Softwr

Cybersecurity · head to head

Ory vs Refact

Ory logo

Ory

Cybersecurity

Open-source identity, authentication, and permissions infrastructure

From
Free
Rated
-
Full reviewWebsite
Refact logo

Refact

Developer Tools

Autonomous AI coding agent for development tasks

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Ory production and Growth plans are billed annually ($770/year and $9,350/year), which is a larger upfront commitment than monthly-only competitors.; Refact requires configuration for optimal performance
  • They diverge on capability: Ory covers Authentication APIs, Refact covers Autonomous agent workflows.
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Ory and Refact actually diverge.

Attributes where Ory and Refact differ
AttributeOryRefact
Pricing modelusage-basedFreemium with paid tiers
Platformsweb, apiVS Code, Web
CategoryCybersecurityDeveloper Tools
FoundedUnknown2023

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Ory

  • Authentication APIs
  • Permissions engine
  • Machine-to-machine tokens
  • B2B organizations
  • SAML SSO
  • Multi-region deployments

Only in Refact

  • Autonomous agent workflows
  • IDE chat
  • Real-time code completions
  • GitHub integration
  • Database integration
  • On-premise deployment
  • Multi-LLM support
  • 25+ language support

What people use each for

The jobs each tool is most often brought in to do.

Ory

  • Adding self-hosted or cloud identity to a new productnot Refact
  • Implementing fine-grained permission checksnot Refact
  • Supporting B2B organizations and multi-tenancynot Refact
  • Building machine-to-machine authentication for microservicesnot Refact

Refact

  • Autonomous code generation for development tasksnot Ory
  • End-to-end bug fixes and refactoringnot Ory
  • Multi-language software development accelerationnot Ory
  • Enterprise development with data privacy requirementsnot Ory

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Ory

  • Production and Growth plans are billed annually ($770/year and $9,350/year), which is a larger upfront commitment than monthly-only competitors.
  • SAML SSO and multi-region deployments are reserved for the custom-priced Enterprise tier.
  • Usage-based pricing across aDAU, M2M tokens, and permission checks makes cost estimation more complex than flat per-MAU billing.

Refact

  • Requires configuration for optimal performance
  • On-premise deployment adds operational complexity
  • Free tier limited by daily agent request quota
  • Coin system adds complexity to cost calculation

Pricing, plan by plan

Ory

Free
  • DeveloperFree
    • Community support
    • No production environments
  • Production$64/month
    • $21 monthly credit included
    • 1 production environment
    • 3 staging environments
  • Growth$779/month
    • $255 monthly credit included
    • 2 production environments
    • B2B organizations (max 3)

Refact

Free
  • FreeFree
    • Limited daily agent usage
    • Unlimited completions
    • 2,000 coins for agent and chat
  • Pro$10/month
    • 40 daily agent requests
    • 64k context window
    • 10,000 coins monthly
  • Enterprise$undefined/custom
    • On-premise deployment
    • Custom coin allocation
    • Fine-tuning support

Which should you pick?

Choose Ory if

  • You need authentication apis.
  • You want to start without paying.
  • You work on web, api.
  • You also want permissions engine.
Ory review

Choose Refact if

  • You need autonomous agent workflows.
  • You want to start without paying.
  • You work on VS Code, Web.
  • You also want ide chat.
Refact review

Questions people ask

Is Ory or Refact better?
Neither clearly leads. Ory starts at Free and Refact at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Ory or Refact?
Ory starts at Free and Refact at Free.
Does Ory or Refact run on more platforms?
Ory runs on web, api. Refact runs on VS Code, Web.
Can I use Ory for free?
Both have a free tier, so you can try either at no cost before committing.
What is Ory best used for?
Ory is most often used for adding self-hosted or cloud identity to a new product, implementing fine-grained permission checks, supporting b2b organizations and multi-tenancy, building machine-to-machine authentication for microservices. Of those, adding self-hosted or cloud identity to a new product and implementing fine-grained permission checks are not what Refact is typically brought in for.
What can Ory do that Refact cannot?
Ory covers Authentication APIs, Permissions engine, Machine-to-machine tokens, B2B organizations. Refact covers Autonomous agent workflows, IDE chat, Real-time code completions, GitHub integration.

Answered from the vendors’ own pages

Ory: What does Ory cost?

Ory has a free Developer tier, a Production plan at $770/year including a $21 monthly credit, a Growth plan at $9,350/year including a $255 monthly credit, and custom Enterprise pricing.

Source
Refact: How many programming languages does Refact support?

Refact supports 25+ programming languages including Python, JavaScript, Go, Rust, Java, C++, and many others.

Source
Ory: How is usage metered?

Beyond the included credit, Ory charges per average daily active user (aDAU), per machine-to-machine token, and per permission check, with lower per-unit rates on the Growth plan.

Source
Refact: Can I deploy Refact on-premises?

Yes. Refact offers on-premise deployment options for organizations requiring complete data control and privacy.

Source
Ory: What payment methods are supported?

Ory accepts credit cards (Visa, MasterCard, Amex) and bank transfer, processed via Stripe.

Source
Refact: What LLMs does Refact support?

Refact works with multiple LLMs including Claude, GPT-4, and open-source models, giving you flexibility in model selection.

Source
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