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APIs · head to head

HTTPie vs Increase

HTTPie logo

HTTPie

APIs

Command-line HTTP client with intuitive interface and syntax

From
Free
Rated
-
Full reviewWebsite
Increase logo

Increase

APIs

Direct banking API for ACH, wires, real-time payments, accounts and cards

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only HTTPie has a free tier, so it costs nothing to try first.
  • Each has a real cost: HTTPie the desktop application is in public beta rather than a finished release; Increase the published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • They diverge on capability: HTTPie covers REST Client, Increase covers ACH origination and receipt.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which HTTPie and Increase actually diverge.

Attributes where HTTPie and Increase differ
AttributeHTTPieIncrease
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsLinux, MacOS, Windows, WebAPI, Web
Founded2012Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in HTTPie

  • REST Client
  • JSON support
  • Colored output
  • CI/CD
  • Shell scripting
  • Automation
  • Linux support
  • MacOS support

Only in Increase

  • ACH origination and receipt
  • Domestic wires
  • Real-time payments
  • Bank accounts
  • Cards
  • Cheques
  • Sandbox and simulations
  • Audit and reconciliation data

What people use each for

The jobs each tool is most often brought in to do.

HTTPie

  • Sending and inspecting HTTP requests from the terminalnot Increase
  • A readable alternative to curl for API debuggingnot Increase
  • Testing APIs through a graphical clientnot Increase
  • Installing through apt, brew or pip in a development environmentnot Increase

Increase

  • A payroll or treasury product that needs to originate same-day ACH and wires under its own control rather than through a payment processornot HTTPie
  • A marketplace that must hold seller balances in ledgered accounts with real account and routing numbersnot HTTPie
  • A fintech that wants FedNow and RTP payouts so recipients are paid outside banking hoursnot HTTPie
  • An engineering team that needs the underlying return codes and settlement timing visible in order to build correct reconciliation and retry logicnot HTTPie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

HTTPie

  • The desktop application is in public beta rather than a finished release
  • Pricing for the desktop and web products is not published, while the terminal client is free and open source
  • The graphical versions are newer than the CLI, so parity between them is not guaranteed

Increase

  • The published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • Free allowances are deliberately small at ten account numbers and five physical cards, so any programme issuing accounts or cards at volume moves to quoted pricing almost immediately.
  • Banking is provided through partner banks, so programme approval, compliance obligations and the ability to launch at all depend on a bank relationship you do not control, and post-Synapse bank risk appetite has tightened considerably.
  • The API deliberately exposes payment rail mechanics rather than smoothing them, which is correct engineering but means a team without payments expertise will build reconciliation and return handling wrongly and only discover it when funds go astray.
  • Coverage is United States only, so a company with international payout needs runs a second provider and reconciles two ledgers, and the single API argument disappears at the first cross border customer.

Pricing, plan by plan

HTTPie

Free
  • Open SourceFree
    • Full HTTPie CLI
    • Community support
  • HTTPie for Web$10/monthly
    • Web interface
    • Cloud storage
    • Team collaboration

Increase

On request
  • Increase Platform$undefined/month
    • Monthly fee quoted by use case and not published
    • Next-day ACH origination listed at 0.50 US dollars per transaction
    • Same-day ACH origination listed at 2.00 per transaction

Which should you pick?

Choose HTTPie if

  • You need rest client.
  • You want to start without paying.
  • You work on Linux, MacOS, Windows, Web.
  • You also want json support.
HTTPie review

Choose Increase if

  • You need ach origination and receipt.
  • You work on API, Web.
  • You also want domestic wires.
Increase review

Questions people ask

Is HTTPie or Increase better?
Neither clearly leads. HTTPie starts at Free and Increase at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, HTTPie or Increase?
HTTPie has a free tier; the other does not. Paid plans start at Free for HTTPie and On request for Increase.
Does HTTPie or Increase run on more platforms?
HTTPie runs on Linux, MacOS, Windows, Web. Increase runs on API, Web.
Can I use HTTPie for free?
Yes. HTTPie has a free tier, so you can try it without paying. Increase starts at On request.
What is HTTPie best used for?
HTTPie is most often used for sending and inspecting http requests from the terminal, a readable alternative to curl for api debugging, testing apis through a graphical client, installing through apt, brew or pip in a development environment. Of those, sending and inspecting http requests from the terminal and a readable alternative to curl for api debugging are not what Increase is typically brought in for.
What can HTTPie do that Increase cannot?
HTTPie covers REST Client, JSON support, Colored output, CI/CD. Increase covers ACH origination and receipt, Domestic wires, Real-time payments, Bank accounts.

Answered from the vendors’ own pages

HTTPie: Is HTTPie free?

HTTPie for Terminal is open source and free. The Desktop and Web versions are in public beta, and their pricing model is not disclosed.

Source
Increase: Does Increase publish its pricing?

Partly. Per transaction fees for ACH, wires, RTP, FedNow and cards are listed publicly. The monthly platform fee is not, and it is described only as varying by use case.

HTTPie: Can I use HTTPie for commercial purposes?

HTTPie Terminal is open source, but check the specific license (likely MIT, Apache, or GPL) to confirm commercial use is permitted in your jurisdiction.

Source
Increase: Who holds the deposits?

Partner banks, not Increase itself. That relationship determines your programme approval, your compliance obligations and your risk if the bank changes appetite.

HTTPie: What is HTTPie Desktop and how much does it cost?

HTTPie Desktop is an API testing client in public beta. Pricing is not disclosed on the website.

Source
Increase: Is it international?

No. Increase covers United States rails only, so cross border payouts require a second provider.

HTTPie: Is there an HTTPie AI version?

Yes, HTTPie AI is mentioned as a product, but details about functionality and pricing are not provided on the main page.

Source
Increase: How is it different from a middleware BaaS platform?

It exposes the rails rather than abstracting them, showing real return codes and settlement timing. That suits teams who understand payments and punishes teams who do not.

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