Software · head to head
Fathom Analytics vs Xero
The short version
- Each has a real cost: Fathom Analytics there is no free tier, only a 7 day trial; Xero the Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
- They diverge on capability: Fathom Analytics covers Page view tracking, Xero covers Bank reconciliation.
Where they differ
Only the attributes on which Fathom Analytics and Xero actually diverge.
| Attribute | Fathom Analytics | Xero |
|---|---|---|
| Starting price | $14/month | $13/month |
| Platforms | Web | Web, Ios, Android, Api |
| Founded | 2014 | 2006 |
Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fathom Analytics
- Page view tracking
- Goal tracking
- Real-time analytics
- Referrer tracking
- Privacy-focused
- GDPR compliant
- Cloud deployment
- Web support
Only in Xero
- Bank reconciliation
- Invoicing
- Bill payment
- Expense claims
- Financial reporting
- Inventory tracking
- Project tracking
- Mobile apps
What people use each for
The jobs each tool is most often brought in to do.
Fathom Analytics
- Privacy-focused web analytics without cookie bannersnot Xero
- A lightweight Google Analytics replacementnot Xero
- Tracking many sites from one accountnot Xero
- Long-term historical reporting while subscribednot Xero
Xero
- Small business bookkeeping, invoicing and bank reconciliationnot Fathom Analytics
- Bill payment and purchase order managementnot Fathom Analytics
- Sharing books with an accountant or bookkeepernot Fathom Analytics
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fathom Analytics
- There is no free tier, only a 7 day trial
- Priced on pageviews, from $45 a month at the 500,000 pageview level
- Custom events count against the pageview allowance rather than being tracked separately
- Site allowances come in packs, with additional 50-site packs at $10 a month
- Data is retained forever only while the subscription is active
Xero
- The Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
- Invoices created by connected app partners count against the Early plan invoice limit
- Multiple currencies, project time and cost tracking, employee expense and mileage claims and industry benchmarking are restricted to the top Established plan at $90 per month
- Cash flow forecasting is capped at 30 days on Early and 60 days on Growing, with 180 days only on Established
- Payroll is not included in any plan and costs an extra $36 a month plus $6 per employee or contractor through Gusto
- Inventory Plus is a paid optional add-on rather than part of any plan
- The advertised 90% off applies only to the first 6 months, after which the regular $25, $55 or $90 monthly price auto-renews
- The introductory discount excludes add-ons, usage charges and payment fees
- Payment fees apply to online invoice payments and to bill payments other than standard domestic ACH, and are billed on top of the subscription
- Subscriptions are billed monthly with no annual payment option, and after upgrading you must wait one month before downgrading to a cheaper plan
- Xero states subscription prices are increasing from October 1, 2026
Pricing, plan by plan
Fathom Analytics
$14/month- Starter$14/month
- Unlimited page views
- 1 site
- Real-time analytics
Xero
$13/month- Early$13/month
- Send 20 invoices
- Enter 5 bills
- Reconcile bank transactions
- Growing$37/month
- Unlimited invoices & bills
- Bulk reconcile transactions
- Short-term cash flow
- Established$70/month
- Everything in Growing
- Use multiple currencies
- Track projects
Which should you pick?
Choose Fathom Analytics if
- You need page view tracking.
- You also want goal tracking.
Choose Xero if
- You need bank reconciliation.
- You work on Web, Ios, Android, Api.
- You also want invoicing.
Questions people ask
- Is Fathom Analytics or Xero better?
- Neither clearly leads. Fathom Analytics starts at $14/month and Xero at $13/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fathom Analytics or Xero?
- Fathom Analytics starts at $14/month and Xero at $13/month.
- Does Fathom Analytics or Xero run on more platforms?
- Fathom Analytics runs on Web. Xero runs on Web, Ios, Android, Api.
- What is Fathom Analytics best used for?
- Fathom Analytics is most often used for privacy-focused web analytics without cookie banners, a lightweight google analytics replacement, tracking many sites from one account, long-term historical reporting while subscribed. Of those, privacy-focused web analytics without cookie banners and a lightweight google analytics replacement are not what Xero is typically brought in for.
- What can Fathom Analytics do that Xero cannot?
- Fathom Analytics covers Page view tracking, Goal tracking, Real-time analytics, Referrer tracking. Xero covers Bank reconciliation, Invoicing, Bill payment, Expense claims.
Related pages
More on Fathom Analytics
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- Xero vs Improvado
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- Xero vs Airbase
- Xero vs Melio
- Xero vs Wise Business
- Xero vs ADP
- Xero vs Brex
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- Xero vs Fyle
- Xero vs Payoneer
- Xero vs Pleo
- Xero vs Sage 50
- Xero vs SAP Concur
- Xero vs Spendesk
- Xero vs Stampli
- Xero vs Tipalti
- Xero vs Zoho Books
- Xero vs Adyen


