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Travel · head to head

Bolt vs Moss

Bolt logo

Bolt

Travel

Estonian ride hailing app with dense coverage across Europe and expanding operations in Africa, positioned as a lower-cost Uber alternative

From
Free
Rated
-
Full reviewWebsite
Moss logo

Moss

Accounting

European corporate cards, invoice management and accounting automation

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bolt has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bolt coverage, while broad across Europe and expanding in Africa, does not extend to North America, most of Asia or South America, so it is unavailable as an option in large parts of the world.; Moss pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
  • They diverge on capability: Bolt covers Ride hailing, Moss covers Corporate credit cards.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Bolt and Moss actually diverge.

Attributes where Bolt and Moss differ
AttributeBoltMoss
Starting priceFreeOn request
Pricing modelFree app, pay per ride with dynamic pricingquote
Free tierYesNo
PlatformsiOS, AndroidWeb, iOS, Android
CategoryTravelAccounting

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bolt

  • Ride hailing
  • Bolt Food
  • E-scooters and e-bikes
  • Lower driver commission model
  • Bolt Business
  • Scheduled rides

Only in Moss

  • Corporate credit cards
  • Invoice management
  • Employee reimbursements
  • DATEV export
  • Accounting preparation
  • Budgets and teams
  • Receipt matching
  • Multi entity

What people use each for

The jobs each tool is most often brought in to do.

Bolt

  • A rider in Europe or Africa wanting a lower-cost alternative to Uber where both apps operatenot Moss
  • Someone in a city where Uber does not operate but Bolt does, particularly in parts of Central and Eastern Europe or Africanot Moss
  • A business traveller whose company uses Bolt Business for expensed corporate ridesnot Moss
  • A rider wanting e-scooter or e-bike rental in a supported European city through the same app used for ridesnot Moss

Moss

  • A German company whose tax adviser works in DATEV and needs card and invoice data exported without manual rekeyingnot Bolt
  • A finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capitalnot Bolt
  • A business consolidating supplier invoice approval and card spend into one approval chainnot Bolt
  • A group with entities in Germany, the Netherlands and Spain wanting one spend view across themnot Bolt

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bolt

  • Coverage, while broad across Europe and expanding in Africa, does not extend to North America, most of Asia or South America, so it is unavailable as an option in large parts of the world.
  • Fares are dynamic with demand-based surge like the rest of the category, so the lower-cost positioning against Uber does not hold on every route or at every time of day.
  • Feature availability, especially Bolt Food and micromobility rental, varies considerably by city, so the app experience is inconsistent across the markets it operates in.
  • As a smaller company than Uber globally, driver and vehicle availability can be noticeably thinner in some cities, particularly outside major urban centres.
  • Bolt has faced regulatory and labour scrutiny in some European and African markets over driver classification and commission structures, similar to the challenges other ride hailing platforms have faced.

Moss

  • Pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
  • Card limits are underwritten, so early stage companies and businesses with thin filed accounts are routinely offered limits well below what they need and the limit can be reduced on review.
  • Coverage is European and weighted to DACH, so any group with United States or Asian entities has to run a second card programme and reconcile two systems.
  • Invoice management is capable but not a full procurement or purchase order system, so businesses needing three way matching against goods receipts will find it thin.
  • As a non bank the credit product depends on partner banks and funding lines, which means the terms behind your limit are set by a party you do not contract with and can change without you being the cause.

Pricing, plan by plan

Bolt

Free
  • BoltFree
    • App is free; riders pay per trip at dynamic, demand-based fares
    • Fares often positioned lower than Uber in overlapping cities, but not guaranteed on every route
    • No published flat rate card, fares vary by city, time and route

Moss

On request
  • Moss$undefined/year
    • Platform fee plus per user components, quoted per customer
    • Card limits set by underwriting against company financials
    • DATEV export and accounting preparation included in core plans

Which should you pick?

Choose Bolt if

  • You need ride hailing.
  • You want to start without paying.
  • You work on iOS, Android.
  • You also want bolt food.
Bolt review

Choose Moss if

  • You need corporate credit cards.
  • You work on Web, iOS, Android.
  • You also want invoice management.
Moss review

Questions people ask

Is Bolt or Moss better?
Neither clearly leads. Bolt starts at Free and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bolt or Moss?
Bolt has a free tier; the other does not. Paid plans start at Free for Bolt and On request for Moss.
Does Bolt or Moss run on more platforms?
Bolt runs on iOS, Android. Moss runs on Web, iOS, Android.
Can I use Bolt for free?
Yes. Bolt has a free tier, so you can try it without paying. Moss starts at On request.
What is Bolt best used for?
Bolt is most often used for a rider in europe or africa wanting a lower-cost alternative to uber where both apps operate, someone in a city where uber does not operate but bolt does, particularly in parts of central and eastern europe or africa, a business traveller whose company uses bolt business for expensed corporate rides, a rider wanting e-scooter or e-bike rental in a supported european city through the same app used for rides. Of those, a rider in europe or africa wanting a lower-cost alternative to uber where both apps operate and someone in a city where uber does not operate but bolt does, particularly in parts of central and eastern europe or africa are not what Moss is typically brought in for.
What can Bolt do that Moss cannot?
Bolt covers Ride hailing, Bolt Food, E-scooters and e-bikes, Lower driver commission model. Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Answered from the vendors’ own pages

Bolt: Where does Bolt operate?

Primarily across Europe, with particularly dense coverage in Central and Eastern Europe, plus an expanding presence across African markets including Nigeria, Kenya and South Africa.

Moss: Does Moss issue credit or prepaid cards?

Credit in its core German offer, settled monthly against an underwritten limit, rather than requiring a pre funded balance.

Bolt: Is Bolt cheaper than Uber?

Often, in cities where both operate, but not guaranteed on every route since both use dynamic, demand-based pricing that varies by time and location.

Moss: Is DATEV export genuinely automatic?

Yes, bookings and receipt images export in DATEV format, which is the main reason German finance teams choose it over non German tools.

Bolt: Does Bolt deliver food?

Yes, Bolt Food operates in many but not all of the cities where the ride hailing service is available.

Moss: Does Moss work outside Europe?

Not meaningfully. Coverage centres on Germany, Austria, the Netherlands, the UK and Spain, so global groups need a second provider.

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