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Software · head to head

FastSpring vs Pleo

FastSpring logo

FastSpring

Software

Merchant-of-record commerce platform for global payments, subscriptions, and tax compliance

From
On request
Rated
-
Pleo logo

Pleo

Software

Smart company cards for forward-thinking teams

From
£9.5/month
Rated
-

The short version

  • Each has a real cost: FastSpring pricing is not published and requires contacting sales for a quote, making cost comparison difficult upfront.; Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • They diverge on capability: FastSpring covers Global online payments, Pleo covers Company cards.

Where they differ

Only the attributes on which FastSpring and Pleo actually diverge.

Attributes where FastSpring and Pleo differ
AttributeFastSpringPleo
Starting priceOn request£9.5/month
Pricing modeltransactionUnknown
Platformsweb, apiiOS, Android, Web
Founded20062015

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FastSpring

  • Global online payments
  • Subscription billing
  • Branded checkout
  • Tax compliance
  • Fraud prevention
  • Digital invoicing and quotes

Only in Pleo

  • Company cards
  • Receipt capture
  • Expense categorization
  • Spend limits
  • Accounting sync
  • Xero
  • QuickBooks
  • Sage

What people use each for

The jobs each tool is most often brought in to do.

FastSpring

  • Selling software or SaaS internationally without a local tax entitynot Pleo
  • B2B invoicing and custom quotes for enterprise SaaS dealsnot Pleo
  • Recurring subscription billing for digital productsnot Pleo
  • Reducing fraud and chargebacks on digital purchasesnot Pleo

Pleo

  • Employee expensesnot FastSpring
  • Spending autonomynot FastSpring
  • Expense automationnot FastSpring

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FastSpring

  • Pricing is not published and requires contacting sales for a quote, making cost comparison difficult upfront.
  • As a merchant-of-record, FastSpring takes on more control of the checkout and payment relationship than a pure payment gateway like Stripe.
  • Revenue share pricing can become more expensive than flat per-transaction gateway fees at very high volumes.
  • Primarily targeted at software/digital goods sellers, so it is less suited to physical product e-commerce.

Pleo

  • Card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
  • Limited expense categories and tags reduce flexibility for complex accounting structures
  • Transaction approval workflows have minimal customization options
  • Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends

Pricing, plan by plan

FastSpring

On request
  • Custom$undefined/mo
    • All-in-one transaction-based pricing based on sales volume
    • No subscription fees or per-feature charges
    • Discounted rates for ACH and wire transfers

Pleo

£9.5/month
  • Starter$9.5/month
    • Company cards
    • Real-time expense tracking
    • Automated reports
  • Essential$39/month
    • Reimbursements
    • Mileage and per diem
    • Vendor cards
  • Advanced$89/month
    • Cashback
    • Budgets
    • Multi-entity management
  • Beyond$179/month
    • Spending insights
    • Sub-wallets
    • Dedicated success manager

Which should you pick?

Choose FastSpring if

  • You need global online payments.
  • You work on web, api.
  • You also want subscription billing.

Choose Pleo if

  • You need company cards.
  • You work on iOS, Android, Web.
  • You also want receipt capture.

Questions people ask

Is FastSpring or Pleo better?
Neither clearly leads. FastSpring starts at On request and Pleo at £9.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FastSpring or Pleo?
FastSpring starts at On request and Pleo at £9.5/month.
Does FastSpring or Pleo run on more platforms?
FastSpring runs on web, api. Pleo runs on iOS, Android, Web.
What is FastSpring best used for?
FastSpring is most often used for selling software or saas internationally without a local tax entity, b2b invoicing and custom quotes for enterprise saas deals, recurring subscription billing for digital products, reducing fraud and chargebacks on digital purchases. Of those, selling software or saas internationally without a local tax entity and b2b invoicing and custom quotes for enterprise saas deals are not what Pleo is typically brought in for.
What can FastSpring do that Pleo cannot?
FastSpring covers Global online payments, Subscription billing, Branded checkout, Tax compliance. Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits.

Answered from the vendors’ own pages

FastSpring: What does FastSpring cost?

FastSpring uses flat-rate, all-in-one pricing based on transaction volume, with fees withheld from payouts. There is no minimum volume or subscription fee, and pricing is typically quoted based on expected sales volume after contacting their sales team.

Source
Pleo: What are Pleo's pricing tiers?

Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.

Source
FastSpring: Is there a free plan?

FastSpring does not offer a free plan; instead pricing is transaction-based with no upfront subscription cost, and merchants only pay a commission on completed sales.

Source
Pleo: Does Pleo have a free tier?

No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.

Source
FastSpring: What does FastSpring integrate with or include compared to a payment gateway like Stripe?

FastSpring bundles international payments, subscription management, tax compliance, fraud prevention, reporting, and B2B invoicing into one price, whereas gateways like Stripe charge separately for many of these features.

Source
Pleo: What integrations does Pleo support for accounting?

Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.

Source
Pleo: What platforms can access Pleo?

Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.

Source
Pleo: Does Pleo support multiple currencies?

Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.

Source
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