Accounting · head to head
Divvy vs Expense Manager
The short version
- Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Expense Manager the Internet Archive's capture from 23 January 2022 shows expensemanagerapp.com already redirecting to a Dan.com 'domain name is for sale' listing rather than a product page, confirming the app's original domain has been abandoned and offered for resale.
- They diverge on capability: Divvy covers Corporate cards, Expense Manager covers Shared expenses.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Divvy and Expense Manager actually diverge.
| Attribute | Divvy | Expense Manager |
|---|---|---|
| Pricing model | free | freemium |
| Platforms | Web, Ios, Android | IOS, Android |
| Category | Accounting | Personal Finance |
| Founded | 2016 | 2011 |
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Divvy
- Corporate cards
- Budget management
- Real-time visibility
- Accounting sync
- QuickBooks
- NetSuite
- Oracle
- SOC 2
Only in Expense Manager
- Shared expenses
- Bill splitting
- Budgeting
- Cloud backup
- IOS support
Both cover
- Expense tracking
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Divvy
- Issuing corporate cards with pre-set budgets to employeesnot Expense Manager
- Automating expense reports and receipt capturenot Expense Manager
- Syncing card spend into accounting softwarenot Expense Manager
Expense Manager
- Budget Managementnot Divvy
- Expense Trackingnot Divvy
- Investment Trackingnot Divvy
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Divvy
- Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
- No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
- Signup is gated behind selecting a business type and accounting software rather than being open self-serve
Expense Manager
- The Internet Archive's capture from 23 January 2022 shows expensemanagerapp.com already redirecting to a Dan.com 'domain name is for sale' listing rather than a product page, confirming the app's original domain has been abandoned and offered for resale.
Pricing, plan by plan
Divvy
Free- FreeFree
- Unlimited cards
- Expense management
- Budget controls
Expense Manager
Free- FreeFree
- Expense tracking
- Shared expenses
- Pro$2.99/month
- Budget tracking
- Analytics
- CSV export
Which should you pick?
Choose Divvy if
- You need corporate cards.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want budget management.
Choose Expense Manager if
- You need shared expenses.
- You want to start without paying.
- You work on IOS, Android.
- You also want bill splitting.
Questions people ask
- Is Divvy or Expense Manager better?
- Neither clearly leads. Divvy starts at Free and Expense Manager at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Divvy or Expense Manager?
- Divvy starts at Free and Expense Manager at Free.
- Does Divvy or Expense Manager run on more platforms?
- Divvy runs on Web, Ios, Android. Expense Manager runs on IOS, Android.
- Can I use Divvy for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Divvy best used for?
- Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Expense Manager is typically brought in for.
- What can Divvy do that Expense Manager cannot?
- Divvy covers Corporate cards, Budget management, Real-time visibility, Accounting sync. Expense Manager covers Shared expenses, Bill splitting, Budgeting, Cloud backup. Both handle Expense tracking, Android support.
Answered from the vendors’ own pages
Divvy: What is the cheapest way to get started with spend and expense management?
BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).
SourceDivvy: What transaction costs apply when paying vendors?
ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.
SourceDivvy: Does the free spend and expense tier include business credit lines?
The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.
SourceDivvy: What is the pricing for accounts payable if I need more than the free tier?
AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.
SourceRelated pages
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