Softwr

Accounting · head to head

Divvy vs Jedox

Divvy logo

Divvy

Accounting

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
Jedox logo

Jedox

Business Intelligence

Excel-native planning and OLAP modelling for finance teams that refuse to leave spreadsheets

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Divvy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Jedox cube modelling is a specialist skill closer to IBM TM1 than to a modern SaaS planning tool, so most customers depend on a partner or a single internal expert whose departure leaves the model unmaintainable.
  • They diverge on capability: Divvy covers Corporate cards, Jedox covers In-memory OLAP cube.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Divvy and Jedox actually diverge.

Attributes where Divvy and Jedox differ
AttributeDivvyJedox
Starting priceFreeOn request
Pricing modelfreequote
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb, Windows, Linux, Cloud
CategoryAccountingBusiness Intelligence
Founded2016Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Jedox

  • In-memory OLAP cube
  • Excel add-in
  • Web spreadsheet
  • Integrator ETL
  • Workflow and approvals
  • AIssisted planning
  • Financial consolidation
  • Report designer

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Jedox
  • Automating expense reports and receipt capturenot Jedox
  • Syncing card spend into accounting softwarenot Jedox

Jedox

  • A manufacturer whose budget process is hundreds of Excel files emailed between plants and needs one governed cube without retraining plant controllersnot Divvy
  • A mid-market group doing statutory consolidation and management reporting on the same data instead of in two systemsnot Divvy
  • A finance team that priced IBM Planning Analytics, found it unaffordable, and still wants cube-based modellingnot Divvy
  • A retailer running driver-based sales and workforce plans that must reconcile to the financial budgetnot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Jedox

  • Cube modelling is a specialist skill closer to IBM TM1 than to a modern SaaS planning tool, so most customers depend on a partner or a single internal expert whose departure leaves the model unmaintainable.
  • Almost every deployment carries a partner implementation fee that frequently matches or exceeds the first year of licence, and that cost never appears in the vendor comparison you are shown.
  • The Excel add-in is the strongest client, which means Mac-based and browser-only users get a materially thinner experience than the Windows majority.
  • Dashboards and visual analytics are weaker than dedicated BI tools, so organisations typically keep Power BI or Tableau alongside Jedox and pay for both.
  • Insight Partners took a majority stake in 2021, and the pressure toward a cloud subscription base has meant self-managed customers see new capability later than cloud ones.

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Jedox

On request
  • Jedox$undefined/year
    • Named user subscription, tiered by user count
    • Cloud or self-managed deployment
    • Modules priced separately for consolidation and add-ons

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Jedox if

  • You need in-memory olap cube.
  • You work on Web, Windows, Linux, Cloud.
  • You also want excel add-in.
Jedox review

Questions people ask

Is Divvy or Jedox better?
Neither clearly leads. Divvy starts at Free and Jedox at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Jedox?
Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and On request for Jedox.
Does Divvy or Jedox run on more platforms?
Divvy runs on Web, Ios, Android. Jedox runs on Web, Windows, Linux, Cloud.
Can I use Divvy for free?
Yes. Divvy has a free tier, so you can try it without paying. Jedox starts at On request.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Jedox is typically brought in for.
What can Divvy do that Jedox cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. Jedox covers In-memory OLAP cube, Excel add-in, Web spreadsheet, Integrator ETL.

Answered from the vendors’ own pages

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source
Jedox: Does Jedox publish pricing?

No. It is quoted per named user with tiering by volume, and modules such as consolidation are priced separately.

Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source
Jedox: Is Jedox a BI tool or a planning tool?

A planning tool with reporting attached. Organisations almost always keep a separate BI tool for visual analysis.

Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source
Jedox: Can it run on premises?

Yes, on Windows or Linux, though the vendor pushes cloud and self-managed customers receive features later.

Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source
Jedox: How does it compare to IBM Planning Analytics?

Similar cube architecture at a lower price point, with a friendlier web layer and a smaller partner ecosystem.

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