Personal Finance · pricing
Moneydance pricing
Moneydance publishes a single tier. Below is what it costs, what it covers, and how that compares with the personal finance tools listed alongside it.
As of 30 August 2026, Moneydance pricing is on request. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- On request
- Model
- One-time
- Tiers
- 1
- Free tier
- Not on record
Moneydance plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Perpetual License | $59.99/month | 2 | Entry tier |
What the product covers
The full Moneydance feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Bill tracking
- Investment monitoring
- Budget tracking
- Financial forecasting
Integrations
- Bank accounts
- Investment accounts
- OFX import
Platform
- Windows support
- Mac support
- Linux support
- IOS support
- Android support
People bring Moneydance in for desktop personal finance management on macos, windows and linux, importing and reconciling bank and credit card transactions locally, tracking investments and budgets without a cloud-only service. If that is not the job you are buying for, the alternatives to Moneydance are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Moneydance (this page) | On request | one-time | - | |
| Monzo | Free | Free core current account; paid Plus and Premium tiers add features | - | vs Moneydance |
| Revolut | Free | Free standard tier; paid plans add higher limits, insurance and perks | - | vs Moneydance |
| Strands | On request | quote | - | vs Moneydance |
| Affirm | Free | Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee | - | vs Moneydance |
| Firefly III | Free | Open source, no licence fee | - | vs Moneydance |
| Lunch Money | $60/year | Pay what you want, annual, above a published minimum | - | vs Moneydance |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Moneydance badges page.
Before you pay for Moneydance
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: a single tier at $59.99/month. With no free tier on record, the cheapest way to answer the rest is to compare Moneydance against the tools that do have one before committing.
Moneydance runs on windows, mac, linux, ios, android, and is published by The Infinite Kind of Austin, Texas. The full record is on the Moneydance review, and the rest of the category is under best personal finance tools.
Moneydance pricing questions
- How much does Moneydance cost?
- Moneydance publishes a single tier, Perpetual License, at $59.99/month.
- Does Moneydance have a free plan?
- Not on the record we hold: Moneydance is listed as one-time. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- Which personal finance tools can I use without paying?
- 6 of the 8 personal finance tools listed alongside Moneydance have a free tier: Monzo, Revolut, Affirm, Firefly III, Starling Bank.
- What am I actually paying for with Moneydance?
- The record lists 12 features across 3 areas: other, integrations, platform. In practice it is brought in for desktop personal finance management on macos, windows and linux, importing and reconciling bank and credit card transactions locally, tracking investments and budgets without a cloud-only service.
- Does Moneydance charge per user?
- The record carries a price and a billing period for each of its 1 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Moneydance prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Moneydance against before paying?
- The closest personal finance tools in this directory are Monzo, Revolut, Strands, Affirm. Each has a side-by-side comparison with Moneydance covering price, platforms and features.