io withdrawal fees are dynamic and fluctuate based on network conditions without advance notice; Revolut uK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
  • They diverge on capability: Gate.io covers Spot Trading, Revolut covers Multi-currency accounts.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Gate.io and Revolut actually diverge.

Attributes where Gate.io and Revolut differ
AttributeGate.ioRevolut
Starting priceOn requestFree
Pricing modelUnknownFree standard tier; paid plans add higher limits, insurance and perks
Free tierNoYes
PlatformsWeb, iOS, AndroidiOS, Android, Web
CategoryCryptoPersonal Finance
Founded2013Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Gate.io

  • Spot Trading
  • Futures Trading
  • Margin Trading
  • Startup IEO
  • Copy Trading
  • GateChain
  • GT Token
  • Web support

Only in Revolut

  • Multi-currency accounts
  • Revolut Bank EEA deposits
  • Stock, crypto and commodity trading
  • Budgeting and spending analytics
  • Virtual and disposable cards
  • Business accounts (Revolut Business)

What people use each for

The jobs each tool is most often brought in to do.

Gate.io

  • Cryptocurrency spot and futures trading with 3,800+ trading pairsnot Revolut
  • Web3 wallet integration for cross-chain cryptocurrency swapsnot Revolut

Revolut

  • Someone travelling or living across multiple currencies who wants low-cost exchange and spending in one accountnot Gate.io
  • A user in the EEA who wants their balance held with a licensed bank covered by a deposit guarantee schemenot Gate.io
  • A UK-based user who understands their balance sits under e-money safeguarding rather than FSCS bank protection, and is comfortable with thatnot Gate.io
  • An investor wanting stock or crypto trading integrated with everyday spending in a single appnot Gate.io

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gate.io

  • Withdrawal fees are dynamic and fluctuate based on network conditions without advance notice

Revolut

  • UK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
  • Regulatory status differs by country of use, EEA versus UK versus other markets, so the actual protection on a given balance depends on where the account is domiciled, not on the brand alone.
  • Customer service has been a recurring complaint, with account freezes for fraud checks sometimes leaving customers unable to access funds for extended periods with limited direct human contact.
  • The free tier caps fee-free currency exchange at a monthly allowance, after which a fair usage fee applies, so heavy multi-currency users may need a paid plan to avoid extra charges.
  • The breadth of features, banking, trading, crypto and business accounts, spans multiple regulatory regimes and legal entities, which makes the overall structure harder for a typical customer to fully understand than a single-licence traditional bank.

Pricing, plan by plan

Gate.io

On request

No published plan breakdown. See the Gate.io review.

Revolut

Free
  • StandardFree
    • Free multi-currency spending up to a monthly exchange allowance
    • Basic budgeting tools
    • UK balances held under e-money safeguarding, not FSCS-protected as a standard bank deposit
  • Premium$7.99/month
    • Higher free exchange allowance
    • Travel insurance and card delivery perks
    • Priority customer support
  • Metal$14.99/month
    • Cashback on card spending
    • Higher limits across features
    • Metal card and additional insurance cover

Which should you pick?

Choose Gate.io if

  • You need spot trading.
  • You work on Web, iOS, Android.
  • You also want futures trading.
Gate.io review

Choose Revolut if

  • You need multi-currency accounts.
  • You want to start without paying.
  • You work on iOS, Android, Web.
  • You also want revolut bank eea deposits.
Revolut review

Questions people ask

Is Gate.io or Revolut better?
Neither clearly leads. Gate.io starts at On request and Revolut at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gate.io or Revolut?
Revolut has a free tier; the other does not. Paid plans start at On request for Gate.io and Free for Revolut.
Does Gate.io or Revolut run on more platforms?
Gate.io runs on Web, iOS, Android. Revolut runs on iOS, Android, Web.
Can I use Revolut for free?
Yes. Revolut has a free tier, so you can try it without paying. Gate.io starts at On request.
What is Gate.io best used for?
Gate.io is most often used for cryptocurrency spot and futures trading with 3,800+ trading pairs, web3 wallet integration for cross-chain cryptocurrency swaps. Of those, cryptocurrency spot and futures trading with 3,800+ trading pairs and web3 wallet integration for cross-chain cryptocurrency swaps are not what Revolut is typically brought in for.
What can Gate.io do that Revolut cannot?
Gate.io covers Spot Trading, Futures Trading, Margin Trading, Startup IEO. Revolut covers Multi-currency accounts, Revolut Bank EEA deposits, Stock, crypto and commodity trading, Budgeting and spending analytics.

Answered from the vendors’ own pages

Revolut: Is my money safe with Revolut?

It depends on your country. EEA balances are held with a Lithuanian-licensed bank and generally covered by deposit guarantee up to 100,000 euro; UK balances have historically sat under e-money safeguarding rather than FSCS bank protection, though Revolut has been working toward full UK banking status since gaining a restricted licence in 2024.

Revolut: Is Revolut a bank?

In the EEA, yes, through Revolut Bank UAB, licensed in Lithuania. In the UK, it has historically operated as an e-money institution and was granted a restricted banking licence in 2024, with full UK banking status pending completion of a mobilisation period.

Revolut: Does Revolut charge for currency exchange?

Exchange is free up to a monthly allowance on the standard tier, after which a fair usage fee applies; paid plans raise or remove that allowance.

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