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Cybersecurity · head to head

Logto vs Refact

Logto logo

Logto

Cybersecurity

Open-source identity and authentication infrastructure for apps and APIs

From
Free
Rated
-
Full reviewWebsite
Refact logo

Refact

Developer Tools

Autonomous AI coding agent for development tasks

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Logto advanced features like RBAC, organizations, MFA, and enterprise SSO are billed as separate paid add-ons rather than included in Pro.; Refact requires configuration for optimal performance
  • They diverge on capability: Logto covers Prebuilt sign-in UI, Refact covers Autonomous agent workflows.
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Logto and Refact actually diverge.

Attributes where Logto and Refact differ
AttributeLogtoRefact
Pricing modelfreemiumFreemium with paid tiers
Platformsweb, apiVS Code, Web
CategoryCybersecurityDeveloper Tools
FoundedUnknown2023

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Logto

  • Prebuilt sign-in UI
  • Social connectors
  • Role-based access control
  • Multi-factor authentication
  • Machine-to-machine apps
  • Audit logs

Only in Refact

  • Autonomous agent workflows
  • IDE chat
  • Real-time code completions
  • GitHub integration
  • Database integration
  • On-premise deployment
  • Multi-LLM support
  • 25+ language support

What people use each for

The jobs each tool is most often brought in to do.

Logto

  • Adding sign-in to a new SaaS productnot Refact
  • Implementing SSO for B2B customersnot Refact
  • Securing internal APIs with M2M tokensnot Refact
  • Adding RBAC and organizations to a multi-tenant appnot Refact

Refact

  • Autonomous code generation for development tasksnot Logto
  • End-to-end bug fixes and refactoringnot Logto
  • Multi-language software development accelerationnot Logto
  • Enterprise development with data privacy requirementsnot Logto

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Logto

  • Advanced features like RBAC, organizations, MFA, and enterprise SSO are billed as separate paid add-ons rather than included in Pro.
  • Enterprise pricing is not published and requires contacting sales.
  • Token-based billing can make cost forecasting harder than flat per-MAU pricing for high-traffic apps.

Refact

  • Requires configuration for optimal performance
  • On-premise deployment adds operational complexity
  • Free tier limited by daily agent request quota
  • Coin system adds complexity to cost calculation

Pricing, plan by plan

Logto

Free
  • FreeFree
    • Up to 50,000 MAU
    • 50K tokens included
    • 3 applications
  • Pro$24/month
    • Unlimited MAU and applications
    • 3 included API resources
    • Passkey sign-in

Refact

Free
  • FreeFree
    • Limited daily agent usage
    • Unlimited completions
    • 2,000 coins for agent and chat
  • Pro$10/month
    • 40 daily agent requests
    • 64k context window
    • 10,000 coins monthly
  • Enterprise$undefined/custom
    • On-premise deployment
    • Custom coin allocation
    • Fine-tuning support

Which should you pick?

Choose Logto if

  • You need prebuilt sign-in ui.
  • You want to start without paying.
  • You work on web, api.
  • You also want social connectors.
Logto review

Choose Refact if

  • You need autonomous agent workflows.
  • You want to start without paying.
  • You work on VS Code, Web.
  • You also want ide chat.
Refact review

Questions people ask

Is Logto or Refact better?
Neither clearly leads. Logto starts at Free and Refact at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Logto or Refact?
Logto starts at Free and Refact at Free.
Does Logto or Refact run on more platforms?
Logto runs on web, api. Refact runs on VS Code, Web.
Can I use Logto for free?
Both have a free tier, so you can try either at no cost before committing.
What is Logto best used for?
Logto is most often used for adding sign-in to a new saas product, implementing sso for b2b customers, securing internal apis with m2m tokens, adding rbac and organizations to a multi-tenant app. Of those, adding sign-in to a new saas product and implementing sso for b2b customers are not what Refact is typically brought in for.
What can Logto do that Refact cannot?
Logto covers Prebuilt sign-in UI, Social connectors, Role-based access control, Multi-factor authentication. Refact covers Autonomous agent workflows, IDE chat, Real-time code completions, GitHub integration.

Answered from the vendors’ own pages

Logto: What does Logto cost?

Logto offers a Free plan at $0/month, a Pro plan starting at $24/month with 50K free tokens included, and a custom-priced Enterprise plan. Extra add-ons like RBAC or MFA are billed separately on Pro.

Source
Refact: How many programming languages does Refact support?

Refact supports 25+ programming languages including Python, JavaScript, Go, Rust, Java, C++, and many others.

Source
Logto: Is there a free plan, and what are its limits?

Yes. The Free plan supports up to 50,000 monthly active users, 3 total applications, 1 machine-to-machine app, 3 social connectors, 1 webhook, and 3-day audit log retention.

Source
Refact: Can I deploy Refact on-premises?

Yes. Refact offers on-premise deployment options for organizations requiring complete data control and privacy.

Source
Logto: How is usage metered?

Logto uses token-based billing: only access tokens issued for authentication and authorization activity are counted, rather than charging purely per MAU.

Source
Refact: What LLMs does Refact support?

Refact works with multiple LLMs including Claude, GPT-4, and open-source models, giving you flexibility in model selection.

Source
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