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APIs · head to head

3scale vs Tuum

3scale logo

3scale

APIs

API management platform for designing, securing, and monetizing APIs

From
$300/monthly
Rated
-
Full reviewWebsite
Tuum logo

Tuum

APIs

Modular core banking platform from Estonia, formerly branded Modularbank

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: 3scale red Hat's managed 3scale services end on 30 June 2027, so anyone adopting the hosted option now is choosing a product with a published end date; Tuum it is a smaller, younger company than Mambu, so it has fewer live reference deployments and a shorter track record to evaluate risk against.
  • They diverge on capability: 3scale covers API Gateway, Tuum covers Modular product structure.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which 3scale and Tuum actually diverge.

Attributes where 3scale and Tuum differ
Attribute3scaleTuum
Starting price$300/monthlyOn request
Pricing modelsubscriptionquote
PlatformsCloud, On-premises, HybridWeb, API
Founded1993Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in 3scale

  • API Gateway
  • Developer Portal
  • API Monetization
  • Red Hat OpenShift
  • AWS
  • Azure
  • Kubernetes
  • Cloud support

Only in Tuum

  • Modular product structure
  • Low-code integration middleware
  • Cloud-agnostic deployment
  • Multi-currency real-time accounts
  • Cards and lending modules
  • Faster migration timeline

What people use each for

The jobs each tool is most often brought in to do.

3scale

  • API gateway and lifecycle managementnot Tuum
  • Rate limiting and traffic control across API consumersnot Tuum
  • Developer portal and access key managementnot Tuum
  • Monetising APIs with usage-based plansnot Tuum
  • Hybrid deployment across on-premises and cloudnot Tuum

Tuum

  • A bank wanting to migrate specific banking products to the cloud within months rather than replacing its entire core at oncenot 3scale
  • A fintech in the DACH region or Middle East wanting a European core banking vendor with regional expansion focusnot 3scale
  • An institution wanting low-code middleware to connect new modules to an existing legacy core rather than a full rebuildnot 3scale
  • A company researching "Modularbank" that needs to confirm it is the same company now branded Tuumnot 3scale

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

3scale

  • Red Hat's managed 3scale services end on 30 June 2027, so anyone adopting the hosted option now is choosing a product with a published end date
  • Sold as part of Red Hat middleware rather than standalone, and 3scale.net redirects into redhat.com
  • Pricing is not published and a subscription is required for some services

Tuum

  • It is a smaller, younger company than Mambu, so it has fewer live reference deployments and a shorter track record to evaluate risk against.
  • The 2022-era rebrand from Modularbank to Tuum means older funding records, case studies and press coverage appear under a different name, complicating due diligence for anyone unaware of the change.
  • Pricing is entirely unpublished, requiring a sales conversation to budget against competing composable core vendors.
  • Its geographic expansion into DACH and the Middle East is comparatively recent, so support depth and local regulatory expertise in those markets are less proven than in its home Baltic and Nordic base.
  • As with any core banking platform, choosing Tuum is a multi-year infrastructure commitment; switching cores after implementation is a major undertaking regardless of how modular the initial adoption was.

Pricing, plan by plan

3scale

$300/monthly
  • Starter$300/monthly
    • API gateway
    • Developer portal
    • Basic analytics
  • Professional$750/monthly
    • Advanced features
    • API monetization
    • Enhanced support
  • Enterprise$undefined/monthly
    • Custom deployment
    • Dedicated support
    • Premium SLA

Tuum

On request
  • Tuum$undefined/year
    • Subscription and module-based pricing, not published
    • Custom quote required via sales

Which should you pick?

Choose 3scale if

  • You need api gateway.
  • You work on Cloud, On-premises, Hybrid.
  • You also want developer portal.
3scale review

Choose Tuum if

  • You need modular product structure.
  • You work on Web, API.
  • You also want low-code integration middleware.
Tuum review

Questions people ask

Is 3scale or Tuum better?
Neither clearly leads. 3scale starts at $300/monthly and Tuum at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, 3scale or Tuum?
3scale starts at $300/monthly and Tuum at On request.
Does 3scale or Tuum run on more platforms?
3scale runs on Cloud, On-premises, Hybrid. Tuum runs on Web, API.
What is 3scale best used for?
3scale is most often used for api gateway and lifecycle management, rate limiting and traffic control across api consumers, developer portal and access key management, monetising apis with usage-based plans. Of those, api gateway and lifecycle management and rate limiting and traffic control across api consumers are not what Tuum is typically brought in for.
What can 3scale do that Tuum cannot?
3scale covers API Gateway, Developer Portal, API Monetization, Red Hat OpenShift. Tuum covers Modular product structure, Low-code integration middleware, Cloud-agnostic deployment, Multi-currency real-time accounts.

Answered from the vendors’ own pages

3scale: Does Red Hat 3scale require a subscription?

Yes. The page states a subscription may be required for some services, though specific subscription details and costs are not published on this page.

Source
Tuum: Is Tuum the same company as Modularbank?

Yes, Modularbank rebranded to Tuum; it is the same company and platform.

3scale: Is a trial available for 3scale?

A 'Start a trial' link is mentioned in navigation, but trial duration, included features, and limitations are not specified on this page.

Source
Tuum: Where is it strongest geographically?

Its base is Estonia and the Nordic and Baltic region, with newer expansion into DACH and the Middle East.

3scale: When will Red Hat 3scale end support?

Red Hat 3scale API Management maintenance and managed services will end on June 30, 2027. Customers should plan migrations accordingly.

Source
Tuum: Is pricing published?

No, subscription and module pricing require a sales conversation.

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