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Insurance · head to head

Semsee vs Splice Software

Semsee logo

Semsee

Insurance

Small commercial insurance quoting that sends one submission to many carriers

From
Free
Rated
-
Full reviewWebsite
Splice Software logo

Splice Software

Insurance

Digital transformation for insurance agents

From
$149/month
Rated
-
Full reviewWebsite

The short version

  • Only Semsee has a free tier, so it costs nothing to try first.
  • Each has a real cost: Semsee the free tier only quotes Semsee's own carrier panel, so the workflow consolidation most agencies actually want, running their own appointments through one form, costs fifty dollars per user per month on top.; Splice Software pricing is not published; the site says pricing fits your budget without stating any figure
  • They diverge on capability: Semsee covers Single submission to many carriers, Splice Software covers Client portal.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Semsee and Splice Software actually diverge.

Attributes where Semsee and Splice Software differ
AttributeSemseeSplice Software
Starting priceFree$149/month
Pricing modelPer user per monthsubscription
Free tierYesNo
PlatformsWebWeb, Ios, Android
FoundedUnknown2015

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Semsee

  • Single submission to many carriers
  • Appetite checker
  • Class code finder
  • Direct appointment quoting
  • ACORD forms
  • Auto-fill
  • Proposal generation
  • Wholesale and MGA access

Only in Splice Software

  • Client portal
  • Policy management
  • Document management
  • Communication tools
  • Task automation
  • Client engagement tracking
  • Mobile app
  • Analytics dashboard

What people use each for

The jobs each tool is most often brought in to do.

Semsee

  • A personal lines agency starting to write small commercial that has no commercial appointments and needs market access without meeting carrier production requirementsnot Splice Software
  • A retail agency quoting twenty BOP submissions a month that is losing hours retyping the same risk into six carrier portalsnot Splice Software
  • A wholesaler that wants a structured intake form so retail agents stop sending incomplete submissions by emailnot Splice Software
  • An agency checking appetite before spending time on a submission that no carrier on its panel will writenot Splice Software

Splice Software

  • Automated outbound customer messaging across voice, text and emailnot Semsee
  • Personalised policy and renewal notifications for insurersnot Semsee
  • Opt-in and consent management for outbound contactnot Semsee
  • Automated surveys after a customer interactionnot Semsee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Semsee

  • The free tier only quotes Semsee's own carrier panel, so the workflow consolidation most agencies actually want, running their own appointments through one form, costs fifty dollars per user per month on top.
  • Carrier coverage is concentrated in small commercial lines such as BOP, general liability and workers compensation, so anything with real complexity still goes to the carrier portal or the underwriter by email.
  • Quotes returned are indicative for many carriers and still subject to underwriting referral, so an agent can present a number to a client and see it change at bind, which damages trust.
  • The March 2026 acquisition by iBynd puts the product inside a wider distribution platform, and buyers should expect priority to shift towards iBynd's end-to-end ambitions rather than incremental improvements to standalone quoting.
  • Agency management system integration is limited, so quote and policy data frequently has to be re-entered into the AMS after binding, which reintroduces the duplicate entry the product exists to remove.

Splice Software

  • Pricing is not published; the site says pricing fits your budget without stating any figure
  • Sold mainly into insurance and regulated industries, and much of its value comes from integrations with systems like Duck Creek, Majesco and EZLynx

Pricing, plan by plan

Semsee

Free
  • EssentialFree
    • Access to the Semsee carrier panel
    • Appetite checker
    • ACORD form generation
  • Professional$50/month
    • Everything in Essential
    • Quote your own direct appointed carriers
    • Class code finder
  • Enterprise$undefined/month
    • White labelled deployment
    • Advanced workflow
    • Carrier and MGA distribution features

Splice Software

$149/month
  • Core$149/month
    • Client portal
    • Policy management
    • Document sharing
  • Professional$349/month
    • All Core features
    • Advanced analytics
    • Carrier integrations

Which should you pick?

Choose Semsee if

  • You need single submission to many carriers.
  • You want to start without paying.
  • You also want appetite checker.
Semsee review

Choose Splice Software if

  • You need client portal.
  • You work on Web, Ios, Android.
  • You also want policy management.
Splice Software review

Questions people ask

Is Semsee or Splice Software better?
Neither clearly leads. Semsee starts at Free and Splice Software at $149/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Semsee or Splice Software?
Semsee has a free tier; the other does not. Paid plans start at Free for Semsee and $149/month for Splice Software.
Does Semsee or Splice Software run on more platforms?
Semsee runs on Web. Splice Software runs on Web, Ios, Android.
Can I use Semsee for free?
Yes. Semsee has a free tier, so you can try it without paying. Splice Software starts at $149/month.
What is Semsee best used for?
Semsee is most often used for a personal lines agency starting to write small commercial that has no commercial appointments and needs market access without meeting carrier production requirements, a retail agency quoting twenty bop submissions a month that is losing hours retyping the same risk into six carrier portals, a wholesaler that wants a structured intake form so retail agents stop sending incomplete submissions by email, an agency checking appetite before spending time on a submission that no carrier on its panel will write. Of those, a personal lines agency starting to write small commercial that has no commercial appointments and needs market access without meeting carrier production requirements and a retail agency quoting twenty bop submissions a month that is losing hours retyping the same risk into six carrier portals are not what Splice Software is typically brought in for.
What can Semsee do that Splice Software cannot?
Semsee covers Single submission to many carriers, Appetite checker, Class code finder, Direct appointment quoting. Splice Software covers Client portal, Policy management, Document management, Communication tools.

Answered from the vendors’ own pages

Semsee: Is Semsee free?

The Essential tier is genuinely free and gives access to Semsee's own carrier panel. Quoting your own direct appointments requires the Professional tier at fifty dollars per user per month.

Splice Software: How much does Splice Software cost?

Splice Software does not publish specific pricing rates online. The website states 'Pricing that fits your budget,' but directs customers to request a custom demo or contact the company directly to discuss pricing based on their individual needs.

Source
Semsee: Do I need carrier appointments to use it?

No. That is the main reason small agencies sign up, since Semsee's panel provides market access without production commitments.

Splice Software: What is Splice Software's pricing model?

Pricing is customized per customer. Interested users must sign in to the application portal, request a demo, or contact Splice directly to receive a quote tailored to their specific requirements.

Source
Semsee: Is Semsee still independent?

No. iBynd acquired Semsee in March 2026, though the product is still sold under the Semsee name.

Semsee: Which lines does it cover?

Small commercial: business owners policy, general liability, workers compensation, commercial auto and some professional liability, depending on carrier.

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