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Technology · head to head

Dashlane vs Finxact

Dashlane logo

Dashlane

Technology

Password management made easy for businesses

From
$4.99/month
Rated
-
Full reviewWebsite
Finxact logo

Finxact

Technology

Cloud native core banking, sold as Finxact from Fiserv since the 2022 acquisition

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Dashlane highest pricing among major password managers at $60/year with no monthly subscription option; Finxact fiserv sells several core platforms, so a buyer should demand written investment and support commitments for Finxact specifically rather than trusting that the surviving brand implies a protected roadmap.
  • They diverge on capability: Dashlane covers Password manager, Finxact covers Cloud native core.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Dashlane and Finxact actually diverge.

Attributes where Dashlane and Finxact differ
AttributeDashlaneFinxact
Starting price$4.99/monthOn request
Pricing modelUnknownquote
PlatformsWeb, Windows, macOS, iOS, Android, Browser ExtensionsWeb, API, Cloud
Founded2009Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Technology).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Dashlane

  • Password manager
  • Digital wallet
  • Dark web monitoring
  • VPN for WiFi protection
  • Two-factor authentication
  • Password generator
  • Secure sharing
  • Security dashboard

Only in Finxact

  • Cloud native core
  • Real time posting
  • Configurable product definitions
  • Fiserv ecosystem access
  • Embedded banking support
  • Open API model
  • Multi tenant deployment
  • Regulatory reporting hooks

What people use each for

The jobs each tool is most often brought in to do.

Dashlane

  • Password managementnot Finxact
  • Identity protectionnot Finxact
  • Secure credential sharingnot Finxact
  • Compliance requirementsnot Finxact
  • VPN protectionnot Finxact

Finxact

  • A United States regional bank replacing a legacy core but unwilling to take supplier viability risk on an independent challengernot Dashlane
  • A community bank launching an embedded banking or sponsor bank programme on modern railsnot Dashlane
  • An institution already running Fiserv card and payment services that wants the core on the same vendor relationshipnot Dashlane
  • A bank standing up a new digital brand on a clean core while leaving the existing back book in placenot Dashlane

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dashlane

  • Highest pricing among major password managers at $60/year with no monthly subscription option
  • Restricted free tier with only 25 passwords on single device compared to Bitwarden's unlimited free tier
  • No traditional desktop application, users must rely on browser extension or mobile apps
  • Closed-source code prevents independent security verification unlike open-source competitors
  • Limited 2FA options supporting only authenticator apps, not biometric or SMS authentication

Finxact

  • Fiserv sells several core platforms, so a buyer should demand written investment and support commitments for Finxact specifically rather than trusting that the surviving brand implies a protected roadmap.
  • Core migration is a multi year programme where the licence is a small share of total cost against integration, data migration and parallel running.
  • Buying the core from Fiserv strengthens a relationship that already covers cards and payments, which weakens your negotiating position across the whole estate at renewal.
  • It is a United States product with United States regulatory and product assumptions, so international banks get little from it.
  • Being part of a very large vendor changes the service experience: the responsiveness that made Finxact attractive as a startup is not guaranteed inside a company of Fiserv's scale.

Pricing, plan by plan

Dashlane

$4.99/month
  • Premium$4.99/month
    • Secure vault
    • Password generation

Finxact

On request
  • Finxact from Fiserv$undefined/year
    • Quoted per institution, commonly on accounts or asset size
    • Implementation and integration costs typically exceed the licence fee
    • Bundled commercially with other Fiserv services in many deals

Which should you pick?

Choose Dashlane if

  • You need password manager.
  • You work on Web, Windows, macOS, iOS, Android, Browser Extensions.
  • You also want digital wallet.
Dashlane review

Choose Finxact if

  • You need cloud native core.
  • You work on Web, API, Cloud.
  • You also want real time posting.
Finxact review

Questions people ask

Is Dashlane or Finxact better?
Neither clearly leads. Dashlane starts at $4.99/month and Finxact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dashlane or Finxact?
Dashlane starts at $4.99/month and Finxact at On request.
Does Dashlane or Finxact run on more platforms?
Dashlane runs on Web, Windows, macOS, iOS, Android, Browser Extensions. Finxact runs on Web, API, Cloud.
What is Dashlane best used for?
Dashlane is most often used for password management, identity protection, secure credential sharing, compliance requirements. Of those, password management and identity protection are not what Finxact is typically brought in for.
What can Dashlane do that Finxact cannot?
Dashlane covers Password manager, Digital wallet, Dark web monitoring, VPN for WiFi protection. Finxact covers Cloud native core, Real time posting, Configurable product definitions, Fiserv ecosystem access.

Answered from the vendors’ own pages

Dashlane: What happened to Dashlane's free plan?

Dashlane discontinued its free plan in September 2025. The entry-level plan now starts at $4.99/month (billed annually) for Premium, or businesses can use a 30-day money-back guarantee to test the service.

Source
Finxact: Is Finxact still sold under its own name?

Yes. Fiserv acquired it in 2022 and continues to market it as Finxact from Fiserv, winning named core deals with it.

Dashlane: What platforms does Dashlane support?

Dashlane is available on Windows, macOS, iOS, Android, and Chromebook. Browser extensions work with Chrome, Firefox, Edge, Opera, and Brave. However, Dashlane no longer has a traditional desktop application.

Source
Finxact: Is it genuinely cloud native?

Yes, API first with real time posting on public cloud, rather than a hosted version of a legacy core.

Dashlane: Does Dashlane support SSO integration?

Yes, Dashlane integrates with SAML 2.0 Identity Providers for SSO, plus SCIM for user provisioning and deprovisioning. However, the Safari browser extension does not support self-hosted SSO due to Apple limitations.

Source
Finxact: How long is a migration?

Plan in years. Even a focused deployment is a multi year programme once integration and data migration are counted.

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