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Insurance · head to head

Bolt Solutions vs Five Sigma

Bolt Solutions logo

Bolt Solutions

Insurance

Commercial insurance distribution platform

From
On request
Rated
-
Full reviewWebsite
Five Sigma logo

Five Sigma

Insurance

Cloud claims management with decision support aimed at insurers who cannot fund a full core programme

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Bolt Solutions no transparent pricing published on vendor website; Five Sigma the reference base is small compared with established claims vendors, so procurement and audit committees will ask for viability assurances you cannot fully answer.
  • They diverge on capability: Bolt Solutions covers Commercial quoting, Five Sigma covers Claim file management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Bolt Solutions and Five Sigma actually diverge.

Attributes where Bolt Solutions and Five Sigma differ
AttributeBolt SolutionsFive Sigma
Pricing modeltransactionquote
Founded2007Unknown

Identical on both: starting price (On request), free tier (No), platforms (Web, Api), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bolt Solutions

  • Commercial quoting
  • Multi-carrier marketplace
  • Instant binding
  • Policy issuance
  • Agent portal
  • Carrier connectivity
  • Document generation
  • Analytics dashboard

Only in Five Sigma

  • Claim file management
  • Automation rules
  • Adjuster decision support
  • Vendor and litigation management
  • Configurable lines
  • Reporting and data export

What people use each for

The jobs each tool is most often brought in to do.

Bolt Solutions

  • Commercial quotingnot Five Sigma
  • Small business insurancenot Five Sigma
  • BOP policiesnot Five Sigma
  • Workers compnot Five Sigma
  • Multi-carrier accessnot Five Sigma

Five Sigma

  • A third-party administrator replacing a homegrown claims system without a multi-year programmenot Bolt Solutions
  • An MGA taking claims handling in house from a delegated authority arrangementnot Bolt Solutions
  • A mid-sized carrier that needs a modern claims system but cannot fund a core suite replacementnot Bolt Solutions
  • A programme business that must report claims data to capacity providers in a consistent formatnot Bolt Solutions

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bolt Solutions

  • No transparent pricing published on vendor website

Five Sigma

  • The reference base is small compared with established claims vendors, so procurement and audit committees will ask for viability assurances you cannot fully answer.
  • Automation benefits depend entirely on your claim mix, and a book with high-complexity liability claims sees far less handling time reduction than a high-volume property book.
  • There is almost no third-party integrator market, so implementation, configuration and later changes route through the vendor and its capacity becomes your constraint.
  • Deep integration with legacy policy systems is your responsibility, and claims platforms are only as useful as the policy and coverage data flowing into them.
  • Regulatory reporting for many United States states is not as complete out of the box as it is on platforms that have served American carriers for decades, so expect some reporting build.

Pricing, plan by plan

Bolt Solutions

On request
  • Agent Portal$undefined/month
    • Commercial quoting
    • Multi-carrier access
    • Policy binding
  • Enterprise$undefined/custom
    • All Agent features
    • API access
    • White-label options

Five Sigma

On request
  • Five Sigma Claims$undefined/year
    • Claims administration
    • Automation and decision support
    • Configurable lines of business

Which should you pick?

Choose Bolt Solutions if

  • You need commercial quoting.
  • You work on Web, Api.
  • You also want multi-carrier marketplace.
Bolt Solutions review

Choose Five Sigma if

  • You need claim file management.
  • You work on Web, API.
  • You also want automation rules.
Five Sigma review

Questions people ask

Is Bolt Solutions or Five Sigma better?
Neither clearly leads. Bolt Solutions starts at On request and Five Sigma at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bolt Solutions or Five Sigma?
Bolt Solutions starts at On request and Five Sigma at On request.
Does Bolt Solutions or Five Sigma run on more platforms?
Bolt Solutions runs on Web, Api. Five Sigma runs on Web, API.
What is Bolt Solutions best used for?
Bolt Solutions is most often used for commercial quoting, small business insurance, bop policies, workers comp. Of those, commercial quoting and small business insurance are not what Five Sigma is typically brought in for.
What can Bolt Solutions do that Five Sigma cannot?
Bolt Solutions covers Commercial quoting, Multi-carrier marketplace, Instant binding, Policy issuance. Five Sigma covers Claim file management, Automation rules, Adjuster decision support, Vendor and litigation management.

Answered from the vendors’ own pages

Bolt Solutions: Does Bolt offer a free trial or free tier?

No information about free trial or free options is published on the pricing page. You must contact Bolt's sales team to request a demo or trial.

Source
Five Sigma: Who is the typical buyer?

Third-party administrators, MGAs and small to mid-sized carriers that need a real claims system without a core suite budget.

Five Sigma: How does it compare with Guidewire ClaimCenter?

ClaimCenter has far more depth, references and integrator support, and costs correspondingly more with a longer implementation. Five Sigma competes on time to live.

Five Sigma: What should we test in a pilot?

Adjuster handling time on your own claim mix. The commercial case rests on that measurement, not on the feature list.

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