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Cybersecurity · head to head

Enpass vs Fenergo

Enpass logo

Enpass

Cybersecurity

Offline-first password manager that stores your vault locally instead of the cloud

From
Free
Rated
-
Fenergo logo

Fenergo

Cybersecurity

Client lifecycle management and KYC onboarding for regulated financial institutions

From
On request
Rated
-

The short version

  • Only Enpass has a free tier, so it costs nothing to try first.
  • Each has a real cost: Enpass no built-in cloud sync of its own, so users must configure a third-party storage provider for multi-device sync.; Fenergo implementations commonly run twelve to twenty-four months and depend on a systems integrator, so the services cost frequently exceeds the software subscription in year one.
  • They diverge on capability: Enpass covers Offline vaults, Fenergo covers Regulatory rules library.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Enpass and Fenergo actually diverge.

Attributes where Enpass and Fenergo differ
AttributeEnpassFenergo
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Platformsweb, ios, android, windows, mac, linuxWeb

Identical on both: user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Enpass

  • Offline vaults
  • Bring-your-own-cloud sync
  • Autofill and password generator
  • Password audit
  • Business admin console
  • Cross-platform apps

Only in Fenergo

  • Regulatory rules library
  • Digital onboarding
  • Perpetual KYC
  • Entity data model
  • Screening orchestration
  • Case management

What people use each for

The jobs each tool is most often brought in to do.

Enpass

  • Storing passwords without trusting a vendor's cloudnot Fenergo
  • Syncing a vault via personal cloud storagenot Fenergo
  • Managing a household's shared loginsnot Fenergo
  • Provisioning team vaults with SSO-adjacent admin controlsnot Fenergo

Fenergo

  • A bank operating in twenty jurisdictions that cannot keep local KYC requirements current across separate regional teamsnot Enpass
  • A custodian moving from calendar-based periodic review to event-driven perpetual KYC to cut analyst headcountnot Enpass
  • An asset manager onboarding funds and trusts where the ownership hierarchy defeats generic identity verification toolsnot Enpass
  • A payments institution facing a regulatory remediation order and needing a defensible audit trail of every client reviewnot Enpass

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Enpass

  • No built-in cloud sync of its own, so users must configure a third-party storage provider for multi-device sync.
  • Mobile Lite tier caps vaults at 25 items, pushing active mobile users toward a paid plan quickly.
  • Lacks dark web monitoring and breach alerting found in some competing password managers.
  • Team/business plan lacks a native SSO login option comparable to enterprise-grade competitors.

Fenergo

  • Implementations commonly run twelve to twenty-four months and depend on a systems integrator, so the services cost frequently exceeds the software subscription in year one.
  • It orchestrates screening but does not supply the sanctions, PEP or adverse media data, so you still buy Dow Jones, LexisNexis or World-Check separately and those fees are per screened entity.
  • The entry price is set for institutions with large onboarding volumes, which puts it out of reach of smaller banks and fintechs that would otherwise benefit from the rules library.
  • Configuration is deep and specific, which makes upgrades between major versions a project rather than a patch, and some customers stay on old releases for years.
  • The rules library covers regulatory requirements, not your internal risk appetite, so the policy tuning that determines whether onboarding actually gets faster remains your work.

Pricing, plan by plan

Enpass

Free
  • LiteFree
    • Up to 25 items on mobile
    • Unlimited items on desktop trial
    • No cloud sync
  • Individual$1.99/month
    • Unlimited items
    • Cloud sync via own storage provider
    • Unlimited devices
  • Family$2.99/month
    • Up to 6 members
    • Shared vaults
    • Unlimited devices per member
  • Business$1.99/month
    • Per-user pricing billed yearly
    • Admin console
    • Microsoft 365 / Google Workspace integration

Fenergo

On request
  • Fenergo Client Lifecycle Management$undefined/year
    • Priced by institution size, jurisdictions in scope and modules licensed
    • Regulatory rules content subscription bundled into the annual fee
    • Implementation delivered by Fenergo or a systems integrator and quoted separately

Which should you pick?

Choose Enpass if

  • You need offline vaults.
  • You want to start without paying.
  • You work on web, ios, android, windows, mac, linux.
  • You also want bring-your-own-cloud sync.

Choose Fenergo if

  • You need regulatory rules library.
  • You also want digital onboarding.

Questions people ask

Is Enpass or Fenergo better?
Neither clearly leads. Enpass starts at Free and Fenergo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Enpass or Fenergo?
Enpass has a free tier; the other does not. Paid plans start at Free for Enpass and On request for Fenergo.
Does Enpass or Fenergo run on more platforms?
Enpass runs on web, ios, android, windows, mac, linux. Fenergo runs on Web.
Can I use Enpass for free?
Yes. Enpass has a free tier, so you can try it without paying. Fenergo starts at On request.
What is Enpass best used for?
Enpass is most often used for storing passwords without trusting a vendor's cloud, syncing a vault via personal cloud storage, managing a household's shared logins, provisioning team vaults with sso-adjacent admin controls. Of those, storing passwords without trusting a vendor's cloud and syncing a vault via personal cloud storage are not what Fenergo is typically brought in for.
What can Enpass do that Fenergo cannot?
Enpass covers Offline vaults, Bring-your-own-cloud sync, Autofill and password generator, Password audit. Fenergo covers Regulatory rules library, Digital onboarding, Perpetual KYC, Entity data model.

Answered from the vendors’ own pages

Fenergo: Does Fenergo do the sanctions screening itself?

No. It orchestrates calls to third-party data providers such as Dow Jones and World-Check, and those subscriptions are additional and usually charged per screened entity.

Fenergo: Is it SaaS or on-premises?

Both. The SaaS offering runs on Microsoft Azure with regional deployment options, which matters where data residency rules prohibit client data leaving the jurisdiction.

Fenergo: How long does a deployment take?

Plan for a year at minimum for a multi-jurisdiction rollout. Single-jurisdiction deployments with a narrow product set can be shorter but rarely under six months.

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