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ERP · head to head

Dynamics AX vs Zip

Dynamics AX logo

Dynamics AX

ERP

Comprehensive ERP for enterprise operations

From
$210/month
Rated
-
Full reviewWebsite
Zip logo

Zip

ERP

Procurement intake and orchestration that sits on top of the systems you already run

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Dynamics AX dynamics 365 Finance is 210 USD per user per month paid yearly, and Finance Premium is 300 USD per user per month paid yearly; Zip it is a layer on top of systems you already pay for, so the business case rests on adoption and cycle time rather than replacing a licence, and that is harder to defend to a finance director cutting software spend.
  • They diverge on capability: Dynamics AX covers Financial management, Zip covers Unified intake.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Dynamics AX and Zip actually diverge.

Attributes where Dynamics AX and Zip differ
AttributeDynamics AXZip
Starting price$210/monthOn request
Pricing modelsubscriptionquote
PlatformsCloud, Web, MobileWeb, iOS
Founded1975Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Dynamics AX

  • Financial management
  • Supply chain
  • Manufacturing
  • Project accounting
  • Human resources
  • Power BI
  • Power Apps
  • Office 365

Only in Zip

  • Unified intake
  • Approval orchestration
  • Vendor onboarding
  • Contract repository
  • ERP write-back
  • Renewal management
  • Spend visibility
  • AI request handling

What people use each for

The jobs each tool is most often brought in to do.

Dynamics AX

  • Core financial management and accounting for large enterprisesnot Zip
  • Consolidating multi entity and multi currency finance operationsnot Zip
  • Manufacturing and supply chain operations on the Dynamics 365 platformnot Zip

Zip

  • A company that owns a source-to-pay suite nobody uses because employees cannot navigate itnot Dynamics AX
  • An organisation where every software purchase needs security, legal, privacy and finance sign-off and currently does it in email threadsnot Dynamics AX
  • A finance team that keeps discovering contracts that auto-renewed because nobody owned the renewal datenot Dynamics AX
  • A business needing an auditable record of who approved a third-party engagement and on what evidencenot Dynamics AX

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dynamics AX

  • Dynamics 365 Finance is 210 USD per user per month paid yearly, and Finance Premium is 300 USD per user per month paid yearly
  • Higher capacity and storage entitlements are reserved for the Premium tier
  • Copilot Credits for agent features are bought separately, either pre purchased with up to 20 percent off for committed units or paid as consumed
  • Agent features require a separate Azure subscription

Zip

  • It is a layer on top of systems you already pay for, so the business case rests on adoption and cycle time rather than replacing a licence, and that is harder to defend to a finance director cutting software spend.
  • Value depends entirely on integration depth into your specific ERP and ticketing tools, and a shallow connector reduces it to a workflow tool that someone rekeys out of.
  • Pricing is not published and is structured around company size and integration scope, so buyers cannot benchmark without peer references.
  • If procurement policy itself is unclear, Zip encodes the confusion: the tool routes requests according to rules someone must first write, and organisations without that clarity see slow implementations.
  • It does not do sourcing, auctions or spend analysis, so organisations expecting a full procurement capability will still need a suite or specialist tools alongside it.

Pricing, plan by plan

Dynamics AX

$210/month
  • Finance$210/month
    • General ledger
    • Accounts payable
    • Accounts receivable
  • Operations$210/month
    • Supply chain
    • Manufacturing
    • Inventory

Zip

On request
  • Zip$undefined/year
    • Intake and approval orchestration
    • Vendor onboarding and diligence workflows
    • Integrations with ERP, contract and ticketing systems

Which should you pick?

Choose Dynamics AX if

  • You need financial management.
  • You work on Cloud, Web, Mobile.
  • You also want supply chain.
Dynamics AX review

Choose Zip if

  • You need unified intake.
  • You work on Web, iOS.
  • You also want approval orchestration.
Zip review

Questions people ask

Is Dynamics AX or Zip better?
Neither clearly leads. Dynamics AX starts at $210/month and Zip at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dynamics AX or Zip?
Dynamics AX starts at $210/month and Zip at On request.
Does Dynamics AX or Zip run on more platforms?
Dynamics AX runs on Cloud, Web, Mobile. Zip runs on Web, iOS.
What is Dynamics AX best used for?
Dynamics AX is most often used for core financial management and accounting for large enterprises, consolidating multi entity and multi currency finance operations, manufacturing and supply chain operations on the dynamics 365 platform. Of those, core financial management and accounting for large enterprises and consolidating multi entity and multi currency finance operations are not what Zip is typically brought in for.
What can Dynamics AX do that Zip cannot?
Dynamics AX covers Financial management, Supply chain, Manufacturing, Project accounting. Zip covers Unified intake, Approval orchestration, Vendor onboarding, Contract repository.

Answered from the vendors’ own pages

Dynamics AX: Where can I find Dynamics 365 Finance & Operations pricing?

Microsoft directs visitors to a dedicated pricing overview page and encourages starting a free trial. Specific pricing tiers and costs are not displayed on the main product landing page.

Source
Zip: Is this the buy now pay later company?

No. This is Zip at ziphq.com, a procurement orchestration platform, unrelated to the payments company of the same name.

Dynamics AX: Does Microsoft Dynamics 365 offer a free trial?

Yes. Microsoft emphasizes the availability of a free trial option throughout the Dynamics 365 landing page, though specific trial duration is not specified.

Source
Zip: Does it replace Coupa or Ariba?

No, and that is the point. It sits in front of them, providing the intake and approval experience employees actually use, and writes back into the suite.

Dynamics AX: What Dynamics 365 applications are included in the Finance & Operations suite?

The platform includes Sales, Customer Service, Finance, Supply Chain Management, and Business Central applications, each with their own pricing structures.

Source
Zip: What does it cost?

Not published. Quoted by company size, modules and the integrations you need. Get peer benchmarks before negotiating.

Zip: What is the prerequisite for success?

A written procurement policy. Zip automates the routing rules you give it; if nobody can say who approves what, implementation stalls.

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