Softwr

E-commerce · head to head

Authorize.net vs Fyle

A

Authorize.net

E-commerce

We help make it easy to get paid

From
On request
Rated
-
Fyle logo

Fyle

Accounting & Finance

Real-time expense management that works with your cards

From
$29/month
Rated
-

The short version

  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill

Where they differ

Only the attributes on which Authorize.net and Fyle actually diverge.

Attributes where Authorize.net and Fyle differ
AttributeAuthorize.netFyle
Starting priceOn request$29/month
PlatformsWebWeb, Ios, Android
CategoryE-commerceAccounting & Finance
FoundedUnknown2016

Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Fyle does not also cover.

Only in Fyle

  • Real-time card tracking
  • Automatic receipt matching
  • Expense policies
  • Approval workflows
  • Mileage tracking
  • QuickBooks
  • Xero
  • Sage Intacct

What people use each for

The jobs each tool is most often brought in to do.

Authorize.net

No use cases recorded yet. See the Authorize.net review.

Fyle

  • Expense reporting and corporate card reconciliationnot Authorize.net
  • Enforcing spend policy and approvals before reimbursementnot Authorize.net

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Fyle

  • Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
  • The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
  • API access and the Sage Intacct and NetSuite integrations require a paid tier
  • ACH reimbursements and project expense tracking sit above the entry plan
  • Both published plans are billed annually
  • Enterprise pricing is custom and aimed at organisations with 250 or more employees

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Fyle

$29/month
  • Standard$8/month
    • Real-time card feeds
    • Receipt matching
    • Basic approvals
  • Business$12/month
    • Advanced policies
    • Custom workflows
    • Analytics
  • Enterprise$undefined/month
    • Unlimited users
    • API access
    • Priority support

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Fyle on the points above - pick on price and on how each one feels to use.

Choose Fyle if

  • You need real-time card tracking.
  • You work on Web, Ios, Android.
  • You also want automatic receipt matching.

Questions people ask

Is Authorize.net or Fyle better?
Neither clearly leads. Authorize.net starts at On request and Fyle at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Fyle?
Authorize.net starts at On request and Fyle at $29/month.
Does Authorize.net or Fyle run on more platforms?
Authorize.net runs on Web. Fyle runs on Web, Ios, Android.
What can Authorize.net do that Fyle cannot?
Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows.

Related pages

Other head to heads