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Personal Finance · head to head

Banktivity vs Moneydance

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
Moneydance logo

Moneydance

Personal Finance

Cross-platform personal finance management

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Moneydance the free trial is limited to 100 manually entered transactions
  • They diverge on capability: Banktivity covers Account tracking, Moneydance covers Bill tracking.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Banktivity and Moneydance actually diverge.

Attributes where Banktivity and Moneydance differ
AttributeBanktivityMoneydance
Pricing modelsubscriptionone-time
PlatformsMac, IOSWindows, Mac, Linux, IOS, Android
Founded20072001

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting

Only in Moneydance

  • Bill tracking
  • Investment monitoring
  • Budget tracking
  • Financial forecasting
  • OFX import
  • Windows support
  • Linux support
  • Android support

Both cover

  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Moneydance
  • Investment and net worth trackingnot Moneydance
  • Retirement planning projectionsnot Moneydance
  • Connecting to over 14,000 financial institutionsnot Moneydance

Moneydance

  • Desktop personal finance management on macOS, Windows and Linuxnot Banktivity
  • Importing and reconciling bank and credit card transactions locallynot Banktivity
  • Tracking investments and budgets without a cloud-only servicenot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Moneydance

  • The free trial is limited to 100 manually entered transactions
  • A one-time Buy Once purchase covers Moneydance 2024 plus one free upgrade to the next major release, not all future versions
  • Bank connection features are sold separately as the Moneydance Plus subscription rather than included in the one-time purchase
  • Business use requires one licence per computer, while the household licence covers personal use only

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Moneydance

On request
  • Perpetual License$59.99/month
    • Full feature set
    • Free updates

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Moneydance if

  • You need bill tracking.
  • You work on Windows, Mac, Linux, IOS, Android.
  • You also want investment monitoring.
Moneydance review

Questions people ask

Is Banktivity or Moneydance better?
Neither clearly leads. Banktivity starts at On request and Moneydance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Moneydance?
Banktivity starts at On request and Moneydance at On request.
Does Banktivity or Moneydance run on more platforms?
Banktivity runs on Mac, IOS. Moneydance runs on Windows, Mac, Linux, IOS, Android.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Moneydance is typically brought in for.
What can Banktivity do that Moneydance cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Moneydance covers Bill tracking, Investment monitoring, Budget tracking, Financial forecasting. Both handle Bank accounts, Investment accounts, Mac support, IOS support.

Answered from the vendors’ own pages

Banktivity: Does Banktivity offer a free trial?

Yes. Banktivity offers a 30-day free trial at any subscription level with no credit card required. This allows you to test the platform before committing.

Source
Moneydance: How much does Moneydance cost?

Moneydance pricing is not disclosed on the main website; customers must visit the purchase page to view rates. The software includes a 90-day money back guarantee.

Source
Banktivity: What devices does Banktivity support?

Banktivity is available on Mac, iPhone, and iPad with cross-device sync. Data is encrypted end-to-end across all devices.

Source
Moneydance: Is there a free trial?

Yes, Moneydance offers a free trial that is fully functional but limited to entering up to 100 manually entered transactions.

Source
Banktivity: How many banks does Banktivity connect to?

Banktivity connects to 14,000+ banks, allowing direct connections to most major financial institutions.

Source
Banktivity: What financial planning tools does Banktivity include?

Banktivity includes budgeting, financial reporting, investment portfolio tracking, retirement planning tools, and net worth tracking across all your accounts.

Source
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