Accounting · head to head
Adyen vs Anaplan

Adyen
Accounting
The payments platform built for growth
- From
- $0.13/per-transaction
- Rated
- -

Anaplan
Business Intelligence
Connected planning platform with an in-memory calculation engine for large multidimensional models
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Anaplan workspace is licensed by memory consumed, so a model that grows as the business adds SKUs, regions or scenarios generates a bill increase without a single new user being added, and teams end up optimising models for licence cost rather than clarity.
- They diverge on capability: Adyen covers Payment processing, Anaplan covers Hyperblock calculation engine.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Adyen and Anaplan actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Only in Anaplan
- Hyperblock calculation engine
- Connected planning
- Scenario and versioning
- Model builder
- Anaplan PlanIQ
- Workflow and approvals
- Application lifecycle management
- Data integration
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Anaplan
- Accepting local payment methods across multiple countriesnot Anaplan
- Settling in several currencies through linked bank accountsnot Anaplan
- Unified online and in-person paymentsnot Anaplan
Anaplan
- Sales territory and quota planning across thousands of reps where a change to segmentation must reflow quota immediatelynot Adyen
- Demand and supply planning at SKU and location level for a manufacturer with tens of thousands of itemsnot Adyen
- Workforce planning that ties headcount, cost and capacity to a revenue plan across dozens of business unitsnot Adyen
- Replacing a spreadsheet estate where the master planning model has become too large and too fragile for Excel to open reliablynot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Anaplan
- Workspace is licensed by memory consumed, so a model that grows as the business adds SKUs, regions or scenarios generates a bill increase without a single new user being added, and teams end up optimising models for licence cost rather than clarity.
- Model building requires certified Anaplan modellers using a proprietary formula language, and the labour market for that skill is small, so most customers stay dependent on a systems integrator long after go-live.
- Thoma Bravo took the company private in 2022 in a $10.7bn deal, and customers have since reported firmer renewal terms; a private-equity owner optimising for cash flow is a real factor in a multi-year planning contract.
- Native reporting and visualisation are weak for anything beyond planning grids, so most customers push data out to Power BI or Tableau for executive reporting, adding another tool and another latency point.
- Implementations are long. A connected planning programme across finance and supply chain routinely runs six to eighteen months before the first production plan, which is difficult to justify when the business wants a forecast this quarter.
Pricing, plan by plan
Adyen
$0.13/per-transaction- Transaction-Based Pricing$undefined/mo
- Fixed $0.13 USD per transaction
- Variable fee determined by payment method
- No setup fees
Anaplan
On request- Anaplan$undefined/year
- Licensed by user tier and by workspace capacity
- Workspace charged on memory consumed by models, independent of user count
- Multi-year enterprise agreements are the norm
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Anaplan if
- You need hyperblock calculation engine.
- You work on Web, iOS.
- You also want connected planning.
Questions people ask
- Is Adyen or Anaplan better?
- Neither clearly leads. Adyen starts at $0.13/per-transaction and Anaplan at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Anaplan?
- Adyen starts at $0.13/per-transaction and Anaplan at On request.
- Does Adyen or Anaplan run on more platforms?
- Adyen runs on Web, Api, Pos. Anaplan runs on Web, iOS.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Anaplan is typically brought in for.
- What can Adyen do that Anaplan cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Anaplan covers Hyperblock calculation engine, Connected planning, Scenario and versioning, Model builder.
Answered from the vendors’ own pages
Adyen: How much does Adyen charge per transaction?
Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.
SourceAnaplan: Why is Anaplan expensive even when user counts are low?
Because workspace is licensed on the memory your models consume as well as on users. Large models cost money regardless of how many people log in.
Adyen: Does Adyen have monthly subscription or setup fees?
No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.
SourceAnaplan: Do we need a systems integrator?
Almost always for the first implementation. The proprietary modelling language and the scale of typical models make an experienced partner or an internal certified team effectively mandatory.
Adyen: What's Adyen's Interchange++ pricing option?
Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.
SourceAnaplan: Who owns Anaplan?
Thoma Bravo, which took it private in 2022 for $10.7bn.
Adyen: Can I process payments in multiple currencies with Adyen?
Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.
SourceAnaplan: Can it replace our BI tool?
No. It is a planning and calculation platform; most customers still export to Power BI or Tableau for reporting and dashboards.
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