Softwr

Accounting · head to head

Melio vs Tripletex

Melio logo

Melio

Accounting

Simple business payments

From
Free
Rated
-
Full reviewWebsite
Tripletex logo

Tripletex

Accounting

Norwegian cloud accounting and ERP system for bookkeeping, invoicing and payroll

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Melio card payments incur flat 2.9% fee on all plans; Tripletex pricing only in Norwegian Krone, limited for international customers
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Melio and Tripletex actually diverge.

Attributes where Melio and Tripletex differ
AttributeMelioTripletex
Pricing modelfreemiumsubscription
PlatformsWeb, Mobile appWeb
Founded2018Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

Only in Tripletex

Nothing recorded that Melio does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Melio

  • Accounts payable automationnot Tripletex
  • Bill management and payment schedulingnot Tripletex
  • Multi-vendor payment processingnot Tripletex
  • Invoice receivables and payment collectionnot Tripletex

Tripletex

  • Small business accountingnot Melio
  • Invoice managementnot Melio
  • Payroll processingnot Melio
  • Project trackingnot Melio

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Melio

  • Card payments incur flat 2.9% fee on all plans
  • International payments charged $20 flat fee or 2.9% conversion rate plus international fees
  • Paper checks cost $1.50 per check
  • Wire transfers cost $10 standard or up to 1% plus $10 for same-day processing
  • Core and Boost plans charged $10/month per additional user beyond base

Tripletex

  • Pricing only in Norwegian Krone, limited for international customers
  • Mobile app features not fully detailed

Pricing, plan by plan

Melio

Free
  • GoFree
    • 5 free ACH payments per month
    • Pay by card, wire, or check
    • Basic invoicing
  • Core$25/month
    • 20 free ACH payments per month
    • $20/month with annual billing
    • QuickBooks Online and Xero sync
  • Boost$55/month
    • 50 free ACH payments per month
    • $44/month with annual billing
    • QuickBooks Desktop sync
  • Unlimited$80/month
    • Unlimited free ACH payments
    • $64/month with annual billing
    • NetSuite sync

Tripletex

Free
  • Basis$199/month
    • Invoice (Faktura)
    • Accounting (Regnskap)
    • Mobile app
  • Smart$299/month
    • Everything in Basis
    • Smart automation
    • Optional: payroll, travel, integrations
  • Pro$479/month
    • Everything in Smart
    • Integrations included
    • Payroll, travel, hours tracking
  • Komplett$649/month
    • Everything in Pro
    • Project management
    • Project budgeting

Which should you pick?

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Choose Tripletex if

  • You want to start without paying.
Tripletex review

Questions people ask

Is Melio or Tripletex better?
Neither clearly leads. Melio starts at Free and Tripletex at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Melio or Tripletex?
Melio starts at Free and Tripletex at Free.
Does Melio or Tripletex run on more platforms?
Melio runs on Web, Mobile app. Tripletex runs on Web.
Can I use Melio for free?
Both have a free tier, so you can try either at no cost before committing.
What is Melio best used for?
Melio is most often used for accounts payable automation, bill management and payment scheduling, multi-vendor payment processing, invoice receivables and payment collection. Of those, accounts payable automation and bill management and payment scheduling are not what Tripletex is typically brought in for.
What can Melio do that Tripletex cannot?
Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.

Answered from the vendors’ own pages

Melio: What does Melio charge for ACH payments?

Melio's free Go tier includes 5 free ACH payments per month. Core tier provides 20 free ACH payments per month at $25/month. Boost offers 50 free ACH payments at $55/month. Unlimited tier at $80/month includes unlimited free ACH payments.

Source
Tripletex: Does Tripletex offer a free trial?

Yes. Tripletex offers a 14-day free trial with no payment details required. Additionally, new companies starting an AS (limited company) through Tripletex get 30 days of free access.

Source
Melio: Does Melio charge fees for card payments?

Yes, Melio charges a flat 2.9% fee on all card payments. International card payments also include currency conversion charges and international fees beyond the base 2.9%.

Source
Tripletex: Can you upgrade or downgrade Tripletex plans?

Yes. According to the pricing page, 'upgrade or downgrade when needs change.' All plans are modular, and you only pay for features you use.

Source
Melio: Can I use Melio for free?

Yes, Melio's free Go tier allows 5 free ACH payments per month with no subscription cost. Users can pay by card, wire, or check and access basic invoicing and payment link features.

Source
Tripletex: Is support included in Tripletex plans?

Yes. Free support (Gratis support) is included in all plans. Premium support levels are available on higher tiers.

Source
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