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Cybersecurity · head to head

Enpass vs Unit21

Enpass logo

Enpass

Cybersecurity

Offline-first password manager that stores your vault locally instead of the cloud

From
Free
Rated
-
Full reviewWebsite
Unit21 logo

Unit21

Cybersecurity

No-code fraud and AML risk operations platform for fintechs and neobanks

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Enpass has a free tier, so it costs nothing to try first.
  • Each has a real cost: Enpass no built-in cloud sync of its own, so users must configure a third-party storage provider for multi-device sync.; Unit21 it is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
  • They diverge on capability: Enpass covers Offline vaults, Unit21 covers No-code rule builder.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Enpass and Unit21 actually diverge.

Attributes where Enpass and Unit21 differ
AttributeEnpassUnit21
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Platformsweb, ios, android, windows, mac, linuxWeb

Identical on both: user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Enpass

  • Offline vaults
  • Bring-your-own-cloud sync
  • Autofill and password generator
  • Password audit
  • Business admin console
  • Cross-platform apps

Only in Unit21

  • No-code rule builder
  • Case management
  • SAR filing
  • Backtesting
  • Identity and device signals
  • Data ingestion API

What people use each for

The jobs each tool is most often brought in to do.

Enpass

  • Storing passwords without trusting a vendor's cloudnot Unit21
  • Syncing a vault via personal cloud storagenot Unit21
  • Managing a household's shared loginsnot Unit21
  • Provisioning team vaults with SSO-adjacent admin controlsnot Unit21

Unit21

  • A neobank whose sponsor bank requires a documented monitoring programme before it will keep the BIN sponsorshipnot Enpass
  • A crypto exchange needing SAR filing and case management without building an internal compliance engineering teamnot Enpass
  • A payments startup where the fraud lead needs to ship a new rule the same day a new attack pattern appearsnot Enpass
  • A lender consolidating fraud alerts from three point tools into one investigator queue with a single audit trailnot Enpass

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Enpass

  • No built-in cloud sync of its own, so users must configure a third-party storage provider for multi-device sync.
  • Mobile Lite tier caps vaults at 25 items, pushing active mobile users toward a paid plan quickly.
  • Lacks dark web monitoring and breach alerting found in some competing password managers.
  • Team/business plan lacks a native SSO login option comparable to enterprise-grade competitors.

Unit21

  • It is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
  • No-code rule authoring shifts power to the risk team, which is the point, but without governance it produces rule sprawl that nobody can explain to an examiner two years later.
  • Detection quality depends on the signals you feed it, so a thin integration produces thin results and the platform cannot compensate with proprietary consortium data the way larger vendors do.
  • Pricing is quoted by volume with an annual commitment, so a fintech whose growth stalls pays for headroom it did not use.
  • SAR filing coverage is oriented to United States FinCEN reporting, so firms filing in the United Kingdom, European Union or Asia handle those submissions outside the tool.

Pricing, plan by plan

Enpass

Free
  • LiteFree
    • Up to 25 items on mobile
    • Unlimited items on desktop trial
    • No cloud sync
  • Individual$1.99/month
    • Unlimited items
    • Cloud sync via own storage provider
    • Unlimited devices
  • Family$2.99/month
    • Up to 6 members
    • Shared vaults
    • Unlimited devices per member
  • Business$1.99/month
    • Per-user pricing billed yearly
    • Admin console
    • Microsoft 365 / Google Workspace integration

Unit21

On request
  • Unit21 Platform$undefined/year
    • Priced by monitored volume and modules, annual contract
    • Fraud, AML and case management packaged separately
    • Implementation and historical data backfill quoted with the subscription

Which should you pick?

Choose Enpass if

  • You need offline vaults.
  • You want to start without paying.
  • You work on web, ios, android, windows, mac, linux.
  • You also want bring-your-own-cloud sync.
Enpass review

Choose Unit21 if

  • You need no-code rule builder.
  • You also want case management.
Unit21 review

Questions people ask

Is Enpass or Unit21 better?
Neither clearly leads. Enpass starts at Free and Unit21 at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Enpass or Unit21?
Enpass has a free tier; the other does not. Paid plans start at Free for Enpass and On request for Unit21.
Does Enpass or Unit21 run on more platforms?
Enpass runs on web, ios, android, windows, mac, linux. Unit21 runs on Web.
Can I use Enpass for free?
Yes. Enpass has a free tier, so you can try it without paying. Unit21 starts at On request.
What is Enpass best used for?
Enpass is most often used for storing passwords without trusting a vendor's cloud, syncing a vault via personal cloud storage, managing a household's shared logins, provisioning team vaults with sso-adjacent admin controls. Of those, storing passwords without trusting a vendor's cloud and syncing a vault via personal cloud storage are not what Unit21 is typically brought in for.
What can Enpass do that Unit21 cannot?
Enpass covers Offline vaults, Bring-your-own-cloud sync, Autofill and password generator, Password audit. Unit21 covers No-code rule builder, Case management, SAR filing, Backtesting.

Answered from the vendors’ own pages

Unit21: Do we need engineers to run it?

Only for the initial data integration. After that the design intent is that risk and compliance staff author and deploy rules themselves.

Unit21: Does it file SARs?

Yes, it generates and electronically files suspicious activity reports to FinCEN. Non-US regimes are not covered to the same depth.

Unit21: Can we test a rule before it goes live?

Yes. Backtesting against historical data to see projected alert volume is one of the more useful parts of the product, because alert volume is the real cost.

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