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Crypto · head to head

Huobi vs Revolut

Huobi logo

Huobi

Crypto

Global digital asset trading platform

From
Free
Rated
-
Full reviewWebsite
Revolut logo

Revolut

Personal Finance

Multi-currency financial app operating as a licensed bank in parts of the EU and as an e-money institution elsewhere

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Huobi cryptocurrency market volatility; Revolut uK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
  • They diverge on capability: Huobi covers Spot Trading, Revolut covers Multi-currency accounts.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Huobi and Revolut actually diverge.

Attributes where Huobi and Revolut differ
AttributeHuobiRevolut
Pricing modeltransactionFree standard tier; paid plans add higher limits, insurance and perks
PlatformsWeb, MobileiOS, Android, Web
CategoryCryptoPersonal Finance
Founded2013Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Huobi

  • Spot Trading
  • Futures Trading
  • Margin Trading
  • Staking
  • Primelist
  • HT Token
  • Huobi ECO Chain
  • Web support

Only in Revolut

  • Multi-currency accounts
  • Revolut Bank EEA deposits
  • Stock, crypto and commodity trading
  • Budgeting and spending analytics
  • Virtual and disposable cards
  • Business accounts (Revolut Business)

What people use each for

The jobs each tool is most often brought in to do.

Huobi

  • Spot trading of cryptocurrencies and altcoinsnot Revolut
  • Futures trading with leveragenot Revolut
  • Copy trading from experienced tradersnot Revolut
  • Automated trading via botsnot Revolut

Revolut

  • Someone travelling or living across multiple currencies who wants low-cost exchange and spending in one accountnot Huobi
  • A user in the EEA who wants their balance held with a licensed bank covered by a deposit guarantee schemenot Huobi
  • A UK-based user who understands their balance sits under e-money safeguarding rather than FSCS bank protection, and is comfortable with thatnot Huobi
  • An investor wanting stock or crypto trading integrated with everyday spending in a single appnot Huobi

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Huobi

  • Cryptocurrency market volatility
  • Regulatory restrictions in some jurisdictions

Revolut

  • UK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
  • Regulatory status differs by country of use, EEA versus UK versus other markets, so the actual protection on a given balance depends on where the account is domiciled, not on the brand alone.
  • Customer service has been a recurring complaint, with account freezes for fraud checks sometimes leaving customers unable to access funds for extended periods with limited direct human contact.
  • The free tier caps fee-free currency exchange at a monthly allowance, after which a fair usage fee applies, so heavy multi-currency users may need a paid plan to avoid extra charges.
  • The breadth of features, banking, trading, crypto and business accounts, spans multiple regulatory regimes and legal entities, which makes the overall structure harder for a typical customer to fully understand than a single-licence traditional bank.

Pricing, plan by plan

Huobi

Free

No published plan breakdown. See the Huobi review.

Revolut

Free
  • StandardFree
    • Free multi-currency spending up to a monthly exchange allowance
    • Basic budgeting tools
    • UK balances held under e-money safeguarding, not FSCS-protected as a standard bank deposit
  • Premium$7.99/month
    • Higher free exchange allowance
    • Travel insurance and card delivery perks
    • Priority customer support
  • Metal$14.99/month
    • Cashback on card spending
    • Higher limits across features
    • Metal card and additional insurance cover

Which should you pick?

Choose Huobi if

  • You need spot trading.
  • You want to start without paying.
  • You work on Web, Mobile.
  • You also want futures trading.
Huobi review

Choose Revolut if

  • You need multi-currency accounts.
  • You want to start without paying.
  • You work on iOS, Android, Web.
  • You also want revolut bank eea deposits.
Revolut review

Questions people ask

Is Huobi or Revolut better?
Neither clearly leads. Huobi starts at Free and Revolut at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Huobi or Revolut?
Huobi starts at Free and Revolut at Free.
Does Huobi or Revolut run on more platforms?
Huobi runs on Web, Mobile. Revolut runs on iOS, Android, Web.
Can I use Huobi for free?
Both have a free tier, so you can try either at no cost before committing.
What is Huobi best used for?
Huobi is most often used for spot trading of cryptocurrencies and altcoins, futures trading with leverage, copy trading from experienced traders, automated trading via bots. Of those, spot trading of cryptocurrencies and altcoins and futures trading with leverage are not what Revolut is typically brought in for.
What can Huobi do that Revolut cannot?
Huobi covers Spot Trading, Futures Trading, Margin Trading, Staking. Revolut covers Multi-currency accounts, Revolut Bank EEA deposits, Stock, crypto and commodity trading, Budgeting and spending analytics.

Answered from the vendors’ own pages

Huobi: What assets can I trade on HTX?

HTX offers spot trading for over 700 assets at competitive prices, plus futures trading with leverage and automated trading bots.

Source
Revolut: Is my money safe with Revolut?

It depends on your country. EEA balances are held with a Lithuanian-licensed bank and generally covered by deposit guarantee up to 100,000 euro; UK balances have historically sat under e-money safeguarding rather than FSCS bank protection, though Revolut has been working toward full UK banking status since gaining a restricted licence in 2024.

Huobi: What fee discounts are available on HTX?

HTX offers fee rebates up to 30 percent for margin trading and exclusive futures fee rates for partners. The platform also offers a sign-up promotion of up to 1,500 dollars for new users.

Source
Revolut: Is Revolut a bank?

In the EEA, yes, through Revolut Bank UAB, licensed in Lithuania. In the UK, it has historically operated as an e-money institution and was granted a restricted banking licence in 2024, with full UK banking status pending completion of a mobilisation period.

Huobi: Is there a minimum deposit to start trading on HTX?

HTX does not specify a minimum deposit amount on its public pages. You would need to check during account setup or contact their support for this information.

Source
Revolut: Does Revolut charge for currency exchange?

Exchange is free up to a monthly allowance on the standard tier, after which a fair usage fee applies; paid plans raise or remove that allowance.

Huobi: Can I withdraw my funds 100 percent from HTX?

Yes, HTX guarantees 100 percent withdrawal capability. The platform uses cold, hot, warm, and multi-party offline wallet storage for asset custody.

Source
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