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APIs · head to head

Kong Gateway vs Yodlee

Kong Gateway logo

Kong Gateway

APIs

Open-source and cloud API gateway for managing microservices traffic

From
Free
Rated
-
Full reviewWebsite
Yodlee logo

Yodlee

APIs

Long-running financial data aggregation with deep transaction history

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Kong Gateway has a free tier, so it costs nothing to try first.
  • Each has a real cost: Kong Gateway the free open-source gateway lacks the analytics, portals, and support of the paid Konnect tiers.; Yodlee ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
  • They diverge on capability: Kong Gateway covers API request routing, Yodlee covers Account aggregation.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Kong Gateway and Yodlee actually diverge.

Attributes where Kong Gateway and Yodlee differ
AttributeKong GatewayYodlee
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Platformsweb, linux, apiAPI, Web
Founded2017Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Kong Gateway

  • API request routing
  • Plugin ecosystem
  • Developer portals
  • AI Gateway
  • Analytics and observability
  • SSO and audit logs

Only in Yodlee

  • Account aggregation
  • Long transaction history
  • Investment and holdings data
  • Account verification
  • Transaction enrichment
  • Cash flow analytics
  • Document retrieval
  • International coverage

What people use each for

The jobs each tool is most often brought in to do.

Kong Gateway

  • Routing and securing traffic across microservicesnot Yodlee
  • Publishing internal or external developer portalsnot Yodlee
  • Managing rate limits and authentication at the API edgenot Yodlee
  • Gateway-level routing to multiple LLM providersnot Yodlee

Yodlee

  • A wealth platform that needs held-away brokerage holdings as well as bank balances to show a client their complete positionnot Kong Gateway
  • A lender doing cash flow underwriting that needs several years of transaction history rather than the ninety days newer aggregators returnnot Kong Gateway
  • A financial institution needing statement and tax document retrieval alongside transaction datanot Kong Gateway
  • A firm operating in several countries that wants one aggregator rather than a US provider plus a European onenot Kong Gateway

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Kong Gateway

  • The free open-source gateway lacks the analytics, portals, and support of the paid Konnect tiers.
  • Plus tier caps API requests at 1M/month before incurring per-million overage charges.
  • Enterprise pricing is custom and not published, making budgeting harder without sales contact.
  • Configuration and plugin management can require significant operational expertise to run at scale.

Yodlee

  • Ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
  • Parts of the connection estate still depend on credential based access, which banks and regulators are phasing out in favour of FDX APIs, so coverage will shift as institutions withdraw the older method and the migration is not under your control.
  • The platform predates modern API design and developers consistently find the integration heavier and the data model more idiosyncratic than newer aggregators, which lengthens build time.
  • Pricing is enterprise shaped with annual commitments and nothing published, so small and mid sized buyers have no anchor and cannot start without a sales cycle.
  • Investment data, document retrieval and analytics are licensed on top of core aggregation, so the capabilities that justify choosing Yodlee over a cheaper rival are the ones that raise the price above it.

Pricing, plan by plan

Kong Gateway

Free
  • Free TrialFree
    • 30-day enterprise functionality trial
    • Unlimited gateways
    • 30-day analytics retention
  • Plus$undefined/month
    • Up to 5 serverless, 2 hybrid, 2 dedicated cloud gateways
    • 1M API requests/month included
    • Up to 2 developer portals
  • Enterprise$undefined/month
    • Unlimited hybrid and dedicated cloud gateways
    • Unlimited developer portals
    • SSO and audit logs

Yodlee

On request
  • Yodlee Data Platform$undefined/year
    • Priced by connected users, refresh frequency and data types
    • Investment and document retrieval licensed separately from core aggregation
    • Enterprise agreements with annual commitments

Which should you pick?

Choose Kong Gateway if

  • You need api request routing.
  • You want to start without paying.
  • You work on web, linux, api.
  • You also want plugin ecosystem.
Kong Gateway review

Choose Yodlee if

  • You need account aggregation.
  • You work on API, Web.
  • You also want long transaction history.
Yodlee review

Questions people ask

Is Kong Gateway or Yodlee better?
Neither clearly leads. Kong Gateway starts at Free and Yodlee at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Kong Gateway or Yodlee?
Kong Gateway has a free tier; the other does not. Paid plans start at Free for Kong Gateway and On request for Yodlee.
Does Kong Gateway or Yodlee run on more platforms?
Kong Gateway runs on web, linux, api. Yodlee runs on API, Web.
Can I use Kong Gateway for free?
Yes. Kong Gateway has a free tier, so you can try it without paying. Yodlee starts at On request.
What is Kong Gateway best used for?
Kong Gateway is most often used for routing and securing traffic across microservices, publishing internal or external developer portals, managing rate limits and authentication at the api edge, gateway-level routing to multiple llm providers. Of those, routing and securing traffic across microservices and publishing internal or external developer portals are not what Yodlee is typically brought in for.
What can Kong Gateway do that Yodlee cannot?
Kong Gateway covers API request routing, Plugin ecosystem, Developer portals, AI Gateway. Yodlee covers Account aggregation, Long transaction history, Investment and holdings data, Account verification.

Answered from the vendors’ own pages

Kong Gateway: Is Kong Gateway free?

Kong's core gateway is open source and free to self-host. Kong Konnect, the managed cloud platform, offers a 30-day free trial before moving to paid Plus or custom Enterprise pricing.

Source
Yodlee: Who owns Yodlee now?

Private equity firm STG, which acquired it from Envestnet in a deal closing in 2025. Envestnet, itself taken private by Bain Capital and Reverence Capital in 2024, retained access through a partnership.

Kong Gateway: How is usage metered on the Plus plan?

The Plus plan includes 1M API requests per month, with additional usage billed at $200 per extra 1 million requests up to a 10M/month cap, plus per-gateway and per-LLM-model charges.

Source
Yodlee: Why choose Yodlee over Plaid?

Longer transaction history, deeper investment and held-away account coverage, and document retrieval. Those are wealth management and underwriting requirements rather than consumer fintech ones.

Kong Gateway: What support is included?

Plus includes email support with a 2-business-day SLA, while Enterprise adds dedicated success managers and professional services.

Source
Yodlee: Does it still use screen scraping?

Parts of the estate rely on credential based connections, which the industry is phasing out in favour of regulated APIs. Ask for direct API coverage by institution before signing.

Yodlee: Is pricing published?

No. It is quoted by connected users, refresh frequency and data types, with investment data and document retrieval priced separately.

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