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Accounting · head to head

Adyen vs Oracle ERP Cloud

Adyen logo

Adyen

Accounting

The payments platform built for growth

From
$0.13/per-transaction
Rated
-
Full reviewWebsite
Oracle ERP Cloud logo

Oracle ERP Cloud

ERP

Cloud-based enterprise resource planning with AI capabilities

From
$3500/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Oracle ERP Cloud every UK G-Cloud listing for Oracle ERP Cloud is an implementation or consulting service from a partner such as PwC, Wipro or Goaco, with no supplier published per unit licence price on G-Cloud, AWS Marketplace or GSA
  • They diverge on capability: Adyen covers Payment processing, Oracle ERP Cloud covers Financial management.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Adyen and Oracle ERP Cloud actually diverge.

Attributes where Adyen and Oracle ERP Cloud differ
AttributeAdyenOracle ERP Cloud
Starting price$0.13/per-transaction$3500/month
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosCloud, Web
CategoryAccountingERP
Founded20061977

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Oracle ERP Cloud

  • Financial management
  • Supply chain management
  • Procurement
  • Order management
  • Human resources
  • Oracle HCM Cloud
  • Oracle NetSuite
  • Third-party systems

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Oracle ERP Cloud
  • Accepting local payment methods across multiple countriesnot Oracle ERP Cloud
  • Settling in several currencies through linked bank accountsnot Oracle ERP Cloud
  • Unified online and in-person paymentsnot Oracle ERP Cloud

Oracle ERP Cloud

  • Financial consolidationnot Adyen
  • Supply chain optimizationnot Adyen
  • Procurement managementnot Adyen
  • Real-time reportingnot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Oracle ERP Cloud

  • Every UK G-Cloud listing for Oracle ERP Cloud is an implementation or consulting service from a partner such as PwC, Wipro or Goaco, with no supplier published per unit licence price on G-Cloud, AWS Marketplace or GSA

Pricing, plan by plan

Adyen

$0.13/per-transaction
  • Transaction-Based Pricing$undefined/mo
    • Fixed $0.13 USD per transaction
    • Variable fee determined by payment method
    • No setup fees

Oracle ERP Cloud

$3500/month
  • Standard Edition$3500/month
    • Core ERP modules
    • Financial management
    • Supply chain management
  • Premium Edition$6500/month
    • Advanced analytics
    • AI capabilities
    • Priority support

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Oracle ERP Cloud if

  • You need financial management.
  • You work on Cloud, Web.
  • You also want supply chain management.
Oracle ERP Cloud review

Questions people ask

Is Adyen or Oracle ERP Cloud better?
Neither clearly leads. Adyen starts at $0.13/per-transaction and Oracle ERP Cloud at $3500/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Oracle ERP Cloud?
Adyen starts at $0.13/per-transaction and Oracle ERP Cloud at $3500/month.
Does Adyen or Oracle ERP Cloud run on more platforms?
Adyen runs on Web, Api, Pos. Oracle ERP Cloud runs on Cloud, Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Oracle ERP Cloud is typically brought in for.
What can Adyen do that Oracle ERP Cloud cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Oracle ERP Cloud covers Financial management, Supply chain management, Procurement, Order management. Both handle Web support.

Answered from the vendors’ own pages

Adyen: How much does Adyen charge per transaction?

Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.

Source
Oracle ERP Cloud: Does Oracle ERP Cloud offer a free trial?

Oracle ERP Cloud provides trial environments and demos for prospects. Organizations should contact Oracle directly to request a trial or demo of the ERP Cloud platform.

Source
Adyen: Does Adyen have monthly subscription or setup fees?

No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.

Source
Oracle ERP Cloud: How is Oracle ERP Cloud priced?

Oracle ERP Cloud uses subscription-based pricing with custom quotes based on deployment size and modules selected. Organizations must contact Oracle sales for pricing tailored to their specific needs.

Source
Adyen: What's Adyen's Interchange++ pricing option?

Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.

Source
Oracle ERP Cloud: What modules are included in Oracle ERP Cloud?

Oracle ERP Cloud includes core modules for accounting, procurement, supply chain, project management, and manufacturing. Additional modules and applications can be added based on business requirements.

Source
Adyen: Can I process payments in multiple currencies with Adyen?

Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.

Source
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