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Cybersecurity · head to head

Spot AI vs Sumsub

Spot AI logo

Spot AI

Cybersecurity

Cloud video intelligence that runs on your existing cameras through an on-site recorder

From
$99/month
Rated
-
Full reviewWebsite
Sumsub logo

Sumsub

Cybersecurity

Identity verification and AML screening priced per verification

From
$1.35/verification
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Spot AI at roughly $99 per camera per month the all-in rate is high against a perpetual VMS licence: 200 cameras is around $240,000 a year, recurring, where an on-premise system would be largely a one-time cost.; Sumsub the published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • They diverge on capability: Spot AI covers Camera agnostic, Sumsub covers Document verification.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Spot AI and Sumsub actually diverge.

Attributes where Spot AI and Sumsub differ
AttributeSpot AISumsub
Starting price$99/month$1.35/verification
Pricing modelPer camera per month, all inclusivePer verification

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spot AI

  • Camera agnostic
  • Intelligent Video Recorder
  • AI video search
  • Operational analytics
  • Cloud management
  • Alerting and clip sharing
  • All-in per-camera pricing

Only in Sumsub

  • Document verification
  • AML screening
  • KYB verification
  • No-code flow builder
  • Transaction monitoring
  • Travel Rule
  • Fraud and duplicate detection

What people use each for

The jobs each tool is most often brought in to do.

Spot AI

  • A manufacturer with hundreds of existing cameras that wants cloud search without replacing any of themnot Sumsub
  • A logistics operator investigating dock door delays and trailer dwell time from footagenot Sumsub
  • A retail chain reviewing incidents across dozens of stores without a VPN into each sitenot Sumsub
  • A safety team detecting forklift near-misses and missing personal protective equipment automaticallynot Sumsub

Sumsub

  • A crypto exchange needing KYC plus Travel Rule handling under one contractnot Spot AI
  • A gambling operator entering several European markets and needing document coverage without a separate vendor per countrynot Spot AI
  • A fintech that wants a published price it can model in a business case before speaking to a salespersonnot Spot AI
  • A marketplace verifying both individual sellers and the companies behind them without buying two productsnot Spot AI

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spot AI

  • At roughly $99 per camera per month the all-in rate is high against a perpetual VMS licence: 200 cameras is around $240,000 a year, recurring, where an on-premise system would be largely a one-time cost.
  • Reusing existing cameras saves capital but caps quality; AI analytics on a fifteen-year-old analogue camera produces correspondingly poor results and no software fixes the optics.
  • Per-camera monthly billing scales linearly with camera count, so adding coverage is always expensive and there is no volume point where marginal cameras become cheap.
  • The on-site IVR is a single point of failure per location, so an appliance fault takes that site's recording and cloud access with it until it is replaced.
  • It is a subscription with no perpetual option, so an organisation that stops paying loses the platform entirely and is left with cameras and no management system.

Sumsub

  • The published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • You are billed per verification attempt in most configurations, meaning applicant drop-off and resubmissions cost money without producing a customer.
  • Pass rates and document support vary noticeably by country, and a market that works well in Europe can produce materially worse rejection rates in parts of Africa and South East Asia.
  • The AML screening tier bundles list coverage that large institutions would normally buy separately and tune, giving less control over match thresholds than a dedicated screening vendor.
  • The company originated in Russia before restructuring to a UK entity, and some financial institutions still raise that history in vendor risk review, which can slow or block procurement at conservative banks.

Pricing, plan by plan

Spot AI

$99/month
  • Spot AI$99/month
    • Reference rate of roughly $99 per camera per month
    • Includes the on-site IVR appliance, cloud software, AI and support
    • Monthly, annual and multi-year terms available

Sumsub

$1.35/verification
  • Basic$1.35/verification
    • 149 USD minimum monthly spend
    • Document verification and liveness
    • No-code flow builder
  • Compliance$1.85/verification
    • 299 USD minimum monthly spend
    • Everything in Basic
    • AML sanctions and PEP screening
  • Enterprise$undefined/year
    • Negotiated volume rate
    • Custom jurisdictions and languages
    • Dedicated support

Which should you pick?

Choose Spot AI if

  • You need camera agnostic.
  • You work on Web, iOS, Android.
  • You also want intelligent video recorder.
Spot AI review

Choose Sumsub if

  • You need document verification.
  • You work on Web, iOS, Android.
  • You also want aml screening.
Sumsub review

Questions people ask

Is Spot AI or Sumsub better?
Neither clearly leads. Spot AI starts at $99/month and Sumsub at $1.35/verification, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spot AI or Sumsub?
Spot AI starts at $99/month and Sumsub at $1.35/verification.
Does Spot AI or Sumsub run on more platforms?
Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Spot AI best used for?
Spot AI is most often used for a manufacturer with hundreds of existing cameras that wants cloud search without replacing any of them, a logistics operator investigating dock door delays and trailer dwell time from footage, a retail chain reviewing incidents across dozens of stores without a vpn into each site, a safety team detecting forklift near-misses and missing personal protective equipment automatically. Of those, a manufacturer with hundreds of existing cameras that wants cloud search without replacing any of them and a logistics operator investigating dock door delays and trailer dwell time from footage are not what Sumsub is typically brought in for.
What can Spot AI do that Sumsub cannot?
Spot AI covers Camera agnostic, Intelligent Video Recorder, AI video search, Operational analytics. Sumsub covers Document verification, AML screening, KYB verification, No-code flow builder.

Answered from the vendors’ own pages

Spot AI: Do I have to buy new cameras?

No. That is the main point of the product: the IVR appliance connects to existing IP and analogue cameras.

Sumsub: What does a verification actually cost?

1.35 USD on Basic and 1.85 USD on Compliance, but with 149 and 299 USD monthly minimums respectively. Below roughly 110 or 160 checks a month you are paying the minimum, not the rate.

Spot AI: What does it cost?

The reference rate that recurs across pricing breakdowns and Spot AI materials is roughly $99 per camera per month, bundling the appliance, cloud software, AI and support.

Sumsub: Do failed verifications get charged?

Attempts are generally billable, so a poor onboarding funnel raises your bill. Confirm the exact resubmission policy in your contract.

Spot AI: Is there a perpetual licence option?

No. It is subscription only, and the platform stops working when the subscription does.

Sumsub: Does it cover business verification?

Yes, KYB with company registry lookups and beneficial owner resolution is part of the platform rather than a separate product.

Spot AI: Will AI analytics work on my old analogue cameras?

They will run, but detection quality follows image quality. Old low resolution cameras produce poor analytics results.

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