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APIs · head to head

Boomi API Management vs Increase

Boomi API Management logo

Boomi API Management

APIs

Unified API management within the Boomi integration platform

From
$1500/monthly
Rated
-
Increase logo

Increase

APIs

Direct banking API for ACH, wires, real-time payments, accounts and cards

From
On request
Rated
-

The short version

  • Each has a real cost: Boomi API Management no public pricing available; consultative sales model requires direct contact with sales; Increase the published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • They diverge on capability: Boomi API Management covers API Design, Increase covers ACH origination and receipt.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Boomi API Management and Increase actually diverge.

Attributes where Boomi API Management and Increase differ
AttributeBoomi API ManagementIncrease
Starting price$1500/monthlyOn request
Pricing modelsubscriptionquote
PlatformsCloud, HybridAPI, Web
Founded2000Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Boomi API Management

  • API Design
  • API Gateway
  • Developer Portal
  • Boomi AtomSphere
  • SAP
  • Salesforce
  • NetSuite
  • Cloud support

Only in Increase

  • ACH origination and receipt
  • Domestic wires
  • Real-time payments
  • Bank accounts
  • Cards
  • Cheques
  • Sandbox and simulations
  • Audit and reconciliation data

What people use each for

The jobs each tool is most often brought in to do.

Boomi API Management

  • Discovering and governing APIs across multiple gatewaysnot Increase
  • Policy enforcement and security scoring on published APIsnot Increase
  • Developer portal for internal and partner consumersnot Increase
  • API analytics and performance monitoringnot Increase
  • Exposing APIs to AI agents through Model Context Protocolnot Increase

Increase

  • A payroll or treasury product that needs to originate same-day ACH and wires under its own control rather than through a payment processornot Boomi API Management
  • A marketplace that must hold seller balances in ledgered accounts with real account and routing numbersnot Boomi API Management
  • A fintech that wants FedNow and RTP payouts so recipients are paid outside banking hoursnot Boomi API Management
  • An engineering team that needs the underlying return codes and settlement timing visible in order to build correct reconciliation and retry logicnot Boomi API Management

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Boomi API Management

  • No public pricing available; consultative sales model requires direct contact with sales
  • Pricing described as flexible for SMBs to enterprise but not specified

Increase

  • The published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • Free allowances are deliberately small at ten account numbers and five physical cards, so any programme issuing accounts or cards at volume moves to quoted pricing almost immediately.
  • Banking is provided through partner banks, so programme approval, compliance obligations and the ability to launch at all depend on a bank relationship you do not control, and post-Synapse bank risk appetite has tightened considerably.
  • The API deliberately exposes payment rail mechanics rather than smoothing them, which is correct engineering but means a team without payments expertise will build reconciliation and return handling wrongly and only discover it when funds go astray.
  • Coverage is United States only, so a company with international payout needs runs a second provider and reconciles two ledgers, and the single API argument disappears at the first cross border customer.

Pricing, plan by plan

Boomi API Management

$1500/monthly
  • Professional$1500/monthly
    • API Gateway
    • Developer Portal
    • Basic analytics
  • Enterprise$4000/monthly
    • Advanced features
    • Multi-environment
    • Premium support
  • Custom$undefined/monthly
    • Custom deployment
    • Dedicated support
    • SLA guarantee

Increase

On request
  • Increase Platform$undefined/month
    • Monthly fee quoted by use case and not published
    • Next-day ACH origination listed at 0.50 US dollars per transaction
    • Same-day ACH origination listed at 2.00 per transaction

Which should you pick?

Choose Boomi API Management if

  • You need api design.
  • You work on Cloud, Hybrid.
  • You also want api gateway.

Choose Increase if

  • You need ach origination and receipt.
  • You work on API, Web.
  • You also want domestic wires.

Questions people ask

Is Boomi API Management or Increase better?
Neither clearly leads. Boomi API Management starts at $1500/monthly and Increase at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Boomi API Management or Increase?
Boomi API Management starts at $1500/monthly and Increase at On request.
Does Boomi API Management or Increase run on more platforms?
Boomi API Management runs on Cloud, Hybrid. Increase runs on API, Web.
What is Boomi API Management best used for?
Boomi API Management is most often used for discovering and governing apis across multiple gateways, policy enforcement and security scoring on published apis, developer portal for internal and partner consumers, api analytics and performance monitoring. Of those, discovering and governing apis across multiple gateways and policy enforcement and security scoring on published apis are not what Increase is typically brought in for.
What can Boomi API Management do that Increase cannot?
Boomi API Management covers API Design, API Gateway, Developer Portal, Boomi AtomSphere. Increase covers ACH origination and receipt, Domestic wires, Real-time payments, Bank accounts.

Answered from the vendors’ own pages

Boomi API Management: How much does Boomi API Management cost?

Pricing is customized per organization size and requirements. Boomi offers flexible pricing for SMBs through enterprise customers. Contact sales for a detailed quote.

Source
Increase: Does Increase publish its pricing?

Partly. Per transaction fees for ACH, wires, RTP, FedNow and cards are listed publicly. The monthly platform fee is not, and it is described only as varying by use case.

Boomi API Management: Does Boomi offer a free trial for API Management?

Yes, free 30-day trial available to test the API Management platform. Contact the sales team or click 'Start free trial' to begin.

Source
Increase: Who holds the deposits?

Partner banks, not Increase itself. That relationship determines your programme approval, your compliance obligations and your risk if the bank changes appetite.

Increase: Is it international?

No. Increase covers United States rails only, so cross border payouts require a second provider.

Increase: How is it different from a middleware BaaS platform?

It exposes the rails rather than abstracting them, showing real return codes and settlement timing. That suits teams who understand payments and punishes teams who do not.

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