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Insurance · head to head

Applied Epic vs Openly

Applied Epic logo

Applied Epic

Insurance

The most connected agency management system

From
On request
Rated
-
Openly logo

Openly

Insurance

Customizable homeowners insurance sold only through independent agents

From
On request
Rated
-

Where they differ

Only the attributes on which Applied Epic and Openly actually diverge.

Attributes where Applied Epic and Openly differ
AttributeApplied EpicOpenly
Pricing modelsubscriptionquote
PlatformsWeb, Windows, Ios, AndroidWeb
Founded1983Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Applied Epic

  • Policy management
  • Client management
  • Commission tracking
  • Document management
  • Real-time carrier downloads
  • Workflow automation
  • Accounting integration
  • Mobile access

Only in Openly

Nothing recorded that Applied Epic does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Applied Epic

  • Agency managementnot Openly
  • Policy administrationnot Openly
  • Commission managementnot Openly
  • Client servicingnot Openly
  • Carrier connectivitynot Openly

Openly

  • Getting home insurance quotes with guaranteed replacement cost coveragenot Applied Epic
  • Customizing homeowners insurance policies with specific coverage limitsnot Applied Epic
  • Filing and managing property damage claims through digital workflowsnot Applied Epic
  • Accessing insurance coverage across multiple US states through independent agentsnot Applied Epic

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Applied Epic

Nothing recorded yet. See the Applied Epic review.

Openly

  • Available in only 24 states as of August 2026, with Nevada still listed as coming soon
  • Policies are not sold directly to consumers; coverage must be obtained through an independent agent, as of August 2026

Pricing, plan by plan

Applied Epic

On request
  • Applied Epic$undefined/month
    • Policy management
    • Commission tracking
    • Client portal
  • Enterprise$undefined/month
    • Everything in Standard
    • Advanced analytics
    • Custom integrations

Openly

On request

No published plan breakdown. See the Openly review.

Which should you pick?

Choose Applied Epic if

  • You need policy management.
  • You work on Web, Windows, Ios, Android.
  • You also want client management.

Choose Openly if

Nothing in the data separates Openly from Applied Epic on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Applied Epic or Openly better?
Neither clearly leads. Applied Epic starts at On request and Openly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Applied Epic or Openly?
Applied Epic starts at On request and Openly at On request.
Does Applied Epic or Openly run on more platforms?
Applied Epic runs on Web, Windows, Ios, Android. Openly runs on Web.
What is Applied Epic best used for?
Applied Epic is most often used for agency management, policy administration, commission management, client servicing. Of those, agency management and policy administration are not what Openly is typically brought in for.
What can Applied Epic do that Openly cannot?
Applied Epic covers Policy management, Client management, Commission tracking, Document management.

Answered from the vendors’ own pages

Openly: How much does Openly cost?

Openly does not publish pricing on its website. The company operates through independent agency partners who provide customized quotes. To obtain coverage pricing, customers must contact a local independent agent or request a quote through mylifeprotected.com/openly.

Source
Openly: What is Openly's pricing model?

Openly uses a partnership model rather than direct sales. Insurance policies are sold through independent agency partners, with pricing determined on a case-by-case basis through customized quotes.

Source
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