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Software · head to head

Cursor vs Speakeasy

Cursor logo

Cursor

Software

The AI-first code editor

From
Free
Rated
-
Full reviewWebsite
Speakeasy logo

Speakeasy

Software

AI control plane for governing enterprise agents, MCP servers, and skills

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Cursor has a free tier, so it costs nothing to try first.
  • Each has a real cost: Cursor cannot work fully offline; AI features require internet connection; Speakeasy no self-serve pricing is published; every plan requires a sales conversation.
  • They diverge on capability: Cursor covers AI code completion, Speakeasy covers AI tool catalog.

Where they differ

Only the attributes on which Cursor and Speakeasy actually diverge.

Attributes where Cursor and Speakeasy differ
AttributeCursorSpeakeasy
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsWindows, Macos, Linuxweb, api
Founded2022Unknown

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cursor

  • AI code completion
  • Natural language editing
  • Codebase chat
  • Multi-file editing
  • Code generation
  • Bug fixing assistance
  • Refactoring suggestions
  • AI pair programming

Only in Speakeasy

  • AI tool catalog
  • Per-agent identity
  • Role-based access control
  • Real-time policy enforcement
  • Audit logging
  • MDM and SSO integration

What people use each for

The jobs each tool is most often brought in to do.

Cursor

  • AI-assisted codingnot Speakeasy
  • Code generationnot Speakeasy
  • Bug fixingnot Speakeasy
  • Refactoringnot Speakeasy
  • Learning new codebasesnot Speakeasy
  • Rapid prototypingnot Speakeasy

Speakeasy

  • Governing AI agents at enterprise scalenot Cursor
  • Preventing shadow AI tool sprawlnot Cursor
  • Enforcing least-privilege access for agentsnot Cursor
  • Auditing AI tool call activity for compliancenot Cursor

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cursor

  • Cannot work fully offline; AI features require internet connection
  • Local models require requests to route through Cursor's backend, not true localhost support
  • Free tier capped at 2,000 completions per month
  • Codebase indexing uploads code chunks to compute embeddings, with file caching handled server-side

Speakeasy

  • No self-serve pricing is published; every plan requires a sales conversation.
  • The product pivoted away from its original SDK-generation offering, so past documentation and customers built on that use case are no longer the focus.
  • Requires integration with an existing identity provider such as Okta or Entra ID to be useful, so it is not a standalone solution.
  • No published free tier or trial pricing was found.

Pricing, plan by plan

Cursor

Free
  • HobbyFree
    • 2,000 completions/month
    • 50 slow premium requests
    • Basic autocomplete
  • Pro$20/month
    • Unlimited completions
    • 500 fast premium requests
    • Composer multi-file editor
  • Pro+$60/month
    • 3x Pro limits on Agent requests
    • Priority feature access
  • Teams Standard$40/user/month
    • All Individual Pro features
    • Centralized billing
    • SAML/OIDC SSO

Speakeasy

On request
  • Enterprise$undefined/mo
    • Custom pricing
    • AI tool catalog and visibility
    • Per-agent identity and access control

Which should you pick?

Choose Cursor if

  • You need ai code completion.
  • You want to start without paying.
  • You work on Windows, Macos, Linux.
  • You also want natural language editing.
Cursor review

Choose Speakeasy if

  • You need ai tool catalog.
  • You work on web, api.
  • You also want per-agent identity.
Speakeasy review

Questions people ask

Is Cursor or Speakeasy better?
Neither clearly leads. Cursor starts at Free and Speakeasy at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cursor or Speakeasy?
Cursor has a free tier; the other does not. Paid plans start at Free for Cursor and On request for Speakeasy.
Does Cursor or Speakeasy run on more platforms?
Cursor runs on Windows, Macos, Linux. Speakeasy runs on web, api.
Can I use Cursor for free?
Yes. Cursor has a free tier, so you can try it without paying. Speakeasy starts at On request.
What is Cursor best used for?
Cursor is most often used for ai-assisted coding, code generation, bug fixing, refactoring. Of those, ai-assisted coding and code generation are not what Speakeasy is typically brought in for.
What can Cursor do that Speakeasy cannot?
Cursor covers AI code completion, Natural language editing, Codebase chat, Multi-file editing. Speakeasy covers AI tool catalog, Per-agent identity, Role-based access control, Real-time policy enforcement.

Answered from the vendors’ own pages

Cursor: What's included in Cursor's free tier and what are its limits?

The free Hobby plan provides 2,000 completions per month and 50 slow premium requests, with access to basic autocomplete features. Codebase-wide indexing and the Composer multi-file editor are not available on the free plan.

Source
Cursor: Does Cursor require an internet connection to edit code?

While Cursor can open and edit files locally, its AI features including autocomplete, chat, agents, and codebase-aware reasoning require internet access to cloud-hosted models.

Source
Cursor: Can I use Cursor with local models running on my machine?

Cursor can integrate with local models, but requests still route through Cursor's backend for prompt building. True localhost mode without external endpoints is not supported. The paid plan ($20+/month) is required to use local models.

Source
Cursor: What privacy controls does Cursor offer?

Cursor offers Privacy Mode (enabled on paid Team plans) which prevents customer data from being used for model training, with zero data retention agreements with all AI providers. When disabled, Cursor may use codebase data to improve features.

Source
Cursor: What are the differences between Pro and Pro+ plans?

Pro ($20/month) includes unlimited completions and 500 fast premium requests, while Pro+ ($60/month) provides 3x those request limits, priority feature access, and extended Agent capabilities.

Source
Cursor: Does Cursor support SSO and on which plan?

SSO with SAML/OIDC is included on Teams Standard ($40/user/month) and higher plans, with full team administration and audit logs.

Source
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