APIs · head to head
Tuum vs Tyk
Tuum
APIs
Modular core banking platform from Estonia, formerly branded Modularbank
- From
- On request
- Rated
- -
The short version
- Only Tyk has a free tier, so it costs nothing to try first.
- Each has a real cost: Tuum it is a smaller, younger company than Mambu, so it has fewer live reference deployments and a shorter track record to evaluate risk against.; Tyk professional and Enterprise plan pricing not published; contact required
- They diverge on capability: Tuum covers Modular product structure, Tyk covers API Gateway.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Tuum and Tyk actually diverge.
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Tuum
- Modular product structure
- Low-code integration middleware
- Cloud-agnostic deployment
- Multi-currency real-time accounts
- Cards and lending modules
- Faster migration timeline
Only in Tyk
- API Gateway
- Rate Limiting
- Authentication
- Kubernetes
- Docker
- AWS
- Azure
- Linux support
What people use each for
The jobs each tool is most often brought in to do.
Tuum
- A bank wanting to migrate specific banking products to the cloud within months rather than replacing its entire core at oncenot Tyk
- A fintech in the DACH region or Middle East wanting a European core banking vendor with regional expansion focusnot Tyk
- An institution wanting low-code middleware to connect new modules to an existing legacy core rather than a full rebuildnot Tyk
- A company researching "Modularbank" that needs to confirm it is the same company now branded Tuumnot Tyk
Tyk
- API gateway and API management platformsnot Tuum
- Microservices architecture orchestrationnot Tuum
- High-growth teams standardizing on API platformsnot Tuum
- Enterprises requiring advanced security and governancenot Tuum
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Tuum
- It is a smaller, younger company than Mambu, so it has fewer live reference deployments and a shorter track record to evaluate risk against.
- The 2022-era rebrand from Modularbank to Tuum means older funding records, case studies and press coverage appear under a different name, complicating due diligence for anyone unaware of the change.
- Pricing is entirely unpublished, requiring a sales conversation to budget against competing composable core vendors.
- Its geographic expansion into DACH and the Middle East is comparatively recent, so support depth and local regulatory expertise in those markets are less proven than in its home Baltic and Nordic base.
- As with any core banking platform, choosing Tuum is a multi-year infrastructure commitment; switching cores after implementation is a major undertaking regardless of how modular the initial adoption was.
Tyk
- Professional and Enterprise plan pricing not published; contact required
- Core plan uses consumption-based model with variable costs
- No upfront pricing transparency for production deployments
Pricing, plan by plan
Tuum
On request- Tuum$undefined/year
- Subscription and module-based pricing, not published
- Custom quote required via sales
Tyk
Free- Free TrialFree
- Fully featured 48-hour trial
- No credit card required
- Tyk Cloud access
- Core Plan$null/month
- Usage-based flexible pricing
- Cloud, Hybrid, or Self-managed deployment
- Unlimited API gateways
- Professional Plan$null/month
- One fixed price with unlimited access
- All deployment options
- Unlimited APIs and requests
- Enterprise Plan$null/month
- Custom pricing required
- Advanced governance and security
- Premium support with custom SLAs
Which should you pick?
Choose Tuum if
- You need modular product structure.
- You work on Web, API.
- You also want low-code integration middleware.
Choose Tyk if
- You need api gateway.
- You want to start without paying.
- You work on Linux, Docker, Kubernetes, Cloud.
- You also want rate limiting.
Questions people ask
- Is Tuum or Tyk better?
- Neither clearly leads. Tuum starts at On request and Tyk at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Tuum or Tyk?
- Tyk has a free tier; the other does not. Paid plans start at On request for Tuum and Free for Tyk.
- Does Tuum or Tyk run on more platforms?
- Tuum runs on Web, API. Tyk runs on Linux, Docker, Kubernetes, Cloud.
- Can I use Tyk for free?
- Yes. Tyk has a free tier, so you can try it without paying. Tuum starts at On request.
- What is Tuum best used for?
- Tuum is most often used for a bank wanting to migrate specific banking products to the cloud within months rather than replacing its entire core at once, a fintech in the dach region or middle east wanting a european core banking vendor with regional expansion focus, an institution wanting low-code middleware to connect new modules to an existing legacy core rather than a full rebuild, a company researching "modularbank" that needs to confirm it is the same company now branded tuum. Of those, a bank wanting to migrate specific banking products to the cloud within months rather than replacing its entire core at once and a fintech in the dach region or middle east wanting a european core banking vendor with regional expansion focus are not what Tyk is typically brought in for.
- What can Tuum do that Tyk cannot?
- Tuum covers Modular product structure, Low-code integration middleware, Cloud-agnostic deployment, Multi-currency real-time accounts. Tyk covers API Gateway, Rate Limiting, Authentication, Kubernetes.
Answered from the vendors’ own pages
Tuum: Is Tuum the same company as Modularbank?
Yes, Modularbank rebranded to Tuum; it is the same company and platform.
Tyk: How much does Tyk cost?
Tyk offers a free 48-hour trial with no credit card required. The Core plan uses usage-based pricing on a flexible model. Professional plan offers unlimited access at a fixed price (amount not published). Enterprise plans require custom pricing.
SourceTuum: Where is it strongest geographically?
Its base is Estonia and the Nordic and Baltic region, with newer expansion into DACH and the Middle East.
Tyk: Is there a free trial of Tyk?
Yes, Tyk provides a fully featured 48-hour free trial of Tyk Cloud that requires no credit card to start.
SourceTuum: Is pricing published?
No, subscription and module pricing require a sales conversation.
Tyk: What deployment options are included in Tyk pricing?
All Tyk plans support Cloud, Hybrid, or Self-managed deployment options without feature restrictions, allowing flexible infrastructure choices across pricing tiers.
SourceRelated pages
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