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Technology · head to head

Linear vs Wise Business

Linear logo

Linear

Technology

The issue tracking tool you'll enjoy using

From
Free
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Accounting

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Linear has a free tier, so it costs nothing to try first.
  • Each has a real cost: Linear no task-level Gantt chart; Timeline view is available for projects only, not individual issues; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • They diverge on capability: Linear covers Fast, real-time sync, Wise Business covers Multi-currency accounts.

Where they differ

Only the attributes on which Linear and Wise Business actually diverge.

Attributes where Linear and Wise Business differ
AttributeLinearWise Business
Starting priceFree$29/month
Pricing modelUnknownusage-based
Free tierYesNo
PlatformsWeb, iOS, Android, macOS, WindowsWeb, Ios, Android, Api
CategoryTechnologyAccounting
Founded20192011

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Linear

  • Fast, real-time sync
  • Keyboard-first design
  • Automatic issue tracking
  • Cycles (sprints)
  • Projects & milestones
  • Custom workflows
  • API & webhooks
  • Built-in roadmaps

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Linear

  • Issue management and triage, converting customer feedback into prioritized issuesnot Wise Business
  • Strategic planning via initiatives, roadmaps, and PRDs from idea to launchnot Wise Business
  • Agent-assisted development, with agents drafting docs and submitting pull requestsnot Wise Business
  • Code review with structural diffs for human and agent outputnot Wise Business
  • Progress monitoring via dashboards tracking cycle times and project healthnot Wise Business

Wise Business

  • Holding and converting multiple currencies as a businessnot Linear
  • Paying international suppliers and contractors at the mid market ratenot Linear
  • Receiving payments into local currency account details in several countriesnot Linear

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Linear

  • No task-level Gantt chart; Timeline view is available for projects only, not individual issues
  • No native time-tracking or hour-logging feature
  • No native Linux desktop app; official FAQ states it 'may come in the future but it's not on the roadmap for now'
  • Free tier capped at 250 issues and 2 teams

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Linear

Free
  • FreeFree
    • Unlimited members
    • 2 teams
    • 250 issues
  • Basic$10/month
    • 5 teams
    • Unlimited issues
    • Unlimited file uploads
  • Business$16/month
    • Unlimited teams
    • Private teams/guests
    • Triage Intelligence
  • Enterprise$undefined/month
    • SAML/SCIM
    • Granular admin controls
    • Invoice/PO billing

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Linear if

  • You need fast, real-time sync.
  • You want to start without paying.
  • You work on Web, iOS, Android, macOS, Windows.
  • You also want keyboard-first design.
Linear review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is Linear or Wise Business better?
Neither clearly leads. Linear starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Linear or Wise Business?
Linear has a free tier; the other does not. Paid plans start at Free for Linear and $29/month for Wise Business.
Does Linear or Wise Business run on more platforms?
Linear runs on Web, iOS, Android, macOS, Windows. Wise Business runs on Web, Ios, Android, Api.
Can I use Linear for free?
Yes. Linear has a free tier, so you can try it without paying. Wise Business starts at $29/month.
What is Linear best used for?
Linear is most often used for issue management and triage, converting customer feedback into prioritized issues, strategic planning via initiatives, roadmaps, and prds from idea to launch, agent-assisted development, with agents drafting docs and submitting pull requests, code review with structural diffs for human and agent output. Of those, issue management and triage, converting customer feedback into prioritized issues and strategic planning via initiatives, roadmaps, and prds from idea to launch are not what Wise Business is typically brought in for.
What can Linear do that Wise Business cannot?
Linear covers Fast, real-time sync, Keyboard-first design, Automatic issue tracking, Cycles (sprints). Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.

Answered from the vendors’ own pages

Linear: How much does Linear cost?

Linear has a free tier supporting 2 teams and 250 issues. Paid plans start at $10 per user per month for Basic and $16 per user per month for Business. Annual billing is required for paid tiers.

Source
Wise Business: How fast are international transfers with Wise Business?

Wise Business offers fast global payments with 70% arriving in 20 seconds and 95% arriving in under 24 hours. You can also pay up to 1,000 contacts in a single batch transfer.

Source
Linear: What are the file upload limits on Linear?

The free tier is restricted to 10MB file uploads per team. Paid plans offer unlimited file uploads.

Source
Wise Business: Does Wise Business offer volume discounts?

Yes, volume discounts are available on monthly transfers over 20,000 GBP or equivalent.

Source
Linear: Does Linear offer an Enterprise plan?

Yes, Linear offers an Enterprise tier with custom pricing, annual billing required, SAML and SCIM support, granular admin controls, and priority support.

Source
Wise Business: How does Wise Business keep funds secure?

Wise customers move over AED60 billion monthly with systems built to keep funds safe. The company runs over 7 million daily fraud checks (80 per second), keeps funds diversified with secure financial institutions, and offers 24/7 customer support.

Source
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