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Arc Publishing vs Temenos Transact

Arc Publishing logo

Arc Publishing

News

The enterprise publishing platform for news organizations

From
On request
Rated
-
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-

The short version

  • Each has a real cost: Arc Publishing now sold as Arc XP, and arcpublishing.com redirects there; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: Arc Publishing covers Modular CMS, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Arc Publishing and Temenos Transact actually diverge.

Attributes where Arc Publishing and Temenos Transact differ
AttributeArc PublishingTemenos Transact
PlatformsWeb, MobileWeb, Linux, Windows, REST API
CategoryNewsAPIs
Founded2016Unknown

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Arc Publishing

  • Modular CMS
  • Content creation
  • Publishing workflow
  • Paywall management
  • Subscription billing
  • Analytics dashboard
  • API framework
  • Commerce integration

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Cloud deployment
  • Accounting engine

What people use each for

The jobs each tool is most often brought in to do.

Arc Publishing

  • Content management for news and digital publishersnot Temenos Transact
  • Subscription and paywall managementnot Temenos Transact
  • Video publishing alongside articlesnot Temenos Transact
  • Multi-site delivery for broadcast and B2B publishersnot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot Arc Publishing
  • An institution running Islamic banking products alongside conventional ones on one corenot Arc Publishing
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot Arc Publishing
  • A group standardising subsidiaries in several countries onto one core banking systemnot Arc Publishing

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Arc Publishing

  • Now sold as Arc XP, and arcpublishing.com redirects there
  • Pricing is not published
  • Built for media companies, so the editorial workflow assumptions do not suit a general business site

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

Arc Publishing

On request
  • Enterprise$undefined/custom
    • Custom CMS
    • Paywall integration
    • Advanced analytics

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose Arc Publishing if

  • You need modular cms.
  • You work on Web, Mobile.
  • You also want content creation.

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.

Questions people ask

Is Arc Publishing or Temenos Transact better?
Neither clearly leads. Arc Publishing starts at On request and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Arc Publishing or Temenos Transact?
Arc Publishing starts at On request and Temenos Transact at On request.
Does Arc Publishing or Temenos Transact run on more platforms?
Arc Publishing runs on Web, Mobile. Temenos Transact runs on Web, Linux, Windows, REST API.
What is Arc Publishing best used for?
Arc Publishing is most often used for content management for news and digital publishers, subscription and paywall management, video publishing alongside articles, multi-site delivery for broadcast and b2b publishers. Of those, content management for news and digital publishers and subscription and paywall management are not what Temenos Transact is typically brought in for.
What can Arc Publishing do that Temenos Transact cannot?
Arc Publishing covers Modular CMS, Content creation, Publishing workflow, Paywall management. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer.

Answered from the vendors’ own pages

Arc Publishing: Does Arc XP publish pricing online?

No. Arc XP does not publish pricing on their website. Interested customers are directed to schedule a chat with a local account manager or request a demo to discuss pricing.

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

Arc Publishing: How do I get a pricing quote from Arc XP?

You must contact Arc XP's sales team directly. The company offers options to schedule a chat with your local account manager or submit a demo request form.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

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