Software · head to head
Authorize.net vs Checkout.com
Checkout.com
Software
Your business deserves tailored pricing based on your needs
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Checkout.com checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)
Where they differ
Only the attributes on which Authorize.net and Checkout.com actually diverge.
| Attribute | Authorize.net | Checkout.com |
|---|---|---|
| Pricing model | subscription | quote |
Identical on both: starting price (On request), free tier (No), platforms (Web), user rating (Not yet rated), category (Unknown).
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Authorize.net
- All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
- eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges
Checkout.com
- checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)
- Choosing between the flat-rate and Interchange++ pricing models requires contacting the sales team, since neither model's rate is quoted publicly on the page
Pricing, plan by plan
Authorize.net
On requestNo published plan breakdown. See the Authorize.net review.
Checkout.com
On requestNo published plan breakdown. See the Checkout.com review.
Which should you pick?
Choose Authorize.net if
Nothing in the data separates Authorize.net from Checkout.com on the points above - pick on price and on how each one feels to use.
Choose Checkout.com if
Nothing in the data separates Checkout.com from Authorize.net on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is Authorize.net or Checkout.com better?
- Neither clearly leads. Authorize.net starts at On request and Checkout.com at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Authorize.net or Checkout.com?
- Authorize.net starts at On request and Checkout.com at On request.
- Does Authorize.net or Checkout.com run on more platforms?
- Both run on Web, so platform support will not decide this one for you.